
Explore a similar product
Try this top product in Personal Credit Cards.
Purchase APR (Variable APR) | 20.24% - 26.24% |
Balance Transfer APR (Variable APR) | Starting at 26.99% |
Credit Score Range | 640 - 850 |
Annual Fee | $0 |
Modell's MVP Visa Review
This is a store rewards credit card issued by Comenity Bank. If you're wondering whether Modell's MVP Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.24% up to 26.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Modell's MVP Visa charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 640.
The Good | The Bad |
---|---|
|
|
Does Modell's MVP Visa have a cash back or rewards program?
Modell's MVP Visa is a rewards card.
Minimum rewards rate | 0.5x |
Max rewards rate | 1x |
Annual rewards limit | N/A |
Signup Bonus Spend Requirement | $0 |
Does Modell's MVP Visa have a signup bonus?
This card doesn't offer a cash signup bonus.Does Modell's MVP Visa offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Modell's MVP Visa benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Modell's MVP Visa?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Modell's MVP Visa has a variable purchase APR that ranges from 20.24% up to 26.24%. The card has a variable balance transfer APR starting at 26.99% . It also has a variable cash advance APR starting at 28.24% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Modell's MVP Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Modell's MVP Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Modell's MVP Visa?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $39 |
Late Payment Fee | up to $39 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Modell's MVP Visa have a foreign transaction fee?
Modell's MVP Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Modell's MVP Visa?
The support contact email for Modell's MVP Visa is webmaster@comenity.net.
How do people rate the customer service and user experience of Modell's MVP Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Modell's MVP Visa report your account activity to credit bureaus?
Yes, Modell's MVP Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Modell's MVP Visa
- Visit the Modell's MVP Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - Visit Site
- Email Support
Other Services by Comenity Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Cash Advance Fee Minimum | $5 |
Cash Advance Fee (%) | Starting at 3% |
Minimum Cash Advance Fee ($) | Starting at $5 |
Foreign Currency Transaction Fee | 3% |
Minimum Interest Charge | $2 |
Returned Payment Fee | Up to $39 |
Late Fee Amount | Up to $39 |
Be the first to rate
Would you recommend Modell's MVP Visa to your friends?
Comenity Bank Personal Credit Cards
- AEELA Regular MasterCard
- Alliant Credit Union Visa® Platinum Rewards Credit Card
- Amegy Bank Premier Visa Credit Card
- Arkansas Federal Credit Union Platinum Classic Mastercard®
- Bank of America® Travel Rewards Credit Card
- City of Boston Credit Union Visa Signature Card
- Coastal FCU Signature Visa Credit Card
- Columbia Credit Union Visa Platinum Rewards Credit Card
- Corporate America Family CU Visa Advantage
- Credit Union of Vermont Classic Visa Credit Card
- Office Depot Personal Credit Account
- South Carolina FCU Mastercard Credit Card