
Meritrust Credit Union Visa Member Select
in Personal Credit Cards from Meritrust Credit Union
UnaffiliatedMeritrust Credit Union Visa Member Select
in Personal Credit Cards from Meritrust Credit Union
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Purchase APR (Variable APR) | 9.75% - 18% |
Balance Transfer APR (Variable APR) | 9.75% - 18% |
Credit Score Range | 670 - 750 |
Annual Fee | $0 |
Meritrust Credit Union Visa Member Select Review
Meritrust Credit Union Visa Member Select is a credit card issued by Meritrust Credit Union. If you're wondering whether Meritrust Credit Union Visa Member Select is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Meritrust Credit Union Visa Member Select has a variable purchase APR that ranges from 9.75% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
The Good | The Bad |
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Is there a Meritrust Credit Union Visa Member Select cash back or rewards program?
No, Meritrust Credit Union Visa Member Select does not offer a rewards program.
What are the relevant APRs for Meritrust Credit Union Visa Member Select?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Meritrust Credit Union Visa Member Select has lower than average purchase APRs.Meritrust Credit Union Visa Member Select has a variable purchase APR that ranges from 9.75% up to 18%. The card has a variable balance transfer APR that ranges from 9.75% up to 18%. It also has a variable cash advance APR that ranges from 9.75% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Meritrust Credit Union Visa Member Select have an introductory APR offer on balance transfers?
No, Meritrust Credit Union Visa Member Select does not come with an introductory APR offer for balance transfers.Does Meritrust Credit Union Visa Member Select have an introductory APR offer on new purchases?
Meritrust Credit Union Visa Member Select does not offer an introductory rate on new purchases.What are the fees for Meritrust Credit Union Visa Member Select?
The following fees apply to Meritrust Credit Union Visa Member Select:
- An overlimit fee of $28.
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $28 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $28 |
Late Payment Fee | up to $28 |
Does Meritrust Credit Union Visa Member Select have a foreign transaction fee?
Meritrust Credit Union Visa Member Select does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Meritrust Credit Union Visa Member Select report your account activity to credit bureaus?
Yes, Meritrust Credit Union Visa Member Select reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Meritrust Credit Union Visa Member Select
- Visit the Meritrust Credit Union Visa Member Select website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
151 N Main St, Wichita, Kansas 67202, US
Wichita, KS 67202 - (316) 683-1423
- Visit Site
Other Services by Meritrust Credit Union

Availability
Feature Breakdown
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0 |
No Interest Grace Period for Late Payment | 25 days |
Cash Advance Fee Minimum | $8 |
Cash Advance Fee (%) | Starting at 3% |
Minimum Cash Advance Fee ($) | $8 - $35 |
Over-Limit Fee | $28 |
Returned Payment Fee | Up to $28 |
Late Fee Amount | Up to $28 |
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