Modell's MVP Visa
in Personal Credit Cards from Comenity
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| Purchase APR (Variable APR) | 20.24% - 26.24% |
| Balance Transfer APR (Variable APR) | Starting at 26.99% |
| Credit Score Range | 640 - 850 |
| Annual Fee | $0 |
Modell's MVP Visa Review
Modell's MVP Visa is a store rewards credit card issued by Comenity. If you're wondering whether Modell's MVP Visa is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.24% up to 26.24%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Modell's MVP Visa charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
| The Good | The Bad |
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Is there a Modell's MVP Visa cash back or rewards program?
Modell's MVP Visa offers a rewards program to its customers.
| Rewards rate (all purchases) | 0.5% |
| Max rewards rate | 1% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus Spend Requirement | $0 |
Does Modell's MVP Visa have a signup bonus?
Modell's MVP Visa doesn't offer a cash signup bonus.Does Modell's MVP Visa offer an annual loyalty bonus?
Modell's MVP Visa doesn't offer a cash loyalty bonus.What are the Modell's MVP Visa benefits?
Modell's MVP Visa provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Modell's MVP Visa?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Modell's MVP Visa has higher than average purchase APRs.Modell's MVP Visa has a variable purchase APR that ranges from 20.24% up to 26.24%. The card has a variable balance transfer APR starting at 26.99% . It also has a variable cash advance APR starting at 28.24% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Modell's MVP Visa have an introductory APR offer on balance transfers?
No, Modell's MVP Visa does not come with an introductory APR offer for balance transfers.Does Modell's MVP Visa have an introductory APR offer on new purchases?
Modell's MVP Visa does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Modell's MVP Visa?
The following fees apply to Modell's MVP Visa:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Modell's MVP Visa have a foreign transaction fee?
Modell's MVP Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Modell's MVP Visa report your account activity to credit bureaus?
Modell's MVP Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Modell's MVP Visa
- Visit the Modell's MVP Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020 - Visit Site
About Modell's MVP Visa
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | 1 MVP point for every dollar at Modell's. 1 MVP point for every five dollars everywhere else Visa is accepted. |
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