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  Louetta Automotive and Tire Service

Louetta Automotive and Tire Service

in Personal Credit Cards from Credit First National Association

Unaffiliated

Louetta Automotive and Tire Service

Unaffiliated

in Personal Credit Cards from Credit First National Association

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Highlights
Purchase APR  (Variable APR) 28.8%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

Louetta Automotive and Tire Service Review

This is a store credit card issued by Credit First National Association. If you're wondering whether Louetta Automotive and Tire Service is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.8%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of Louetta Automotive and Tire Service
The Good The Bad
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Louetta Automotive and Tire Service reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Louetta Automotive and Tire Service FAQ

Does Louetta Automotive and Tire Service have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Louetta Automotive and Tire Service benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Louetta Automotive and Tire Service?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR of 28.8%.

Does Louetta Automotive and Tire Service have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Louetta Automotive and Tire Service have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Louetta Automotive and Tire Service?

The following fees apply:

Louetta Automotive and Tire Service Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $40
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for Louetta Automotive and Tire Service?

The Louetta Automotive and Tire Service customer service number is (800) 321-3950.

What is the support contact email for Louetta Automotive and Tire Service?

The support contact email for Louetta Automotive and Tire Service is social@cfna.com.

Does Louetta Automotive and Tire Service report your account activity to credit bureaus?

Yes, Louetta Automotive and Tire Service reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Louetta Automotive and Tire Service

  • Visit the Louetta Automotive and Tire Service website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

About Louetta Automotive and Tire Service

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Minimum Interest Charge $2
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type No Rewards
Balance Computation Average Daily Balance (including new purchases)
Purchase APR (Variable APR) 28.8%
Card Type
  • Store Card
Card Network Other

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