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  Lord & Taylor Credit Card

Lord & Taylor Credit Card

in Personal Credit Cards from Capital One

Claimed

Lord & Taylor Credit Card

Claimed

in Personal Credit Cards from Capital One

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Highlights
Highlights
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 640 - 850
Annual Fee $0
Purchase APR  (Variable APR) Starting at 27.74%

Lord & Taylor Credit Card Review

Lord & Taylor Credit Card is a store rewards credit card issued by Capital One.  If you're wondering whether Lord & Taylor Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 27.74%
  • No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives rewards on your purchases but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
The Good The Bad
  • $10 IN REWARDS WHEN YOU SPEND $200
  • Receipt free returns
  • Exclusive events for members
  • When customers spend at least $1000 in a calender year, they are upgraded to the Premier Card. This offers the slightly greater benefit of free shipping codes and discounts without Lord and Taylor coupons.
  • No annual fee.
  • Lord & Taylor Credit Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • High APR
  • Store only card. Cannot be used for other purchases.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a Lord & Taylor Credit Card cash back or rewards program?

Lord & Taylor Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Retail
Lord & Taylor Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Lord & Taylor Credit Card have a signup bonus?

Lord & Taylor Credit Card doesn't offer a cash signup bonus.

Does Lord & Taylor Credit Card offer an annual loyalty bonus?

Lord & Taylor Credit Card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Lord & Taylor Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Lord & Taylor Credit Card has higher than average purchase APRs.

Lord & Taylor Credit Card has a variable purchase APR starting at 27.74% .

Does Lord & Taylor Credit Card have an introductory APR offer on balance transfers??

No, Lord & Taylor Credit Card does not come with an introductory APR offer for balance transfers.

Does Lord & Taylor Credit Card have an introductory APR offer on new purchases??

Lord & Taylor Credit Card does not offer an introductory rate on new purchases.

What are the Lord & Taylor Credit Card fees?

The following fees apply to Lord & Taylor Credit Card:

Lord & Taylor Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $25
Late Payment Fee up to $38

Does Lord & Taylor Credit Card report your account activity to credit bureaus?

Lord & Taylor Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Lord & Taylor Credit Card

  • Visit the Lord & Taylor Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25
Minimum Interest Charge $1
Returned Payment Fee Up to $25
Late Fee Amount Up to $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Card Type
  • Rewards
  • Store Card
Card Network
  • Other
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Bonus Rewards Get 15% off your first day's purchases
Rewards Categories
  • Retail
Purchase APR (Variable APR) Starting at 27.74%
Balance Computation average daily balance

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