Mastercard® Black Card™
in Personal Credit Cards from Black Card LLC
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| Annual Fee | $495 |
| Purchase APR (Variable APR) | Starting at 17.24% |
| Balance Transfer APR (Variable APR) | Starting at 17.24% |
| Credit Score Range | 740 - 850 |
Mastercard® Black Card™ Review
Mastercard® Black Card™ is a cashback credit card issued by Black Card LLC.
This card is for people with very good credit. You need a credit score of at least 740 to apply. If you're wondering whether Mastercard® Black Card™ is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
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Is there a Mastercard® Black Card™ cash back or rewards program?
Mastercard® Black Card™ is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Mastercard® Black Card™ you receive 1.5% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.
| Rewards rate (all purchases) | 1.5% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus Spend Requirement | $0 |
Does Mastercard® Black Card™ have a signup bonus?
Mastercard® Black Card™ doesn't offer a cash signup bonus.Does Mastercard® Black Card™ offer an annual loyalty bonus?
Mastercard® Black Card™ doesn't offer a cash loyalty bonus.What are the Mastercard® Black Card™ benefits?
Mastercard® Black Card™ provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Mastercard® Black Card™?
Mastercard® Black Card™ has a variable purchase APR starting at 17.24% . The card has a variable balance transfer APR starting at 17.24% .
It also has a variable cash advance APR starting at 27.49% .
Does Mastercard® Black Card™ have an introductory APR offer?
Yes, Mastercard® Black Card™ offers an introductory APR rate on balance transfers of 0% for a period of 15 months.
Mastercard® Black Card™ does not offer an introductory rate on new purchases.| Purchase APR | Starting at 17.24% |
| Balance Transfer APR | Starting at 17.24% |
| Cash Advance APR | Starting at 27.49% |
What are the Mastercard® Black Card™ fees?
The following fees apply to Mastercard® Black Card™:
| Fees | Amount |
|---|---|
| Annual Fee | $495 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $5 |
| Returned Payment Fee | up to $37 |
| Late Payment Fee | up to $37 |
Does Mastercard® Black Card™ have a foreign transaction fee?
Mastercard® Black Card™ does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Mastercard® Black Card™ report your account activity to credit bureaus?
Mastercard® Black Card™ reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
- Innovis
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Mastercard® Black Card™
- Visit the Black Card LLC website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
250 Veronica Lane
Jackson, WY 83001 - Visit Site
Message from Black Card LLC
About Mastercard® Black Card™
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 23 |
| Paper Statement Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Returned Payment Fee | Up to $37 |
| Minimum Interest Charge | $0.50 |
| Annual Fee | $495 |
| Late Fee Amount | Up to $37 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $5 |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Cash Advance Fee (%) | Starting at 5% |
| Cash Advance Fee Minimum | $10 |
Mastercard® Black Card™ Community Reviews
Would you recommend Mastercard® Black Card™ to your friends?
Other Personal Credit Cards
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Annual Fee
$195
Starting
Purchase APR
17.24%
Starting
Balance Transfer APR
17.24%
Credit Score Range
700 - 850
Annual Fee
$995
Starting
Purchase APR
17.24%
Starting
Balance Transfer APR
17.24%
Credit Score Range
740 - 850
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