Members First CU Visa (Without Annual Fee)
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| Purchase APR (Fixed APR) | Starting at 12.9% |
| Balance Transfer APR (Fixed APR) | Starting at 12.9% |
| Credit Score Range | 600 - 850 |
| Annual Fee | Starting at $0 |
Members First CU Visa (Without Annual Fee) Review
This is a rewards credit card issued by Members First Credit Union of Florida. If you're wondering whether Members First CU Visa (Without Annual Fee) is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
|---|---|
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Does Members First CU Visa (Without Annual Fee) have a cash back or rewards program?
Members First CU Visa (Without Annual Fee) is a rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Members First CU Visa (Without Annual Fee) have a signup bonus?
This card doesn't offer a cash signup bonus.Does Members First CU Visa (Without Annual Fee) offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Members First CU Visa (Without Annual Fee)?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Members First CU Visa (Without Annual Fee) has a fixed purchase APR starting at 12.9% . The card has a fixed balance transfer APR starting at 12.9% . It also has a fixed cash advance APR starting at 12.9% .
Does Members First CU Visa (Without Annual Fee) have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Members First CU Visa (Without Annual Fee) have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Members First CU Visa (Without Annual Fee)?
The following fees apply:
- An overlimit fee of $10.
| Fees | Amount |
|---|---|
| Annual Fee | N/A |
| Overlimit Fee | $10 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | $27 - $37 |
| Late Payment Fee | $27 - $37 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Members First CU Visa (Without Annual Fee) have a foreign transaction fee?
Members First CU Visa (Without Annual Fee) charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Members First CU Visa (Without Annual Fee)?
The support contact email for Members First CU Visa (Without Annual Fee) is mfcufl@mfcufl.org.
How do people rate the customer service and user experience of Members First CU Visa (Without Annual Fee)?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Members First CU Visa (Without Annual Fee) report your account activity to credit bureaus?
Yes, Members First CU Visa (Without Annual Fee) reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Members First CU Visa (Without Annual Fee)
- Visit the Members First CU Visa (Without Annual Fee) website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 12983
Pensacola, FL 32591 - Visit Site
- Email Support
Other Services by Members First Credit Union of Florida
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | Starting at $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee (%) | Starting at 1.075% |
| Foreign Currency Transaction Fee | 1% |
| Over-Limit Fee | $10 |
| Returned Payment Fee | $27 - $37 |
| Late Fee Amount | $27 - $37 |
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