Lufthansa Miles & More World Elite Mastercard Review

Lufthansa Miles & More World Elite Mastercard is a rewards credit card issued by Barclays Bank. If you're wondering whether Lufthansa Miles & More World Elite Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
• Signup bonus. Offers a signup bonus of 50000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Lufthansa Miles & More World Elite Mastercard has a variable purchase APR that ranges from 15.99% up to 24.99%.
• 3% Balance transfer fee. Lufthansa Miles & More World Elite Mastercard charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as price protection, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 680.

The Good	The Bad
Lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 15 months. Multiple credit card perks. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere Lufthansa Miles & More World Elite Mastercard is accepted. Lufthansa Miles & More World Elite Mastercard reports to multiple credit bureaus.	Requires good to excellent credit. Charges an annual fee of $89 Charges a 3% balance transfer fee.

Is there a Lufthansa Miles & More World Elite Mastercard cash back or rewards program?

Lufthansa Miles & More World Elite Mastercard offers a rewards program to its customers.

Lufthansa Miles & More World Elite Mastercard Rewards

Minimum rewards rate	1x
Max rewards rate	2x
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	50000
Signup Bonus Spend Requirement	$3000
Signup Bonus Spend Period (months)	3 months

What are the Lufthansa Miles & More World Elite Mastercard benefits?

Lufthansa Miles & More World Elite Mastercard provides the following benefits:

• Price Protection
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Lufthansa Miles & More World Elite Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Lufthansa Miles & More World Elite Mastercard has lower than average purchase APRs.

Lufthansa Miles & More World Elite Mastercard has a variable purchase APR that ranges from 15.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 24.99%. It also has a variable cash advance APR of 25.24% .

What are the fees for Lufthansa Miles & More World Elite Mastercard?

The following fees apply to Lufthansa Miles & More World Elite Mastercard:

Lufthansa Miles & More World Elite Mastercard Fees

Fees	Amount
Annual Fee	$89
Foreign Transaction Fee	0%
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does Lufthansa Miles & More World Elite Mastercard report your account activity to credit bureaus?

Yes, Lufthansa Miles & More World Elite Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Lufthansa Miles & More World Elite Mastercard

• Visit the Lufthansa Miles & More World Elite Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.