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  Mastercard® Titanium Card™

Mastercard® Titanium Card™

in Personal Credit Cards from Barclays

Claimed

Mastercard® Titanium Card™

Claimed

in Personal Credit Cards from Barclays

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Highlights
Highlights
Annual Fee $195
Purchase APR  (Variable APR) Starting at 17.24%
Balance Transfer APR  (Variable APR) Starting at 17.24%
Credit Score Range 700 - 850

Mastercard® Titanium Card™ Review

Mastercard® Titanium Card™ is a cashback credit card issued by Barclays. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether Mastercard® Titanium Card™ is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Mastercard® Titanium Card™
Pros Cons
  • Brushed Stainless Steel – Patented Card Design
  • No limit to points that can be earned and no blackout dates
  • Amenities such as room upgrades, complimentary food and beverage, spa credits when you book with Luxury Card Travel, plus 24/7 Luxury Card Concierge.
  • 0% intro balance transfer rate for 15 months
  • High annual fee
  • Another $95 per year annual fee for additional cards.
  • Is there a Mastercard® Titanium Card™ cash back or rewards program?

    Mastercard® Titanium Card™ is a cashback card. This means you earn a percentage of your purchase as a cash reward.

    This card features rewards for purchases in the following categories:

    • Airfare
    • Every Purchase
    • Hotels
    • Trains, Cruises, Other Travel
    Mastercard® Titanium Card™ Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus Spend Requirement $0

    Does Mastercard® Titanium Card™ have a signup bonus?

    Mastercard® Titanium Card™ doesn't offer a cash signup bonus.

    Does Mastercard® Titanium Card™ offer an annual loyalty bonus?

    Mastercard® Titanium Card™ doesn't offer a cash loyalty bonus.

    What are the Mastercard® Titanium Card™ benefits?

    Mastercard® Titanium Card™ provides the following benefits:

    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Trip Cancellation Insurance
    • Fraud Liability
    • Price Protection
    • Travel Accident Insurance
    • No blackout dates when redeeming miles
    • Travel Assistance
    • ID Theft Protection
    • Reports to major credit bureaus

    What are the relevant APRs for Mastercard® Titanium Card™?

    Mastercard® Titanium Card™ has a variable purchase APR starting at 17.24% . The card has a variable balance transfer APR starting at 17.24% .

    It also has a variable cash advance APR starting at 27.49% .

    Does Mastercard® Titanium Card™ have an introductory APR offer?

    Yes, Mastercard® Titanium Card™ offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

    Mastercard® Titanium Card™ does not offer an introductory rate on new purchases.

    Mastercard® Titanium Card™ Rates & Terms
    Purchase APR Starting at 17.24%
    Balance Transfer APR Starting at 17.24%
    Cash Advance APR Starting at 27.49%

    What are the Mastercard® Titanium Card™ fees?

    $195 Annual Fee. Mastercard® Titanium Card™ charges an annual fee of $195. No foreign transaction fee. Mastercard® Titanium Card™ does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    The following fees apply to Mastercard® Titanium Card™:

    Mastercard® Titanium Card™ Fees
    Fees Amount
    Annual Fee $195
    Foreign Transaction Fee 0%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $37
    Late Payment Fee up to $37

    Does Mastercard® Titanium Card™ report your account activity to credit bureaus?

    Mastercard® Titanium Card™ reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    How to apply for Mastercard® Titanium Card™

    • Visit the Barclays website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 23
    Paper Statement Fee $0
    Foreign Currency Transaction Fee 0%
    No Foreign Transaction Fee  
    Returned Payment Fee Up to $37
    Minimum Interest Charge $0.50
    Annual Fee $195
    Late Fee Amount Up to $37
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee ($) Starting at $10
    Cash Advance Fee (%) Starting at 5%
    Cash Advance Fee Minimum $10
    Minimum Age 18
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Flight Insurance  
    Lost Luggage Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Price Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    • Trip Cancellation Insurance
    Annual Airline Credit $100
    Rewards Categories
    • Airfare
    • Every Purchase
    • Hotels
    • Trains, Cruises, Other Travel
    No Blackout Dates  
    Purchase APR (Variable APR) Starting at 17.24%
    Cash Advance APR (Variable APR) Starting at 27.49%
    Balance Computation daily balance
    Balance Transfer APR (Variable APR) Starting at 17.24%
    Introductory Rate 0%
    Intro APR period 15

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