NorState Federal Credit Union Visa Rewards Credit Card

NorState Federal Credit Union Visa Rewards Credit Card Review

This is a rewards card issued by NorState Federal Credit Union. If you're wondering whether NorState Federal Credit Union Visa Rewards Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. NorState Federal Credit Union Visa Rewards Credit Card has a variable purchase APR of 10.90%
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of NorState Federal Credit Union Visa Rewards Credit Card

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Cardholders can earn rewards on purchases everywhere NorState Federal Credit Union Visa Rewards Credit Card is accepted. NorState Federal Credit Union Visa Rewards Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not include many credit card benefits.

NorState Federal Credit Union Visa Rewards Credit Card FAQ

Does NorState Federal Credit Union Visa Rewards Credit Card have a cash back or rewards program?

NorState Federal Credit Union Visa Rewards Credit Card is a rewards card.

NorState Federal Credit Union Visa Rewards Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the NorState Federal Credit Union Visa Rewards Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for NorState Federal Credit Union Visa Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

NorState Federal Credit Union Visa Rewards Credit Card has a variable purchase APR of 10.90%. The card has a variable balance transfer APR of 10.90% . It also has a variable cash advance APR of 10.90% .

What are the fees for NorState Federal Credit Union Visa Rewards Credit Card?

The following fees apply:

NorState Federal Credit Union Visa Rewards Credit Card Fees

Fees	Amount
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does NorState Federal Credit Union Visa Rewards Credit Card report your account activity to credit bureaus?

Yes, NorState Federal Credit Union Visa Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for NorState Federal Credit Union Visa Rewards Credit Card

• Visit the NorState Federal Credit Union Visa Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.