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  Nordstrom Rewards Credit Card

Nordstrom Rewards Credit Card

in Personal Credit Cards from TD Bank

Claimed

Nordstrom Rewards Credit Card

Claimed

in Personal Credit Cards from TD Bank

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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Highlights
Highlights
Community Rating

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Purchase APR  (Variable APR) 24.40%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

Nordstrom Rewards Credit Card Review

Nordstrom Rewards Credit Card is a store rewards credit card issued by TD Bank. If you're wondering whether Nordstrom Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.40%
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
Nordstrom Rewards Credit Card Pros & Cons
The Good The Bad
  • Points are accumulated with every purchase using this card.
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Nordstrom Rewards Credit Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • High interest rate
  • Penalty APR jumps to over 30%
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Nordstrom Rewards Credit Card FAQ

Is there a Nordstrom Rewards Credit Card cash back or rewards program?

Nordstrom Rewards Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Retail
Nordstrom Rewards Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Nordstrom Rewards Credit Card have a signup bonus?

Nordstrom Rewards Credit Card doesn't offer a cash signup bonus.

Does Nordstrom Rewards Credit Card offer an annual loyalty bonus?

Nordstrom Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Nordstrom Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Nordstrom Rewards Credit Card has higher than average purchase APRs.

Nordstrom Rewards Credit Card has a variable purchase APR of 24.40%.

Does Nordstrom Rewards Credit Card have an introductory APR offer on balance transfers?

No, Nordstrom Rewards Credit Card does not come with an introductory APR offer for balance transfers.

Does Nordstrom Rewards Credit Card have an introductory APR offer on new purchases?

Nordstrom Rewards Credit Card does not offer an introductory rate on new purchases.
Nordstrom Rewards Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Nordstrom Rewards Credit Card?

The following fees apply to Nordstrom Rewards Credit Card:

Nordstrom Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $25
Late Payment Fee up to $38

Does Nordstrom Rewards Credit Card report your account activity to credit bureaus?

Nordstrom Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Nordstrom Rewards Credit Card

  • Visit the Nordstrom Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Earn 3 points per dollar spent using your Nordstrom credit card in stores and on-line at Nordstrom, Nordstrom Rack, HauteLook and Trunk Club. 2,000 points gets you a $20 Nordstrom Note.
No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $0.50
Returned Payment Fee Up to $25
Late Fee Amount Up to $38
Customer Type Personal
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Categories Retail
Rewards Type Points
Balance Computation daily blance
Purchase APR (Variable APR) 24.40%
Card Type
  • Rewards
  • Store Card
Card Network Other

Nordstrom Rewards Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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