SuperMoney 

Milestone Gold Mastercard

in Personal Credit Cards

Claimed Visit Site

Milestone Gold Mastercard

Claimed

in Personal Credit Cards

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

1 user recommends
2 users are unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend Milestone Gold Mastercard to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

Milestone Gold Mastercard is a credit card issued by Genesis FS Card Services, which is based in Beaverton, OR. 

Milestone Gold Mastercard is designed for people with a credit score of 550 to 650. Genesis FS Card Services is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Milestone Gold Mastercard has a fixed purchase APR starting at 23.9%.

It also has a fixed cash advance APR starting at 29.9%.

Note that late payments are subject to an APR of 29.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Milestone Gold Mastercard does not come with an introductory APR offer for balance transfers.

Milestone Gold Mastercard does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Milestone Gold Mastercard:

  • An annual fee of $99. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • An initial processing fee of $25.
  • A late payment penalty of $38.
  • A returned payment fee of $38.
  • An overlimit fee of $38.
  • A foreign transaction fee of 1%. Transactions in a foreign currency get hit with a 1% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $10.

Is a rewards program offered?

No, Milestone Gold Mastercard does not offer a rewards program.

Is a signup bonus offered?

Milestone Gold Mastercard doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Milestone Gold Mastercard doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Milestone Gold Mastercard provides the following benefits:

  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Reports to major credit bureaus
  • Does Milestone Gold Mastercard report your account activity to credit bureaus?

    Milestone Gold Mastercard reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   15220 NW Greenbrier Pkwy
      STE 200
      Beaverton, OR 97006 USA
    •   Visit Site

    Message from Genesis FS Card Services

    All the benefits of Gold from the card designed for those with less than perfect credit. Milestone® Gold Mastercard®

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Fees
    Grace Period for Late Payment (Days)
    25
    Annual Fee: See Terms*
    $99
    List of Fees
    Late Payment Penalty
    $38
    Returned Payment Fee
    $38
    Initial Processing Fee
    $25
    Over-Limit Fee
    $38
    Minimum Interest Charge
    $0.50
    Annual Fee
    $99
    Foreign Currency Transaction Fee
    1%
    Minimum Age
    18
    Co-signing Allowed
     
    Credit Score Range
    550 - 650
    850 300 550 650
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type
    Personal
    Car Rental Insurance
     
    Extended Warranty
     
    Travel Insurance
     
    Emergency Support
     
    Credit Card Benefits
    • Extended Warranty Protection
    • Fraud Liability
    • Price Protection
    Percentage
    Purchase APR
    (Fixed APR)
    Starting at
    23.9%
    Percentage
    Cash Advance APR
    (Fixed APR)
    Starting at
    29.9%
    Balance Computation
    Average Daily Balance of Purchases (including new Purchases)
    Penalty APR
    29.9%

    Reviews

     
     

    Would you recommend Milestone Gold Mastercard to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Credit Cards

    Genesis FS Card Services Personal Credit Cards

    Product

    Reviews

    Purchase APR

    Balance Transfer APR

    Annual Fee

    Credit Score Range

    Indigo Platinum Mastercard

    Indigo Platinum Mastercard

     
     
    2
    2 total votes
    Starting Purchase APR 23.9% Starting Fixed APR
    Balance Transfer APR N/A Balance Transfer APR
    Annual Fee $99 Annual Fee
    Credit Score Range 550 - 650     300 850