Mastercard® Black Card™
in Personal Credit Cards from Black Card LLC
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Would you recommend Mastercard® Black Card™ to your friends?
| Annual Fee | $495 |
| Purchase APR (Variable APR) | Starting at 17.24% |
| Balance Transfer APR (Variable APR) | Starting at 17.24% |
| Credit Score Range | 740 - 850 |
Mastercard® Black Card™ Review
Mastercard® Black Card™ is a cashback credit card issued by Barclays Bank.
Very good credit. Applicants who are approved for this card typically have a credit score above 740.
The Mastercard® Black Card™ credit score range is provided as a guide and does not guarantee approval.
If you're wondering whether Mastercard® Black Card™ is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
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|
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Is there a Mastercard® Black Card™ cash back or rewards program?
Mastercard® Black Card™ is a cashback card. This means you earn rewards for your purchases, which you can redeem for cash. With Mastercard® Black Card™ you receive rewards on every purchase you make. For example, if you buy a $1,000 laptop with your card, you could redeem the rewards you earned for $15 in cash back.
| Description | |
|---|---|
| Rewards Categories | Every Purchase |
| Bonus Rewards | N/A |
| Annual Maximum | N/A |
| No Blackout Dates? | Yes |
| Every Purchase | - 2% value for airfare redemptions. - 1.5% Value for Cash Back Redemptions |
| Rewards Ratio Per Dollar Spent | 1.5 |
| Max Rewards Bonus Category | N/A |
| Signup Bonus Purchase Requirement Period | N/A |
| Annual Airline Credit | $100 |
| Signup Bonus | N/A |
| Signup Bonus (points) | N/A |
| Signup Bonus Spend Requirement | $0 |
| Annual Loyalty Bonus | N/A |
| Annual Loyalty Bonus Spend Requirement | N/A |
| Annual Loyalty Bonus (points) | N/A |
Does Mastercard® Black Card™ have a signup bonus?
Mastercard® Black Card™ doesn't offer a cash signup bonus.
Does Mastercard® Black Card™ offer an annual airline credit?
Yes, Black Card LLC offers an annual airline credit worth up to $100.
Does Mastercard® Black Card™ include access to concierge services?
Yes, Mastercard® Black Card™ gives cardholders the luxury of having a personal concierge. These services can include anything from help booking an exclusive trip, getting tickets for a concert, or booking a table at a restaurant.Does Mastercard® Black Card™ offer an annual loyalty bonus?
Mastercard® Black Card™ doesn't offer a cash loyalty bonus.
However, Mastercard® Black Card™ does come with an annual airline credit of up to $100.What are the Mastercard® Black Card™ benefits?
Mastercard® Black Card™ provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- Premium Concierge Services
- No blackout dates when redeeming miles
- Travel Assistance
- Global Entry / TSA Precheck Fee Credit
- Airline Credit
- Airport Lounge Access
- ID Theft Protection
- Reports to major credit bureaus
The Luxury Black Card offers the World Elite level of Mastercard benefits. World Elite includes all Standard- and World-level benefits, as well as discounts from Mastercard partners like Fandango and Lyft.
What are the relevant APRs for Mastercard® Black Card™?
Mastercard® Black Card™ has a variable purchase APR starting at 17.24% . The card has a variable balance transfer APR starting at 17.24% .
It also has a variable cash advance APR starting at 27.49% .
Does Mastercard® Black Card™ have an introductory APR offer?
Yes, Mastercard® Black Card™ offers an introductory APR rate on balance transfers of 0% for a period of 15 months.
Mastercard® Black Card™ does not offer an introductory rate on new purchases.
| Purchase APR | Starting at 17.24% |
| Balance Transfer APR | Starting at 17.24% |
| Cash Advance APR | Starting at 27.49% |
What are the Mastercard® Black Card™ fees?
$495 Annual Fee. Mastercard® Black Card™ charges an annual fee of $495.No foreign transaction fee. Mastercard® Black Card™ does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
The following fees apply to Mastercard® Black Card™:
| Fees | Amount |
|---|---|
| Annual Fee | $495 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | up to $37 |
| Late Payment Fee | up to $37 |
Does Mastercard® Black Card™ report your account activity to credit bureaus?
Mastercard® Black Card™ reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for Mastercard® Black Card™
- Visit the Black Card LLC website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
250 Veronica Lane
Jackson, WY 83001 - Visit Site
Message from Black Card LLC
About Mastercard® Black Card™
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 23 |
| Paper Statement Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Returned Payment Fee | Up to $37 |
| Minimum Interest Charge | $0.50 |
| Annual Fee | $495 |
| Late Fee Amount | Up to $37 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Cash Advance Fee ($) | Starting at $10 |
| Cash Advance Fee (%) | Starting at 5% |
| Cash Advance Fee Minimum | $10 |
Mastercard® Black Card™ Community Reviews
Would you recommend Mastercard® Black Card™ to your friends?
Other Personal Credit Cards
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Annual Fee
$195
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Purchase APR
17.24%
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Balance Transfer APR
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Credit Score Range
700 - 850
Annual Fee
$995
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Purchase APR
17.24%
Starting
Balance Transfer APR
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Credit Score Range
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