Navy Federal Visa Signature Flagship Rewards Credit Card

Navy Federal Visa Signature Flagship Rewards Credit Card Review

This is a rewards credit card issued by Navy Federal Credit Union. If you're wondering whether Navy Federal Visa Signature Flagship Rewards Credit Card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 0 months , which is shorter than the average 0% APR period of 12 months.
• Competitive APRs. Navy Federal Visa Signature Flagship Rewards Credit Card has a variable purchase APR that ranges from 12.24% up to 18.00%.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Navy Federal Visa Signature Flagship Rewards Credit Card

Navy Federal Visa Signature Flagship Rewards Credit Card FAQ

Does Navy Federal Visa Signature Flagship Rewards Credit Card have a cash back or rewards program?

Navy Federal Visa Signature Flagship Rewards Credit Card is a travel rewards card.

What are the Navy Federal Visa Signature Flagship Rewards Credit Card benefits?

It provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Accident Insurance
• Cell Phone Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Navy Federal Visa Signature Flagship Rewards Credit Card?

Navy Federal Visa Signature Flagship Rewards Credit Card has a variable purchase APR that ranges from 12.24% up to 18.00%. The card has a variable balance transfer APR that ranges from 12.24% up to 18.00%. It also has a variable cash advance APR starting at 2% . Note that late payments are subject to an APR of 18.00% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Navy Federal Visa Signature Flagship Rewards Credit Card?

The following fees apply:

Does Navy Federal Visa Signature Flagship Rewards Credit Card report your account activity to credit bureaus?

Yes, Navy Federal Visa Signature Flagship Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Navy Federal Visa Signature Flagship Rewards Credit Card

• Visit the Navy Federal Visa Signature Flagship Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.