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  Navy Federal Go Rewards Credit Card

Navy Federal Go Rewards Credit Card

in Personal Credit Cards from Navy Federal Credit Union

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Navy Federal Go Rewards Credit Card

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in Personal Credit Cards from Navy Federal Credit Union

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Highlights
Highlights
Annual Fee $0
Purchase APR (Variable APR) 10.49% - 18%
Balance Transfer APR (Variable APR) 10.49% - 18%
Credit Score Range 640 - 850

Navy Federal Go Rewards Credit Card Review

Navy Federal Go Rewards Credit Card is a rewards credit card issued by Navy Federal Credit Union. 

This card is designed for people with fair credit. The minimum credit score to apply is 640.

If you're wondering whether Navy Federal Go Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Navy Federal Go Rewards Credit Card cash back or rewards program?

Navy Federal Go Rewards Credit Card offers a rewards program to its customers.

Navy Federal Go Rewards Credit Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Navy Federal Go Rewards Credit Card have a signup bonus?

Navy Federal Go Rewards Credit Card doesn't offer a cash signup bonus.

Does Navy Federal Go Rewards Credit Card offer an annual loyalty bonus?

Navy Federal Go Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the Navy Federal Go Rewards Credit Card benefits?

Navy Federal Go Rewards Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Navy Federal Go Rewards Credit Card?

Navy Federal Go Rewards Credit Card has a variable purchase APR that ranges from 10.49% up to 18%. The card has a variable balance transfer APR that ranges from 10.49% up to 18%.

It also has a variable cash advance APR that ranges from 12.49% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Navy Federal Go Rewards Credit Card have an introductory APR offer?

No, Navy Federal Go Rewards Credit Card does not come with an introductory APR offer for balance transfers. Navy Federal Go Rewards Credit Card does not offer an introductory rate on new purchases.
Navy Federal Go Rewards Credit Card Rates & Terms
Purchase APR 10.49% - 18%
Balance Transfer APR 10.49% - 18%
Cash Advance APR 12.49% - 18%
Penalty APR 18%

What are the Navy Federal Go Rewards Credit Card fees?

The following fees apply to Navy Federal Go Rewards Credit Card:

Navy Federal Go Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 0%
Returned Payment Fee $20
Late Payment Fee $20

Does Navy Federal Go Rewards Credit Card have a foreign transaction fee?

Navy Federal Go Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Navy Federal Go Rewards Credit Card report your account activity to credit bureaus?

Navy Federal Go Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Navy Federal Go Rewards Credit Card

  • Visit the Navy Federal Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Annual Fee $0
Balance Transfer Fee % 0%
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Returned Payment Fee $20
Late Fee Amount $20
Minimum Age 18
Credit Score Range 640 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Fraud Liability  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
  • Travel Assistance
Bonus Rewards 3x
Rewards Categories
  • Every Purchase
  • Gas
  • Restaurants
Purchase APR (Variable APR) 10.49% - 18%
Cash Advance APR (Variable APR) 12.49% - 18%
Balance Computation average daily balance (including new transactions)
Penalty APR 18%
Balance Transfer APR (Variable APR) 10.49% - 18%

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1
 
 
1 total votes
Annual Fee $0 Annual Fee
Purchase APR 11.9% - 18%
(Variable APR)
    0% 35% Variable APR
Balance Transfer APR 11.9% - 18%
(Variable APR)
    0% 29% Variable APR
Credit Score Range 700 - 850     300 850