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  NorState Federal Credit Union Visa Rewards Credit Card

NorState Federal Credit Union Visa Rewards Credit Card

in Personal Credit Cards from NorState Federal Credit Union

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NorState Federal Credit Union Visa Rewards Credit Card

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in Personal Credit Cards from NorState Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 10.90
Balance Transfer APR  (Variable APR) 10.90
Credit Score Range 650 - 850
Annual Fee $0

NorState Federal Credit Union Visa Rewards Credit Card Review

This is a rewards credit card issued by NorState Federal Credit Union. If you're wondering whether NorState Federal Credit Union Visa Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. NorState Federal Credit Union Visa Rewards Credit Card has a variable purchase APR of 10.90%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of NorState Federal Credit Union Visa Rewards Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere NorState Federal Credit Union Visa Rewards Credit Card is accepted.
  • NorState Federal Credit Union Visa Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.
NorState Federal Credit Union Visa Rewards Credit Card FAQ

Does NorState Federal Credit Union Visa Rewards Credit Card have a cash back or rewards program?

NorState Federal Credit Union Visa Rewards Credit Card is a rewards card.

NorState Federal Credit Union Visa Rewards Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does NorState Federal Credit Union Visa Rewards Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does NorState Federal Credit Union Visa Rewards Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the NorState Federal Credit Union Visa Rewards Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for NorState Federal Credit Union Visa Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR of 10.90%. The card has a variable balance transfer APR of 10.90% . It also has a variable cash advance APR of 10.90% .

Does NorState Federal Credit Union Visa Rewards Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does NorState Federal Credit Union Visa Rewards Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for NorState Federal Credit Union Visa Rewards Credit Card?

The following fees apply:

NorState Federal Credit Union Visa Rewards Credit Card Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for NorState Federal Credit Union Visa Rewards Credit Card?

The NorState Federal Credit Union Visa Rewards Credit Card customer service number is (207) 728-7555.

What is the support contact email for NorState Federal Credit Union Visa Rewards Credit Card?

The support contact email for NorState Federal Credit Union Visa Rewards Credit Card is nfcu@norstatefcu.org.

Does NorState Federal Credit Union Visa Rewards Credit Card report your account activity to credit bureaus?

Yes, NorState Federal Credit Union Visa Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for NorState Federal Credit Union Visa Rewards Credit Card

  • Visit the NorState Federal Credit Union Visa Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 12:00pm

About NorState Federal Credit Union Visa Rewards Credit Card

Availability

  Available in 1 state
Maine
Availabile in all of Maine

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 10.90
Credit Limit 500 - 10,000
Purchase APR (Variable APR) 10.90
Balance Transfer APR (Variable APR) 10.90
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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