Members First Credit Union Visa Platinum (Without Annual Fee) Review

Members First Credit Union Visa Platinum (Without Annual Fee) is a rewards credit card issued by Members First Credit Union of Florida. If you're wondering whether Members First Credit Union Visa Platinum (Without Annual Fee) is the right card for you, read on. This is everything you need to know to make a good choice.

• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good	The Bad
Lower than average purchase APRs. No annual fee. Considers applicants with fair or poor credit. Cardholders can earn rewards on purchases everywhere Members First Credit Union Visa Platinum (Without Annual Fee) is accepted. Members First Credit Union Visa Platinum (Without Annual Fee) reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a foreign transaction fee of 1%. Does not include many credit card benefits.

Is there a Members First Credit Union Visa Platinum (Without Annual Fee) cash back or rewards program?

Members First Credit Union Visa Platinum (Without Annual Fee) offers a rewards program to its customers.

Members First Credit Union Visa Platinum (Without Annual Fee) Rewards

Minimum rewards rate	1x
Max rewards rate	N/A
Annual rewards limit	N/A

What are the relevant APRs for Members First Credit Union Visa Platinum (Without Annual Fee)?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Members First Credit Union Visa Platinum (Without Annual Fee) has lower than average purchase APRs.

Members First Credit Union Visa Platinum (Without Annual Fee) has a fixed purchase APR starting at 12.9% . The card has a fixed balance transfer APR starting at 12.9% . It also has a fixed cash advance APR starting at 12.9% .

What are the fees for Members First Credit Union Visa Platinum (Without Annual Fee)?

The following fees apply to Members First Credit Union Visa Platinum (Without Annual Fee):

• An overlimit fee of $10.

Members First Credit Union Visa Platinum (Without Annual Fee) Fees

Fees	Amount
Annual Fee	N/A
Overlimit Fee	$10
Foreign Transaction Fee	1%
Returned Payment Fee	$27 - $37
Late Payment Fee	$27 - $37

Does Members First Credit Union Visa Platinum (Without Annual Fee) report your account activity to credit bureaus?

Yes, Members First Credit Union Visa Platinum (Without Annual Fee) reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Members First Credit Union Visa Platinum (Without Annual Fee)

• Visit the Members First Credit Union Visa Platinum (Without Annual Fee) website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.