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Milestone Mastercard
in Credit Cards from Genesis FS Card Services
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Milestone Mastercard

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in Credit Cards from Genesis FS Card Services
SuperMoney Net Recommendation Score -52  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -52, equating to 2 on a 5 point rating scale.

-52

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly not recommended

3 users recommend
8 users are unsure
18 users don't recommend
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Highlights
Community Rating Strongly not recommended
Purchase APR  (Fixed APR) 24.9%
Balance Transfer APR  (Fixed APR) N/A
Credit Score Range 550 - 650
Annual Fee $35 - $99
Number of Reviews 29

Milestone Mastercard Review

This is a card issued by Genesis FS Card Services. If you're wondering whether Milestone credit card is the right card for you, read on.

Key Takeaways

  • High APRs. This is not a great card for people who carry a balance. It has a fixed purchase APR of 24.9%
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, travel accident insurance, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Milestone credit card

The Good The Bad
  • $0 cash advance fee during the first year. After the first year, either $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100).
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Travel accident insurance.
  • Considers applicants with fair credit.
  • Milestone Mastercard reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges an annual fee of up to $99.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.

Milestone credit card FAQ

Does Milestone credit card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Milestone credit card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Milestone credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Milestone Mastercard has a fixed purchase APR of 24.9%. It also has a fixed cash advance APR of 29.9% . Note that late payments are subject to an APR of 29.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Milestone credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Milestone credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Milestone credit card?

The following fees apply:

  • An overlimit fee of $40.
Milestone credit card Fees
Fees Amount
Annual Fee Starting at $35 up to $99
Overlimit Fee $40
Initial Program Fee $25
Foreign Transaction Fee 1%
Returned Payment Fee up to $40
Late Payment Fee up to $40

Does Milestone credit card have a foreign transaction fee?

Milestone credit card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Milestone credit card?

The Milestone credit card customer service number is .

What is the support contact email for Milestone credit card?

The support contact email for Milestone credit card is sales@genesis-fs.com.

What is the Milestone credit card login page?

You can access the Milestone credit card login page here.

How do people rate the customer service and user experience of Milestone credit card?

Overall, Milestone credit card is strongly not recommended based on community reviews that rate customer service and user experience.

Does Milestone Mastercard report your account activity to credit bureaus?

Yes, Milestone Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Milestone credit card

  • Visit the Milestone credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

Milestone Mastercard Disclosure: The product that you pre-qualify for will be based upon our review of your credit profile. Not everyone will qualify for the lowest cost product. You may be pre-qualified for a product that requires an account opening fee to be paid before account opening. Annual fee varies between $35 and $99. In no event will the account opening fee plus first year annual fee be more than $75.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

About Milestone Mastercard

View Genesis FS Card Services Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $5
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $5
Initial Program Fee $25
Foreign Currency Transaction Fee 1%
Annual Fee $35 - $99
Minimum Interest Charge $0.50
Over-Limit Fee $40
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $40
Paper Statement Fee $0
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 550 - 650
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Price Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
Rewards Type No Rewards
Cash Advance APR (Fixed APR) 29.9%
APR Type Fixed APR
Balance Computation Average Daily Balance of Purchases (including new Purchases).
Penalty APR (Fixed APR) 29.9%
Purchase APR (Fixed APR) 24.9%
Card Type
  • Bad Credit
Card Network Mastercard

Milestone Mastercard Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -52, equating to 2 on a 5 point rating scale.

-52

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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