SuperMoney 

Milestone Gold Mastercard

in Personal Credit Cards from Genesis FS Card Services

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Milestone Gold Mastercard

Claimed

in Personal Credit Cards from Genesis FS Card Services

SuperMoney Net Recommendation Score -20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
2 users are unsure
2 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Annual Fee $99
Purchase APR  (Variable APR) 24.9%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 550 - 650
Number of Reviews 5

Milestone Gold Mastercard Review

Milestone Gold Mastercard is a credit card issued by Genesis FS Card Services. 

Good for building credit. This card is designed to help you build your credit. So you may qualify even if you have limited or poor credit. The minimum credit score to apply is 550.

Accepts cosigners. Genesis FS Card Services is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

If you're wondering whether Milestone Gold Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Milestone Gold Mastercard cash back or rewards program?

No, Milestone Gold Mastercard does not offer a rewards program.

Milestone Gold Mastercard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the Milestone Gold Mastercard benefits?

Milestone Gold Mastercard provides the following benefits:

  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Reports to major credit bureaus

What are the relevant APRs for Milestone Gold Mastercard?

Milestone Gold Mastercard has a variable purchase APR of 24.9%.

It also has a variable cash advance APR of 29.9% . Note that late payments are subject to an APR of 29.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Milestone Gold Mastercard have an introductory APR offer?

Milestone Gold Mastercard does not offer an introductory rate on new purchases.
Milestone Gold Mastercard Rates & Terms
Purchase APR 24.9%
Cash Advance APR 29.9%
Penalty APR 29.9%

What are the Milestone Gold Mastercard fees?

$99 Annual Fee. Milestone Gold Mastercard charges an annual fee of $99.

1% Foreign transaction fees. Milestone Gold Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to Milestone Gold Mastercard:

Milestone Gold Mastercard Fees
Fees Amount
Annual Fee $99
Overlimit Fee $39
Initial Processing Fee $25
Foreign Transaction Fee 1%
Returned Payment Fee $39
Late Payment Fee $39

Does Milestone Gold Mastercard report your account activity to credit bureaus?

Milestone Gold Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Milestone Gold Mastercard

  • Visit the Genesis FS Card Services website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
MILESTONE GOLD MASTERCARD Disclosure: The product that you pre-qualify for will be based upon our review of your credit profile. Not everyone will qualify for the lowest cost product. You may be pre-qualified for a product that requires an account opening fee to be paid before account opening. Annual fee varies between $35 and $99. In no event will the account opening fee plus first year annual fee be more than $75.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   15220 NW Greenbrier Pkwy
    STE 200
    Beaverton, OR 97006
  •   Visit Site

Message from Genesis FS Card Services

All the benefits of Gold from the card designed for those with less than perfect credit. Milestone® Gold Mastercard®

About Milestone Gold Mastercard

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment 25
Paper Statement Fee $0
Returned Payment Fee $39
Initial Processing Fee $25
Over-Limit Fee $39
Minimum Interest Charge $0.50
Annual Fee $99
Late Fee Amount $39
Cash Advance Fee (%) 5%
Cash Advance Fee Minimum $5
Foreign Currency Transaction Fee 1%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 550 - 650
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Travel Insurance  
Emergency Support  
Credit Card Benefits
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
Purchase APR (Variable APR) 24.9%
Cash Advance APR (Variable APR) 29.9%
Balance Computation Average Daily Balance of Purchases (including new Purchases)
Penalty APR 29.9%

Milestone Gold Mastercard Community Reviews

 
 

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