SuperMoney 

Milestone Gold Mastercard

in Personal Credit Cards from Genesis FS Card Services

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Milestone Gold Mastercard

Claimed

in Personal Credit Cards from Genesis FS Card Services

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Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $99
Purchase APR (Fixed APR) Starting at 23.9%
Balance Transfer APR (Fixed APR) N/A
Credit Score Range 550 - 650

Overview

Who is Milestone Gold Mastercard designed for?

Milestone Gold Mastercard is a credit card issued by Genesis FS Card Services, which is based in Beaverton, OR. 

Milestone Gold Mastercard is designed for people with a credit score of 550 to 650. Genesis FS Card Services is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs for Milestone Gold Mastercard?

Milestone Gold Mastercard has a fixed purchase APR starting at 23.9%.

It also has a fixed cash advance APR starting at 29.9%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Milestone Gold Mastercard have an introductory APR offer?

No, Milestone Gold Mastercard does not come with an introductory APR offer for balance transfers. Milestone Gold Mastercard does not offer an introductory rate on new purchases.
Milestone Gold Mastercard Rates & Terms
Purchase APR Starting at 23.9%
Cash Advance APR Starting at 29.9%
Penalty APR 29.9%

What are the Milestone Gold Mastercard fees?

The following fees apply to Milestone Gold Mastercard:

  • An annual fee of $99. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • There is no initial processing fee.
  • A late payment penalty of up to $38.
  • Milestone Gold Mastercard does not charge a returned payment fee.
  • An overlimit fee of $38.

Does Milestone Gold Mastercard have a foreign transaction fee?

Milestone Gold Mastercard charges a foreign transaction fee of 1%. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $10. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
Milestone Gold Mastercard Fees
Fees Amount
Annual Fee $99
Foreign Transaction Fee 1%
Returned Payment Fee $38
Late Payment Fee $38

Is there a Milestone Gold Mastercard cash back or rewards program?

No, Milestone Gold Mastercard does not offer a rewards program.

Does Milestone Gold Mastercard have a signup bonus?

Milestone Gold Mastercard doesn't offer a cash signup bonus.

Does Milestone Gold Mastercard offer an annual loyalty bonus?

Milestone Gold Mastercard doesn't offer a cash loyalty bonus.

What are the Milestone Gold Mastercard benefits?

Milestone Gold Mastercard provides the following benefits:

  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Reports to major credit bureaus
  • Does Milestone Gold Mastercard report your account activity to credit bureaus?

    Milestone Gold Mastercard reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    How to apply for Milestone Gold Mastercard

  • Click here to go to the Genesis FS Card Services application form.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application was rejected and what you can do about it.
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    Contact

    • Headquarters
    •   15220 NW Greenbrier Pkwy
      STE 200
      Beaverton, OR 97006 USA
    •   Visit Site

    Message from Genesis FS Card Services

    All the benefits of Gold from the card designed for those with less than perfect credit. Milestone® Gold Mastercard®

    About Milestone Gold Mastercard

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 25
    Annual Fee: See Terms* $99
    Returned Payment Fee $38
    Initial Processing Fee $25
    Over-Limit Fee $38
    Minimum Interest Charge $0.50
    Annual Fee $99
    Late Fee Amount $38
    Foreign Currency Transaction Fee 1%
    Minimum Age 18
    Co-signing Allowed  
    Credit Score Range 550 - 650
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Travel Insurance  
    Emergency Support  
    Credit Card Benefits
    • Extended Warranty Protection
    • Fraud Liability
    • Price Protection
    Purchase APR (Fixed APR) Starting at 23.9%
    Cash Advance APR (Fixed APR) Starting at 29.9%
    Balance Computation Average Daily Balance of Purchases (including new Purchases)
    Penalty APR 29.9%

    Reviews

     
     

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