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  Navy Federal Visa Signature Flagship Rewards Credit Card
Navy Federal Visa Signature Flagship Rewards Credit Card Unaffiliated

Navy Federal Visa Signature Flagship Rewards Credit Card

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Highlights
Purchase APR 9.65% - 18%
Balance Transfer APR 9.65% - 18%
Credit Score Range 500 - 850
Annual Fee $49

Navy Federal Visa Signature Flagship Rewards Credit Card Review

This is a credit card issued by Navy Federal Credit Union. If you're wondering whether Navy Federal Visa Signature Flagship Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 3x.
  • Competitive APRs. Navy Federal Visa Signature Flagship Rewards Credit Card has a variable purchase APR that ranges from 9.65% up to 18%.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Navy Federal Visa Signature Flagship Rewards Credit Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 1.99%.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • Navy Federal Visa Signature Flagship Rewards Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $49
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
Navy Federal Visa Signature Flagship Rewards Credit Card FAQ

Does Navy Federal Visa Signature Flagship Rewards Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Navy Federal Visa Signature Flagship Rewards Credit Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Navy Federal Visa Signature Flagship Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Navy Federal Visa Signature Flagship Rewards Credit Card has a variable purchase APR that ranges from 9.65% up to 18%. The card has a variable balance transfer APR that ranges from 9.65% up to 18%. It also has a variable cash advance APR that ranges from 9.65% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Navy Federal Visa Signature Flagship Rewards Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of up to 12 months.

Navy Federal Visa Signature Flagship Rewards Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 1.99%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 9.65% - 18%
Balance Transfer Fee % 0%

Does Navy Federal Visa Signature Flagship Rewards Credit Card have an intro APR offer on new purchases?

Navy Federal Visa Signature Flagship Rewards Credit Card Purchase Intro Offer
Description
Introductory Rate 1.99%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 12 months.

What are the fees for Navy Federal Visa Signature Flagship Rewards Credit Card?

The following fees apply:

Navy Federal Visa Signature Flagship Rewards Credit Card Fees
Fees Amount
Annual Fee $49
Foreign Transaction Fee 0%
Returned Payment Fee up to $20
Late Payment Fee up to $20

Does Navy Federal Visa Signature Flagship Rewards Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the support contact email for Navy Federal Visa Signature Flagship Rewards Credit Card?

The support contact email for Navy Federal Visa Signature Flagship Rewards Credit Card is info@navyfederal.org.

What is the Navy Federal Visa Signature Flagship Rewards Credit Card login page?

You can access the Navy Federal Visa Signature Flagship Rewards Credit Card login page here.

How do people rate the customer service and user experience of Navy Federal Visa Signature Flagship Rewards Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Navy Federal Visa Signature Flagship Rewards Credit Card report your account activity to credit bureaus?

Yes, Navy Federal Visa Signature Flagship Rewards Credit Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Navy Federal Visa Signature Flagship Rewards Credit Card

  • Visit the Navy Federal Visa Signature Flagship Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 1.99%
Purchase Intro APR Period 12 months
Cash Advance Fee Minimum $0
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Minimum Cash Advance Fee ($) $0 - $1
Annual Fee $49
Returned Payment Fee Up to $20
Late Fee Amount Up to $20
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 500 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Emergency Support
  • Fraud Liability
  • Free Credit Score
  • Cellular Telephone Protection
  • Travel Accident Insurance
  • Global Entry / TSA Pre✓®
  • Travel Assistance
  • Concierge
Rewards Categories
  • Points on
  • Points on
  • Points on
Cash Advance APR 9.65% - 18%
Balance Computation average daily balance (including new transactions)
Penalty APR 18%
Purchase APR 9.65% - 18%
Balance Transfer Introductory APR 1.99%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 9.65% - 18%
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Travel
Card Network Visa

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