Navy Federal Platinum Credit Card
in Personal Credit Cards from Navy Federal Credit Union
UnaffiliatedNavy Federal Platinum Credit Card
in Personal Credit Cards from Navy Federal Credit Union
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| Purchase APR (Variable APR) | 7.49% - 18% |
| Balance Transfer APR (Variable APR) | 7.49% - 18% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
Navy Federal Platinum Credit Card Review
Navy Federal Platinum Credit Card is a credit card issued by Navy Federal Credit Union. If you're wondering whether Navy Federal Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Navy Federal Platinum Credit Card has a variable purchase APR that ranges from 7.49% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
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Is there a Navy Federal Platinum Credit Card cash back or rewards program?
No, Navy Federal Platinum Credit Card does not offer a rewards program.
What are the Navy Federal Platinum Credit Card benefits?
Navy Federal Platinum Credit Card provides the following benefits:
- Cellular Telephone Protection
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Navy Federal Platinum Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Navy Federal Platinum Credit Card has lower than average purchase APRs.Navy Federal Platinum Credit Card has a variable purchase APR that ranges from 7.49% up to 18%. The card has a variable balance transfer APR that ranges from 7.49% up to 18%. It also has a variable cash advance APR that ranges from 9.49% up to 20%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Navy Federal Platinum Credit Card have an introductory APR offer on balance transfers?
Yes, Navy Federal Platinum Credit Card offers an introductory APR rate on balance transfers of 1.99% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer APR | 7.49% - 18% |
| Balance Transfer Introductory APR | 1.99% |
| Balance Transfer Intro APR Period (months) | 12 |
| Balance Transfer Fee % | 0% |
| Balance Transfer Fee % After Intro Period | N/A |
| Balance Transfer Fee Intro Period (days) | N/A |
| Balance Transfer Fee Minimum | N/A |
Does Navy Federal Platinum Credit Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 1.99% on qualified purchases for a period of up to 12 months.
| Description | |
|---|---|
| Introductory Rate | 1.99% |
| Purchase Intro APR Period (months) | 12 |
What are the fees for Navy Federal Platinum Credit Card?
The following fees apply to Navy Federal Platinum Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $20 |
| Late Payment Fee | up to $20 |
Does Navy Federal Platinum Credit Card have a foreign transaction fee?
Navy Federal Platinum Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Navy Federal Platinum Credit Card report your account activity to credit bureaus?
Navy Federal Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Navy Federal Platinum Credit Card
- Visit the Navy Federal Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
820 Follin Ln SE
Vienna, VA 22180 - Visit Site
Other Services by Navy Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 1.99% |
| Purchase Intro APR Period (Variable APR) | 12 months |
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