Milestone Gold MastercardClaimed
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Who is this credit card designed for?
Milestone Gold Mastercard is a credit card issued by Genesis FS Card Services, which is based in Beaverton, OR.
Milestone Gold Mastercard is designed for people with a credit score of 550 to 650. Genesis FS Card Services is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.
What are the relevant APRs?
Milestone Gold Mastercard has a fixed purchase APR starting at 23.9%.
It also has a fixed cash advance APR starting at 29.9%.
Note that late payments are subject to an APR of 29.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Is an introductory APR offer available?
No, Milestone Gold Mastercard does not come with an introductory APR offer for balance transfers.
Milestone Gold Mastercard does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to Milestone Gold Mastercard:
- An annual fee of $99. Make sure the rewards and benefits of this card justify the cost of the annual fee.
- An initial processing fee of $25.
- A late payment penalty of $38.
- A returned payment fee of $38.
- An overlimit fee of $38.
- A foreign transaction fee of 1%. Transactions in a foreign currency get hit with a 1% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $10.
Is a rewards program offered?
No, Milestone Gold Mastercard does not offer a rewards program.
Is a signup bonus offered?
Milestone Gold Mastercard doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
Milestone Gold Mastercard doesn't offer a cash loyalty bonus.
What additional benefits are offered?
Milestone Gold Mastercard provides the following benefits:
Does Milestone Gold Mastercard report your account activity to credit bureaus?
Milestone Gold Mastercard reports your account activity to the following credit reporting agencies:
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
15220 NW Greenbrier Pkwy
Beaverton, OR 97006 USA
- Visit Site
Message from Genesis FS Card Services
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Grace Period for Late Payment (Days)||25|
|Annual Fee: See Terms*||$99|
|Late Payment Penalty||$38|
|Returned Payment Fee||$38|
|Initial Processing Fee||$25|
|Minimum Interest Charge||$0.50|
|Foreign Currency Transaction Fee||1%|
|Credit Score Range||
550 - 650
850 300 550 650
|Immigration Status Considered||
|Employment Statuses Considered||
|Supported Income Types||
|Car Rental Insurance|
|Credit Card Benefits||
|Purchase APR (Fixed APR)||Starting at 23.9%|
|Cash Advance APR (Fixed APR)||Starting at 29.9%|
|Balance Computation||Average Daily Balance of Purchases (including new Purchases)|
Genesis FS Card Services Personal Credit Cards
Balance Transfer APR
Credit Score Range