Luxury Gold Mastercard Review

Luxury Gold Mastercard is a cashback credit card issued by Barclays. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether Luxury Gold Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Luxury Gold Mastercard

Pros	Cons
24K-Gold-Plated – Patented Card Design No limit to total points that can be earned, and no blackout dates, and points are redeemed at a rate of 2% when redeeming for airfare or statement credit. Complimentary Luxury Card Concierge $100 Global Entry or TSA Precheck Credit	Large annual fee High annual fee for each additional card.

Is there a Luxury Gold Mastercard cash back or rewards program?

Luxury Gold Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.

This card features rewards for purchases in the following categories:

• Airfare
• Every Purchase
• Hotels
• Trains, Cruises, Other Travel

Luxury Gold Mastercard Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus Spend Requirement	$0
Annual Loyalty Bonus	$200

What are the Luxury Gold Mastercard benefits?

Luxury Gold Mastercard provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Fraud Liability
• Price Protection
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Travel Assistance
• Global Entry
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Luxury Gold Mastercard?

Luxury Gold Mastercard has a variable purchase APR starting at 17.24% . The card has a variable balance transfer APR starting at 17.24% .

It also has a variable cash advance APR starting at 27.49% .

What are the Luxury Gold Mastercard fees?

$995 Annual Fee. Luxury Gold Mastercard charges an annual fee of $995. No foreign transaction fee. Luxury Gold Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Luxury Gold Mastercard:

Luxury Gold Mastercard Fees

Fees	Amount
Annual Fee	$995
Foreign Transaction Fee	0%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	up to $37
Late Payment Fee	up to $37

Does Luxury Gold Mastercard report your account activity to credit bureaus?

Luxury Gold Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Luxury Gold Mastercard

• Visit the Barclays website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.