Marriott Bonvoy Bountiful™ credit card

Marriott Bonvoy Bountiful™ credit card Review

This is a rewards card issued by Chase Bank. If you're wondering whether Marriott Bonvoy credit card is the right card for you, read on.

Key Takeaways

• Earn 125,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.24% up to 27.24%.
• 5% Balance transfer fee. Marriott Bonvoy Bountiful™ credit card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of Marriott Bonvoy credit card

The Good	The Bad
Multiple credit card perks. Access to a concierge. Identity Theft Protection. Travel accident and travel assistance insurance. No foreign transaction fee. Cardholders can earn rewards on their purchases. Marriott Bonvoy Bountiful™ credit card reports to multiple credit bureaus.	Higher than average purchase APRs. You need good credit to qualify. Charges an annual fee of $250 Charges a 5% balance transfer fee.

Marriott Bonvoy credit card FAQ

Does Marriott Bonvoy credit card have a cash back or rewards program?

Marriott Bonvoy credit card is a travel rewards card.

Marriott Bonvoy credit card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)
Signup Bonus (Points/Miles)	125000

What are the Marriott Bonvoy credit card benefits?

It provides the following benefits:

• Emergency Support
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Marriott Bonvoy credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Marriott Bonvoy Bountiful™ credit card has a variable purchase APR that ranges from 20.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 20.24% up to 27.24%. It also has a variable cash advance APR of 29.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Marriott Bonvoy credit card?

The following fees apply:

Marriott Bonvoy credit card Fees

Fees	Amount
Annual Fee	$250
Foreign Transaction Fee	0%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

Does Marriott Bonvoy Bountiful™ credit card report your account activity to credit bureaus?

Yes, Marriott Bonvoy Bountiful™ credit card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Marriott Bonvoy credit card

• Visit the Marriott Bonvoy credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.