Mastercard® Titanium Card™ Review

Mastercard® Titanium Card™ is a cashback credit card issued by Barclays. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether Mastercard® Titanium Card™ is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Mastercard® Titanium Card™

Pros	Cons
Brushed Stainless Steel – Patented Card Design No limit to points that can be earned and no blackout dates Amenities such as room upgrades, complimentary food and beverage, spa credits when you book with Luxury Card Travel, plus 24/7 Luxury Card Concierge. 0% intro balance transfer rate for 15 months	High annual fee Another $95 per year annual fee for additional cards.

Is there a Mastercard® Titanium Card™ cash back or rewards program?

Mastercard® Titanium Card™ is a cashback card. This means you earn a percentage of your purchase as a cash reward.

This card features rewards for purchases in the following categories:

• Airfare
• Every Purchase
• Hotels
• Trains, Cruises, Other Travel

Mastercard® Titanium Card™ Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus Spend Requirement	$0

What are the Mastercard® Titanium Card™ benefits?

Mastercard® Titanium Card™ provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Fraud Liability
• Price Protection
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Mastercard® Titanium Card™?

Mastercard® Titanium Card™ has a variable purchase APR starting at 17.24% . The card has a variable balance transfer APR starting at 17.24% .

It also has a variable cash advance APR starting at 27.49% .

What are the Mastercard® Titanium Card™ fees?

$195 Annual Fee. Mastercard® Titanium Card™ charges an annual fee of $195. No foreign transaction fee. Mastercard® Titanium Card™ does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Mastercard® Titanium Card™:

Mastercard® Titanium Card™ Fees

Fees	Amount
Annual Fee	$195
Foreign Transaction Fee	0%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	up to $37
Late Payment Fee	up to $37

Does Mastercard® Titanium Card™ report your account activity to credit bureaus?

Mastercard® Titanium Card™ reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Mastercard® Titanium Card™

• Visit the Barclays website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.