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Navy Federal Go Rewards Credit Card

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Navy Federal Go Rewards Credit Card

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in Personal Credit Cards

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Overview

Who is this credit card designed for?

Navy Federal Go Rewards Credit Card is a credit card issued by Navy Federal Credit Union, which is based in Vienna, VA. 

Navy Federal Go Rewards Credit Card is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Navy Federal Go Rewards Credit Card has a variable purchase APR that ranges from 10.49% up to 18%.

The card has a variable balance transfer APR that ranges from 10.49% up to 18%.

It also has a variable cash advance APR that ranges from 12.49% up to 18%.

Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Navy Federal Go Rewards Credit Card does not come with an introductory APR offer for balance transfers.

Navy Federal Go Rewards Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Navy Federal Go Rewards Credit Card:

  • There is no annual fee.
  • A late payment penalty of $20.
  • A returned payment fee of $20.
  • There are no foreign transaction fees.

Is a rewards program offered?

Navy Federal Go Rewards Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Restaurants

Is a signup bonus offered?

Navy Federal Go Rewards Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Navy Federal Go Rewards Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Navy Federal Go Rewards Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus
  • Does Navy Federal Go Rewards Credit Card report your account activity to credit bureaus?

    Navy Federal Go Rewards Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 25
    Annual Fee $0
    Balance Transfer Fee % 0%
    Foreign Currency Transaction Fee 0%
    No Annual Fee  
    No Foreign Transaction Fee  
    Late Payment Penalty $20
    Returned Payment Fee $20
    Minimum Age 18
    Credit Score Range 640 - 850
    850 300 640
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Fraud Liability  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Travel Accident Insurance
    • Travel Assistance
    Bonus Rewards 3x
    Rewards Categories
    • Every Purchase
    • Gas
    • Restaurants
    Purchase APR (Variable APR) 10.49% - 18%
    Cash Advance APR (Variable APR) 12.49% - 18%
    Balance Computation average daily balance (including new transactions)
    Penalty APR 18%
    Balance Transfer APR (Variable APR) 10.49% - 18%

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    Other Personal Credit Cards

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    Product

    Reviews

    Purchase APR

    Balance Transfer APR

    Annual Fee

    Credit Score Range

    cashRewards Credit Card

    cashRewards Credit Card

    1
     
     
    1 total votes
    Purchase APR 11.15% - 18%
    (Variable APR)
        0% 30% Variable APR
    Balance Transfer APR 11.15% - 18%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $0 Annual Fee
    Credit Score Range 700 - 850     300 850