Lord & Taylor Credit Card Review
Lord & Taylor Credit Card is a
issued by Capital One.
If you're wondering whether Lord & Taylor Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
Lord & Taylor Credit Card Pros & Cons
- $10 IN REWARDS WHEN
YOU SPEND $200
- Receipt free returns
- Exclusive events for members
- When customers spend at least $1000 in a calender year, they are upgraded to the Premier Card. This offers the slightly greater benefit of free shipping codes and discounts without Lord and Taylor coupons.
- No annual fee.
- Cardholders can earn rewards on their purchases.
- Lord & Taylor Credit Card reports to multiple credit bureaus.
- High APR
- Store only card. Cannot be used for other purchases.
- Higher than average purchase APRs.
- Does not offer a signup bonus.
- You don't earn rewards on every purchase.
- Does not include many credit card benefits.
Lord & Taylor Credit Card FAQ
Is there a Lord & Taylor Credit Card cash back or rewards program?
Lord & Taylor Credit Card offers a rewards program to its customers.
This card features rewards for purchases in the following categories:
Lord & Taylor Credit Card Rewards
|Rewards rate (all purchases)
|Max rewards rate
|Annual rewards limit
Does Lord & Taylor Credit Card have a signup bonus?
Lord & Taylor Credit Card doesn't offer a cash signup bonus.
Does Lord & Taylor Credit Card offer an annual loyalty bonus?
Lord & Taylor Credit Card doesn't offer a cash loyalty bonus.
What are the relevant APRs for Lord & Taylor Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.
Lord & Taylor Credit Card has higher than average purchase APRs.
Lord & Taylor Credit Card has a
Does Lord & Taylor Credit Card have an introductory APR offer on balance transfers?
No, Lord & Taylor Credit Card does not come with an introductory APR offer for balance transfers.
Does Lord & Taylor Credit Card have an introductory APR offer on new purchases?
Lord & Taylor Credit Card does not offer an introductory rate on new purchases.
Lord & Taylor Credit Card Purchase Intro Offer
|Purchase Intro APR Period (months)
What are the fees for Lord & Taylor Credit Card?
The following fees apply to Lord & Taylor Credit Card:
Lord & Taylor Credit Card Fees
|Returned Payment Fee
||up to $25
|Late Payment Fee
||up to $38
Does Lord & Taylor Credit Card report your account activity to credit bureaus?
Yes, Lord & Taylor Credit Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Lord & Taylor Credit Card
- Visit the Lord & Taylor Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.