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  Mastercard® Black Card™

Mastercard® Black Card™

in Personal Credit Cards from Black Card LLC

Unaffiliated

Mastercard® Black Card™

Unaffiliated

in Personal Credit Cards from Black Card LLC

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Highlights
Highlights
Annual Fee $495
Purchase APR  (Variable APR) Starting at 17.24%
Balance Transfer APR  (Variable APR) Starting at 17.24%
Credit Score Range 740 - 850

Mastercard® Black Card™ Review

Mastercard® Black Card™ is a cashback credit card issued by Barclays Bank.

Very good credit. Applicants who are approved for this card typically have a credit score above 740.

The Mastercard® Black Card™ credit score range is provided as a guide and does not guarantee approval.

If you're wondering whether Mastercard® Black Card™ is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Mastercard® Black Card™
Pros Cons
  • Stainless Steel – Patented Black-PVD-Coated Metal Card.
  • 2% value for airfare redemptions 1.5% value for cash back redemptions
  • Complimentary Luxury Card Concierge lifestyle management service available 24/7 for global expertise and tailored recommendations by phone, via email, and through mobile chat.
  • $100 Global entry application fee credit. $100 annual airline credit.
  • Steep annual fee.
  • Is there a Mastercard® Black Card™ cash back or rewards program?

    Mastercard® Black Card™ is a cashback card. This means you earn rewards for your purchases, which you can redeem for cash. With Mastercard® Black Card™ you receive rewards on every purchase you make. For example, if you buy a $1,000 laptop with your card, you could redeem the rewards you earned for $15 in cash back.

    Mastercard® Black Card™ Rewards
    Description
    Rewards Categories Every Purchase
    Bonus Rewards N/A
    Annual Maximum N/A
    No Blackout Dates? Yes
    Every Purchase - 2% value for airfare redemptions. - 1.5% Value for Cash Back Redemptions
    Rewards Ratio Per Dollar Spent 1.5
    Max Rewards Bonus Category N/A
    Signup Bonus Purchase Requirement Period N/A
    Annual Airline Credit $100
    Signup Bonus N/A
    Signup Bonus (points) N/A
    Signup Bonus Spend Requirement $0
    Annual Loyalty Bonus N/A
    Annual Loyalty Bonus Spend Requirement N/A
    Annual Loyalty Bonus (points) N/A

    Does Mastercard® Black Card™ have a signup bonus?

    Mastercard® Black Card™ doesn't offer a cash signup bonus.

    Does Mastercard® Black Card™ offer an annual airline credit?

    Yes, Black Card LLC offers an annual airline credit worth up to $100.

    Does Mastercard® Black Card™ include access to concierge services?

    Yes, Mastercard® Black Card™ gives cardholders the luxury of having a personal concierge. These services can include anything from help booking an exclusive trip, getting tickets for a concert, or booking a table at a restaurant.

    Does Mastercard® Black Card™ offer an annual loyalty bonus?

    Mastercard® Black Card™ doesn't offer a cash loyalty bonus.

    However, Mastercard® Black Card™ does come with an annual airline credit of up to $100.

    What are the Mastercard® Black Card™ benefits?

    Mastercard® Black Card™ provides the following benefits:

    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Trip Cancellation Insurance
    • Fraud Liability
    • Price Protection
    • Travel Accident Insurance
    • Premium Concierge Services
    • No blackout dates when redeeming miles
    • Travel Assistance
    • Global Entry / TSA Precheck Fee Credit
    • Airline Credit
    • Airport Lounge Access
    • ID Theft Protection
    • Reports to major credit bureaus

    The Luxury Black Card offers the World Elite level of Mastercard benefits. World Elite includes all Standard- and World-level benefits, as well as discounts from Mastercard partners like Fandango and Lyft.

    What are the relevant APRs for Mastercard® Black Card™?

    Mastercard® Black Card™ has a variable purchase APR starting at 17.24% . The card has a variable balance transfer APR starting at 17.24% .

    It also has a variable cash advance APR starting at 27.49% .

    Does Mastercard® Black Card™ have an introductory APR offer?

    Yes, Mastercard® Black Card™ offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

    Mastercard® Black Card™ does not offer an introductory rate on new purchases.

    Mastercard® Black Card™ Rates & Terms
    Purchase APR Starting at 17.24%
    Balance Transfer APR Starting at 17.24%
    Cash Advance APR Starting at 27.49%

    What are the Mastercard® Black Card™ fees?

    $495 Annual Fee. Mastercard® Black Card™ charges an annual fee of $495.

    No foreign transaction fee. Mastercard® Black Card™ does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    The following fees apply to Mastercard® Black Card™:

    Mastercard® Black Card™ Fees
    Fees Amount
    Annual Fee $495
    Foreign Transaction Fee 0%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $37
    Late Payment Fee up to $37

    Does Mastercard® Black Card™ report your account activity to credit bureaus?

    Mastercard® Black Card™ reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion
    • Innovis

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    How to apply for Mastercard® Black Card™

    • Visit the Black Card LLC website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   250 Veronica Lane
      Jackson, WY 83001
    •   Visit Site

    Message from Black Card LLC

    Enjoy the industry's best airline redemption rates and luxury concierge services. Our luxury concierge services are not just for travel, but reservations, recommendations, questions, and research. No limit or charges for booking directly through the concierge, available anytime, anywhere. A truly global 24/7 personal assistant.

    About Mastercard® Black Card™

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 23
    Paper Statement Fee $0
    Foreign Currency Transaction Fee 0%
    No Foreign Transaction Fee  
    Returned Payment Fee Up to $37
    Minimum Interest Charge $0.50
    Annual Fee $495
    Late Fee Amount Up to $37
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee ($) Starting at $10
    Cash Advance Fee (%) Starting at 5%
    Cash Advance Fee Minimum $10
    Minimum Age 18
    Credit Score Range 740 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Lost Luggage Insurance  
    Credit Card Benefits
    • Airline Credit
    • Airport Lounge Access
    • Auto Rental Collision Damage Waiver
    • Concierge
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Global Entry / TSA Precheck Fee Credit
    • Identity Theft Protection
    • Price Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    • Trip Cancellation Insurance
    Annual Airline Credit $100
    Rewards Categories
    • Every Purchase
    No Blackout Dates  
    Every Purchase - 2% value for airfare redemptions. - 1.5% Value for Cash Back Redemptions
    Purchase APR (Variable APR) Starting at 17.24%
    Cash Advance APR (Variable APR) Starting at 27.49%
    Balance Computation Daily balance (including new purchases)
    Balance Transfer APR (Variable APR) Starting at 17.24%
    Introductory Rate 0%
    Intro APR period 15

    Mastercard® Black Card™ Community Reviews

     
     

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