Marriott Bonvoy Boundless™ credit card

Marriott Bonvoy Boundless™ credit card Review

This is a rewards card issued by Chase Bank. If you're wondering whether Marriott Bonvoy Boundless™ credit card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 17 reward points per dollar spent.
• Signup bonus. Offers a signup bonus of 100000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.24% up to 27.24%.
• 5% Balance transfer fee. Marriott Bonvoy Boundless™ credit card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Marriott Bonvoy Boundless™ credit card

The Good

The Bad

As a Marriott Bonvoy Boundless™ Cardmember, you'll enjoy a Free Night Award every year after your account anniversary, valid for a one night hotel stay at a property with a redemption level up to 35,000 points. Earn 6X points for every $1 spent at over 7,000 participating Marriott Bonvoy™ hotels. You will automatically receive Silver Elite Status each account anniversary year as a cardmember. Multiple credit card perks. Offers auto rental collision damage waiver. Access to a concierge. Extended warranty on purchases. Free access to your credit score. Identity Theft Protection. Travel accident and travel assistance insurance. No foreign transaction fee. Cardholders can earn rewards on their purchases. Marriott Bonvoy Boundless™ credit card reports to multiple credit bureaus.

All the points you earn stay on your Marriott Bonvoy account. This card is designed for people who stay at Marriott Bonvoy™ hotels often. Higher than average purchase APRs. Charges an annual fee of $95 Charges a 5% balance transfer fee.

Marriott Bonvoy Boundless™ credit card FAQ

Does Marriott Bonvoy Boundless™ credit card have a cash back or rewards program?

Marriott Bonvoy Boundless™ credit card is a travel rewards card.

Marriott Bonvoy Boundless™ credit card Rewards

Minimum rewards rate	2x
Max rewards rate	17x
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	100000
Signup Bonus Spend Requirement	$3000
Signup Bonus Spend Period (months)	3 months

What are the Marriott Bonvoy Boundless™ credit card benefits?

It provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Marriott Bonvoy Boundless™ credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Marriott Bonvoy Boundless™ credit card has a variable purchase APR that ranges from 20.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 20.24% up to 27.24%. It also has a variable cash advance APR of 29.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Marriott Bonvoy Boundless™ credit card?

The following fees apply:

Marriott Bonvoy Boundless™ credit card Fees

Fees	Amount
Annual Fee	$95
Foreign Transaction Fee	0%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

Does Marriott Bonvoy Boundless™ credit card report your account activity to credit bureaus?

Yes, Marriott Bonvoy Boundless™ credit card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Marriott Bonvoy Boundless™ credit card

• Visit the Marriott Bonvoy Boundless™ credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.