Modell's MVP Visa Review

Modell's MVP Visa is a store rewards credit card issued by Comenity. If you're wondering whether Modell's MVP Visa is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.24% up to 26.24%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 5% Balance transfer fee. Modell's MVP Visa charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.

Modell's MVP Visa Pros and Cons:

Is there a Modell's MVP Visa cash back or rewards program?

Modell's MVP Visa offers a rewards program to its customers.

What are the Modell's MVP Visa benefits?

Modell's MVP Visa provides the following benefits:

• Free Credit Score
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Modell's MVP Visa?

Modell's MVP Visa has a variable purchase APR that ranges from 20.24% up to 26.24%. The card has a variable balance transfer APR starting at 26.99% . It also has a variable cash advance APR starting at 28.24% .

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the Modell's MVP Visa fees?

The following fees apply to Modell's MVP Visa:

Does Modell's MVP Visa report your account activity to credit bureaus?

Modell's MVP Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Modell's MVP Visa

• Visit the Modell's MVP Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.