Last Updated: 07/28/2025
SuperMoney User Recommendation Score +22
Mostly recommended9 total votes
Explore a similar product
Try this top product in Credit Cards
Total Visa® Credit Card
Mostly recommended35 reviews
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Community Rating
Mostly recommended
Purchase APR (Variable APR)
28.15%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Number of Reviews
Nordstrom Rewards Credit Card Review
This is a store rewards card issued by TD Bank. If you're wondering whether Nordstrom Rewards Credit Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 28.15%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Nordstrom credit card
| The Good | The Bad |
|
|
Nordstrom credit card FAQ
Does Nordstrom credit card have a cash back or rewards program?
Nordstrom credit card is a rewards card. This card features rewards for purchases in the following categories:
- Retail
| Description |
Does Nordstrom credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Nordstrom credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Nordstrom credit card benefits?
Nordstrom Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Nordstrom credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Nordstrom Rewards Credit Card has a variable purchase APR of 28.15%. Nordstrom Rewards Credit Card does not offer balance transfers.
Does Nordstrom credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Nordstrom Rewards Credit Card does not offer balance transfers.Does Nordstrom credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Nordstrom credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $29 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Nordstrom credit card?
The customer service number for Nordstrom credit card is (833) 259-5980.
What is the support contact email for Nordstrom credit card?
The support contact email for Nordstrom credit card is customer.service@td.com.
How do people rate the customer service and user experience of Nordstrom credit card?
Overall, Nordstrom credit card is mostly recommended based on community reviews that rate customer service and user experience.
Does Nordstrom Rewards Credit Card report your account activity to credit bureaus?
Yes, Nordstrom Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does TD Bank perform a hard credit pull?
Yes, Nordstrom credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Nordstrom credit card
- Visit the website of Nordstrom credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Nordstrom credit card
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
Other Services by TD Bank
Business Loans
Rating not yet determined (1 Review)
Business Credit Cards
Be the first to rate
Brokerages
16
4
20 Reviews
Auto Loans
35
38 Reviews
Personal Lines of Credit
Rating not yet determined (1 Review)
Personal Loans
Rating not yet determined (1 Review)
Other Credit Cards from TD Bank
Purchase APR
25.15%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
640 - 750
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
N/A
Rating not yet determined
Purchase APR
27.74%
Disclaimer popup with additional information
Balance Transfer APR
27.74%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$29
Rating not yet determined
Purchase APR
N/A
Balance Transfer APR
N/A
Credit Score Range
690 - 850
300
850
Annual Fee
$120 - $240
Rating not yet determined
Purchase APR
16.49% - 26.49%
Disclaimer popup with additional information
Balance Transfer APR
16.49% - 26.49%
Disclaimer popup with additional information
Credit Score Range
Starting at 620
Annual Fee
$0
Rating not yet determined
Purchase APR
14.74%
Disclaimer popup with additional information
Balance Transfer APR
14.74%
Disclaimer popup with additional information
Credit Score Range
500 - 850
300
850
Annual Fee
$89
Rating not yet determined
Purchase APR
18.74% - 28.74%
Disclaimer popup with additional information
Balance Transfer APR
18.74% - 28.74%
Disclaimer popup with additional information
Credit Score Range
690 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
16.49% - 26.49%
Disclaimer popup with additional information
Balance Transfer APR
16.49% - 26.49%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +22, or 3.4 on a 5-point rating scale.
+22
-1000+100
No one recommends
Everyone recommends
Nordstrom Rewards Credit Card Community Reviews
Would you recommend Nordstrom Rewards Credit Card to your friends?
U
Anonymous
Oct 4, 2023
May or may not recommend
Long time Nordstrom customer. I fell for the early access to the anniversary sale and used my Nordstrom card. Due to an honest error related to auto pay, I was 62 days late on a payment. My hard-earned perfect credit score was ruined. I have contacted Nordstrom for assistance 4 times and no one will lift a finger to amend this with a goodwill correction. ...Show More
RP
Ron P.
Apr 20, 2022
May or may not recommend
I have held a Nordstrom card for a year. They give $200 for tailoring every year however the rewards and purchases can be only made on Nordstrom.
AH
Adelaide H.
Jan 31, 2022
May or may not recommend
This is a fine card. The APR is high, but I like the "shopping pass" promotion; you can activate it for 48 hours and receive somewhere between 20-50% off all charges I believe. The points program is also good.
LM
Loretta M.
Jan 20, 2021
May or may not recommend
STAY AWAY FROM THIS CARD! I was a loyal customer with them for over 5 years and never, EVER one late payment. As part of my house closing, I paid this card off at closing. Check was mailed on Dec 5, 2020 and Nordstrom waiting until after my account cycled again to process the check, allowing them to collect another month's interest. This meant that I now ...Show More
RK
Rafe K.
Dec 12, 2020
May or may not recommend
Nordstrom is an amazing credit card. It has zero annual free and helped me increase my credit score. Even though it has a high interest rate, it's definitely worth it. Especially because of the points you get after every purchase using the card. I already got a lot of rewards only after spending $80 with it. I'd heavily recommend this to anyone who is looking for a good cashless experience.
EO
Eunice O.
Dec 7, 2020
May or may not recommend
I have poor credit, but I was considered by Nordstrom credit card, and my points accumulate with each purchase. The low maintenance features allow me to pay no single cent on the annual fee. Though their interest rate is high, I would recommend it for anyone looking for a credit card with no annual fee.
ST
Samuel T.
Nov 2, 2020
May or may not recommend
One of the major reasons why I like the Nordstrom Rewards Credit Card is because it does not charge a foreign transaction fee, this means that if you use it abroad or on any site that is outside U.S, you won't be charged an extra fee, this makes it the perfect travel companion for me.
To make it more exciting, you will get up to $40 bonus on any ...Show More
AD
Alissa D.
Oct 12, 2020
May or may not recommend
I opened this credit card to purchase a pair of shoes I've been wanting for a long time. The process was easy and I was approved within minutes. I automatically received $50.00 off the first purchase along with 20% off. I recommend rewards cards for department stores only if you pay off the balance every month. You keep your credit to debt ratio low while gaining rewards for purchases.
PR
Poorva R.
Oct 9, 2020
May or may not recommend
I would recommend anyone who is a regular shopper at Nordstrom to sign up for their Nordstrom Rewards Credit Card. For every dollar spent, you earn 3 points which in turn can be used as Nordstrom Notes (store credits) for online and in-store shopping in both Nordstrom and Nordstrom Rack.
The card also gives you early access to Anniversary Sale and also provides a $100 annual alteration credit. They ...Show More
Showing 9 of 9 reviews
You might also like
Best Personal Credit Cards
SuperMoney
Using Your Credit Card and Maintaining a High Credit Score
Gina Roberts-Grey
Can Your Kids Handle Credit Cards?
Audrey Henderson
Don't Want a Credit Card? You're Not Alone
LeeAnn Neal
What Are The Different Types of Credit?
Julie Bawden-Davis
