Last Updated: 07/28/2025
NorState Federal Credit Union Visa Rewards Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
10.90%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
10.90%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
NorState Federal Credit Union Visa Rewards Credit Card Review
This is a rewards card issued by NorState Federal Credit Union. If you're wondering whether NorState Federal Credit Union Visa Rewards Credit Card is the right card for you, read on.
Key Takeaways
- APRs: NorState Federal Credit Union Visa Rewards Credit Card has a variable regular purchase APR of 10.90%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of NorState Federal Credit Union Visa Rewards Credit Card
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NorState Federal Credit Union Visa Rewards Credit Card FAQ
Does NorState Federal Credit Union Visa Rewards Credit Card have a cash back or rewards program?
NorState Federal Credit Union Visa Rewards Credit Card is a rewards card.
| Description |
Does NorState Federal Credit Union Visa Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does NorState Federal Credit Union Visa Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the NorState Federal Credit Union Visa Rewards Credit Card benefits?
NorState Federal Credit Union Visa Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for NorState Federal Credit Union Visa Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.NorState Federal Credit Union Visa Rewards Credit Card has a variable purchase APR of 10.90%. The card has a variable balance transfer APR of 10.90% . It also has a variable cash advance APR of 10.90% .
Does NorState Federal Credit Union Visa Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does NorState Federal Credit Union Visa Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for NorState Federal Credit Union Visa Rewards Credit Card?
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This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for NorState Federal Credit Union Visa Rewards Credit Card?
The customer service number for NorState Federal Credit Union Visa Rewards Credit Card is (207) 728-7555.
What is the support contact email for NorState Federal Credit Union Visa Rewards Credit Card?
The support contact email for NorState Federal Credit Union Visa Rewards Credit Card is nfcu@norstatefcu.org.
How do people rate the customer service and user experience of NorState Federal Credit Union Visa Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does NorState Federal Credit Union Visa Rewards Credit Card report your account activity to credit bureaus?
Yes, NorState Federal Credit Union Visa Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does NorState Federal Credit Union perform a hard credit pull?
Yes, NorState Federal Credit Union Visa Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for NorState Federal Credit Union Visa Rewards Credit Card
- Visit the website of NorState Federal Credit Union Visa Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM