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Navy Federal Go Rewards Credit Card

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Navy Federal Go Rewards Credit Card

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Overview

Who is this credit card designed for?

Navy Federal Go Rewards Credit Card is a credit card issued by Navy Federal Credit Union, which is based in Vienna, VA. 

Navy Federal Go Rewards Credit Card is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Navy Federal Go Rewards Credit Card has a variable purchase APR that ranges from 10.49% up to 18%.

The card has a variable balance transfer APR that ranges from 10.49% up to 18%.

It also has a variable cash advance APR that ranges from 12.49% up to 18%.

Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Navy Federal Go Rewards Credit Card does not come with an introductory APR offer for balance transfers.

Navy Federal Go Rewards Credit Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Navy Federal Go Rewards Credit Card:

  • There is no annual fee.
  • A late payment penalty of $20.
  • A returned payment fee of $20.
  • There are no foreign transaction fees.

Is a rewards program offered?

Navy Federal Go Rewards Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Restaurants

Is a signup bonus offered?

Navy Federal Go Rewards Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Navy Federal Go Rewards Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Navy Federal Go Rewards Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does Navy Federal Go Rewards Credit Card report your account activity to credit bureaus?

Navy Federal Go Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period
25
Annual Fee
$0
No Annual Fee
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$20
Returned Payment Fee
$20
Military Status
  • Active Duty Military
  • Military Dependent
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range
640 - 850
850 300 640
Minimum Age
18
Customer Type
Personal
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • ID Theft Protection
  • Travel Accident Insurance
  • Travel Assistance
Car Rental Insurance
Fraud Liability
Bonus Rewards
3x
Rewards Categories
  • Every Purchase
  • Gas
  • Restaurants
Cash Advance APR
(Variable APR)
12.49% - 18%
8% 27%
Purchases APR
(Variable APR)
10.49% - 18%
0% 29%
Balance Computation
average daily balance (including new transactions)
Penalty APR
18%
Balance Transfer APR
(Variable APR)
10.49% - 18%
8% 29%
Transfer Fee
0%

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Other Personal Credit Cards

Navy Federal Credit Union Personal Credit Cards

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Purchases APR

Balance Transfer APR

Annual Fee

Credit Score Range

cashRewards Credit Card

cashRewards Credit Card

Be the first to rate

Purchases APR
(Variable APR)
11.15% - 18% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
11.15% - 18% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 300 850