
Luxury Card™ Mastercard® Titanium Card™
Would you recommend Luxury Card™ Mastercard® Titanium Card™ to your friends?
Community Rating | Mostly recommended |
Purchase APR (Variable APR) |
19.99% (Verified 05/30/2023)
|
Balance Transfer APR (Variable APR) |
19.99% (Verified 05/30/2023)
|
Credit Score Range | 700 - 850 |
Annual Fee | $195 |
Number of Reviews | 14 |
Luxury Card™ Mastercard® Titanium Card™ Review
This is a rewards card issued by Barclays Bank. If you're wondering whether Mastercard Titanium card is the right card for you, read on.
Key Takeaways
- LYFT Rewards. Enroll and take three eligible Lyft rides in a month using your Luxury Card and get a $5 Lyft credit. Keep riding
- Use your Luxury Card to sign up for DashPass as a new member to get three (3) complimentary months of membership. After the DashPass trial period ends, new members will automatically be charged the current monthly DashPass rate, plus any applicable fees.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- 2% value for airfare redemptions. 1% value for cash back redemptions.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 19.99%
- 3% Balance transfer fee. Luxury Card™ Mastercard® Titanium Card™ charges a fee of 3% on balance transfers, if you transfer the balance within 45 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Mastercard Titanium card
The Good | The Bad |
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Mastercard Titanium card FAQ
Does Mastercard Titanium card have a cash back or rewards program?
Mastercard Titanium card is a travel rewards card.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Signup Bonus Spend Requirement | $0 |
Does Mastercard Titanium card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Mastercard Titanium card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Mastercard Titanium card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Mastercard Titanium card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Luxury Card™ Mastercard® Titanium Card™ has a variable purchase APR of 19.99%. The card has a variable balance transfer APR of 19.99% . It also has a variable cash advance APR of 30.24% .
Does Mastercard Titanium card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | 3% |
Balance Transfer Fee Intro Period | 45 days |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 15 months |
Balance Transfer APR | 19.99% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 3% |
Does Mastercard Titanium card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Mastercard Titanium card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $195 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $39 |
Late Payment Fee | up to $39 |
Does Mastercard Titanium card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Mastercard Titanium card?
The Mastercard Titanium card customer service number is (888) 710-8756.
What is the support contact email for Mastercard Titanium card?
The support contact email for Mastercard Titanium card is online@barclaysus.com.
What is the Mastercard Titanium card login page?
You can access the Mastercard Titanium card login page here.
How do people rate the customer service and user experience of Mastercard Titanium card?
Overall, Mastercard Titanium card is mostly recommended based on community reviews that rate customer service and user experience.
Does Luxury Card™ Mastercard® Titanium Card™ report your account activity to credit bureaus?
Yes, Luxury Card™ Mastercard® Titanium Card™ reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Mastercard Titanium card
- Visit the Mastercard Titanium card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Mastercard Titanium card
Contact
- Headquarters
-
125 South West Street
Wilmington, DE 19801 USA - (888) 710-8756
- Visit Site
- Email Support
Other Services by Barclays Bank
Other Credit Cards by Barclays Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee | |
Annual Fee | $195 |
Minimum Interest Charge | $0.50 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | Up to $39 |
Paper Statement Fee | $0 |
Additional Card Fee Amount | $95 |
Late Fee Amount | Up to $39 |
Luxury Card™ Mastercard® Titanium Card™ Community Reviews
Would you recommend Luxury Card™ Mastercard® Titanium Card™ to your friends?
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