Last Updated: 07/28/2025
MembersFirst Credit Union VISA Secured
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
14.88%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
N/A
Credit Score Range
350 - 600
Annual Fee
$15
MembersFirst Credit Union VISA Secured Review
This is a secured credit card issued by MembersFirst Credit Union. If you're wondering whether MembersFirst Credit Union VISA Secured is the right card for you, read on.
Key Takeaways
- APRs: MembersFirst Credit Union VISA Secured has a fixed purchase APR of 14.88%
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, identity theft protection, travel accident insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of MembersFirst Credit Union VISA Secured
| The Good | The Bad |
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MembersFirst Credit Union VISA Secured FAQ
Does MembersFirst Credit Union VISA Secured have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for MembersFirst Credit Union VISA Secured?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.MembersFirst Credit Union VISA Secured has a fixed purchase APR of 14.88%. MembersFirst Credit Union VISA Secured does not offer balance transfers. It also has a fixed cash advance APR of 14.88% .
Does MembersFirst Credit Union VISA Secured have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. MembersFirst Credit Union VISA Secured does not offer balance transfers.Does MembersFirst Credit Union VISA Secured have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for MembersFirst Credit Union VISA Secured?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $15.
What is the customer service phone number for MembersFirst Credit Union VISA Secured?
The customer service number for MembersFirst Credit Union VISA Secured is .
What is the support contact email for MembersFirst Credit Union VISA Secured?
The support contact email for MembersFirst Credit Union VISA Secured is feedback@membersfirstga.com.
What is the login page for MembersFirst Credit Union VISA Secured?
You can access the login page of MembersFirst Credit Union VISA Secured here.
How do people rate the customer service and user experience of MembersFirst Credit Union VISA Secured?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does MembersFirst Credit Union VISA Secured report your account activity to credit bureaus?
Yes, MembersFirst Credit Union VISA Secured reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does MembersFirst Credit Union perform a hard credit pull?
Yes, MembersFirst Credit Union VISA Secured performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for MembersFirst Credit Union VISA Secured
- Visit the website of MembersFirst Credit Union VISA Secured.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
10:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
9:00AM - 1:00PM