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  Nordstrom Rewards Credit Card

Nordstrom Rewards Credit Card

in Personal Credit Cards from TD Bank

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Nordstrom Rewards Credit Card

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in Personal Credit Cards from TD Bank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) Starting at 25.15%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850

Nordstrom Rewards Credit Card Review

Nordstrom Rewards Credit Card is a store rewards credit card issued by TD Bank. 

This card is designed for people with fair credit. The minimum credit score to apply is 600. If you're wondering whether Nordstrom Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Nordstrom Rewards Credit Card
The Good The Bad
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Considers applicants with fair or poor credit.
  • Nordstrom Rewards Credit Card reports to multiple credit bureaus.
  • Points are accumulated with every purchase using this card.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.
  • High interest rate
  • Penalty APR jumps to over 30%
  • Is there a Nordstrom Rewards Credit Card cash back or rewards program?

    Nordstrom Rewards Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

    • Retail
    Nordstrom Rewards Credit Card Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    Does Nordstrom Rewards Credit Card have a signup bonus?

    Nordstrom Rewards Credit Card doesn't offer a cash signup bonus.

    Does Nordstrom Rewards Credit Card offer an annual loyalty bonus?

    Nordstrom Rewards Credit Card doesn't offer a cash loyalty bonus.

    What are the relevant APRs for Nordstrom Rewards Credit Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Nordstrom Rewards Credit Card has higher than average purchase APRs.

    Nordstrom Rewards Credit Card has a variable purchase APR starting at 25.15% . Note that late payments are subject to an APR of 32.15% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

    Does Nordstrom Rewards Credit Card have an introductory APR offer?

    Nordstrom Rewards Credit Card does not offer an introductory rate on new purchases.
    Nordstrom Rewards Credit Card Balance Transfers
    Description
    Balance Transfer APR N/A
    Introductory Rate N/A
    Intro APR period (months) N/A
    Nordstrom Rewards Credit Card Rates & Terms
    Description
    Balance Computation daily blance
    Purchase APR Starting at 25.15%
    Credit Limit N/A
    Penalty APR 32.15%
    Cash Advance APR N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the Nordstrom Rewards Credit Card fees?

    The following fees apply to Nordstrom Rewards Credit Card:

    Nordstrom Rewards Credit Card Fees
    Fees Amount
    Annual Fee $0
    Returned Payment Fee up to $25
    Late Payment Fee up to $38

    Does Nordstrom Rewards Credit Card report your account activity to credit bureaus?

    Nordstrom Rewards Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Nordstrom Rewards Credit Card

    • Visit the Nordstrom Rewards Credit Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Annual Fee $0
    No Annual Fee  
    No Interest Grace Period for Late Payment 25
    Late Fee Amount Up to $38
    Minimum Interest Charge $0.50
    Returned Payment Fee Up to $25
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Card Network
    • Other
    Card Type
    • Rewards
    • Store Card
    Credit Bureau Reporting
    • Equifax
    • Experian
    • TransUnion
    Rewards Categories
    • Retail
    Purchase APR (Variable APR) Starting at 25.15%
    Balance Computation daily blance
    Penalty APR 32.15%

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