Marathon Visa Credit Card Review

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Marathon Visa Credit Card is a rewards credit card issued by Comenity. If you're wondering whether Marathon Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.49% up to 26.49%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Marathon Visa Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Accepts cosigners. Comenity is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Gas rewards.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

The Good	The Bad
Earn 25¢ / gallon if you spend $1,000 or more per month everywhere Visa is accepted. No annual fee. Cardholders can earn rewards on their purchases. Marathon Visa Credit Card reports to multiple credit bureaus.	Higher than average purchase APRs. Requires good to excellent credit. Does not offer a signup bonus. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase. Charges a 3% balance transfer fee.

Is there a Marathon Visa Credit Card cash back or rewards program?

Marathon Visa Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Gas

Marathon Visa Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Marathon Visa Credit Card benefits?

Marathon Visa Credit Card provides the following benefits:

• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Marathon Visa Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Marathon Visa Credit Card has higher than average purchase APRs.

Marathon Visa Credit Card has a variable purchase APR that ranges from 18.49% up to 26.49%. The card has a variable balance transfer APR starting at 27.49% . It also has a variable cash advance APR starting at 27.49% .

What are the fees for Marathon Visa Credit Card?

The following fees apply to Marathon Visa Credit Card:

• There is no overlimit fee

Marathon Visa Credit Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	$38
Late Payment Fee	$38

Does Marathon Visa Credit Card report your account activity to credit bureaus?

Yes, Marathon Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Marathon Visa Credit Card

• Visit the Marathon Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.