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  Lord & Taylor Credit Card

Lord & Taylor Credit Card

in Personal Credit Cards from Capital One

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Lord & Taylor Credit Card

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in Personal Credit Cards from Capital One

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) Starting at 27.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 640 - 850

Lord & Taylor Credit Card Review

Lord & Taylor Credit Card is a store rewards credit card issued by Capital One. 

This card is designed for people with fair credit. The minimum credit score to apply is 640. If you're wondering whether Lord & Taylor Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Lord & Taylor Credit Card
Pros Cons
  • $10 IN REWARDS WHEN YOU SPEND $200
  • Receipt free returns
  • Exclusive events for members
  • When customers spend at least $1000 in a calender year, they are upgraded to the Premier Card. This offers the slightly greater benefit of free shipping codes and discounts without Lord and Taylor coupons.
  • High APR
  • Store only card. Cannot be used for other purchases.
  • Is there a Lord & Taylor Credit Card cash back or rewards program?

    Lord & Taylor Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

    • Retail
    Lord & Taylor Credit Card Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    Does Lord & Taylor Credit Card have a signup bonus?

    Lord & Taylor Credit Card doesn't offer a cash signup bonus.

    Does Lord & Taylor Credit Card offer an annual loyalty bonus?

    Lord & Taylor Credit Card doesn't offer a cash loyalty bonus.

    What are the relevant APRs for Lord & Taylor Credit Card?

    Lord & Taylor Credit Card has a variable purchase APR starting at 27.74% .

    Does Lord & Taylor Credit Card have an introductory APR offer?

    Lord & Taylor Credit Card does not offer an introductory rate on new purchases.
    Lord & Taylor Credit Card Rates & Terms
    Purchase APR Starting at 27.74%

    What are the Lord & Taylor Credit Card fees?

    The following fees apply to Lord & Taylor Credit Card:

    Lord & Taylor Credit Card Fees
    Fees Amount
    Annual Fee $0
    Returned Payment Fee up to $25
    Late Payment Fee up to $38

    Does Lord & Taylor Credit Card report your account activity to credit bureaus?

    Lord & Taylor Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Lord & Taylor Credit Card

    • Visit the Capital One website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 25
    Annual Fee $0
    No Annual Fee  
    Returned Payment Fee Up to $25
    Minimum Interest Charge $1
    Late Fee Amount Up to $38
    Minimum Age 18
    Credit Score Range 640 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Rewards Categories
    • Retail
    Bonus Rewards Get 15% off your first day's purchases
    Every Purchase $10 IN REWARDS WHEN YOU SPEND $200
    Purchase APR (Variable APR) Starting at 27.74%
    Balance Computation average daily balance

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