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  Luxury Gold Mastercard

Luxury Gold Mastercard

in Personal Credit Cards from Barclays

Claimed

Luxury Gold Mastercard

Claimed

in Personal Credit Cards from Barclays

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Highlights
Highlights
Annual Fee $995
Purchase APR  (Variable APR) Starting at 17.24%
Balance Transfer APR  (Variable APR) Starting at 17.24%
Credit Score Range 700 - 850

Luxury Gold Mastercard Review

Luxury Gold Mastercard is a cashback credit card issued by Barclays. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether Luxury Gold Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Luxury Gold Mastercard
Pros Cons
  • 24K-Gold-Plated – Patented Card Design
  • No limit to total points that can be earned, and no blackout dates, and points are redeemed at a rate of 2% when redeeming for airfare or statement credit.
  • Complimentary Luxury Card Concierge
  • $100 Global Entry or TSA Precheck Credit
  • Large annual fee
  • High annual fee for each additional card.
  • Is there a Luxury Gold Mastercard cash back or rewards program?

    Luxury Gold Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward.

    This card features rewards for purchases in the following categories:

    • Airfare
    • Every Purchase
    • Hotels
    • Trains, Cruises, Other Travel
    Luxury Gold Mastercard Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus Spend Requirement $0
    Annual Loyalty Bonus $200

    Does Luxury Gold Mastercard have a signup bonus?

    Luxury Gold Mastercard doesn't offer a cash signup bonus.

    Does Luxury Gold Mastercard offer an annual loyalty bonus?

    Yes, Luxury Gold Mastercard offers card users an annual bonus worth up to $200.

    What are the Luxury Gold Mastercard benefits?

    Luxury Gold Mastercard provides the following benefits:

    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Trip Cancellation Insurance
    • Fraud Liability
    • Price Protection
    • Travel Accident Insurance
    • No blackout dates when redeeming miles
    • Travel Assistance
    • Global Entry
    • ID Theft Protection
    • Reports to major credit bureaus

    What are the relevant APRs for Luxury Gold Mastercard?

    Luxury Gold Mastercard has a variable purchase APR starting at 17.24% . The card has a variable balance transfer APR starting at 17.24% .

    It also has a variable cash advance APR starting at 27.49% .

    Does Luxury Gold Mastercard have an introductory APR offer?

    Yes, Luxury Gold Mastercard offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

    Luxury Gold Mastercard does not offer an introductory rate on new purchases.
    Luxury Gold Mastercard Rates & Terms
    Purchase APR Starting at 17.24%
    Balance Transfer APR Starting at 17.24%
    Cash Advance APR Starting at 27.49%

    What are the Luxury Gold Mastercard fees?

    $995 Annual Fee. Luxury Gold Mastercard charges an annual fee of $995. No foreign transaction fee. Luxury Gold Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    The following fees apply to Luxury Gold Mastercard:

    Luxury Gold Mastercard Fees
    Fees Amount
    Annual Fee $995
    Foreign Transaction Fee 0%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $37
    Late Payment Fee up to $37

    Does Luxury Gold Mastercard report your account activity to credit bureaus?

    Luxury Gold Mastercard reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    How to apply for Luxury Gold Mastercard

    • Visit the Barclays website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment 23
    Paper Statement Fee $0
    Foreign Currency Transaction Fee 0%
    No Foreign Transaction Fee  
    Returned Payment Fee Up to $37
    Minimum Interest Charge $0.50
    Annual Fee $995
    Late Fee Amount Up to $37
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee ($) Starting at $10
    Cash Advance Fee (%) Starting at 5%
    Cash Advance Fee Minimum $10
    Minimum Age 18
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    • Tax Returns
    Customer Type Personal
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Flight Insurance  
    Lost Luggage Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Global Entry
    • Identity Theft Protection
    • Price Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    • Trip Cancellation Insurance
    All Other Purchases 1 Point for every $1 in Net Purchases
    No Blackout Dates  
    Rewards Categories
    • Airfare
    • Every Purchase
    • Hotels
    • Trains, Cruises, Other Travel
    Annual Loyalty Bonus $200
    Purchase APR (Variable APR) Starting at 17.24%
    Cash Advance APR (Variable APR) Starting at 27.49%
    Balance Computation daily balance
    Balance Transfer APR (Variable APR) Starting at 17.24%
    Introductory Rate 0%
    Intro APR period 15

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