On Tap Credit Union Visa Rewards
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| Purchase APR (Fixed APR) | 1.99% - 18.90% |
| Balance Transfer APR (Fixed APR) | N/A |
| Credit Score Range | 600 - 800 |
| Annual Fee | N/A |
On Tap Credit Union Visa Rewards Review
This is a card issued by On Tap Credit Union. If you're wondering whether On Tap Credit Union Visa Rewards is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $1.
- Signup bonus. Offers a signup bonus of 1,000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. On Tap Credit Union Visa Rewards has a fixed purchase APR that ranges from 1.99% up to 18.90%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of On Tap Credit Union Visa Rewards
| The Good | The Bad |
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On Tap Credit Union Visa Rewards FAQ
Does On Tap Credit Union Visa Rewards have a cash back or rewards program?
No, it does not offer a rewards program.
What are the On Tap Credit Union Visa Rewards benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for On Tap Credit Union Visa Rewards?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.On Tap Credit Union Visa Rewards has a fixed purchase APR that ranges from 1.99% up to 18.90%. It also has a fixed cash advance APR that ranges from 1.99% up to 18.90%.
Does On Tap Credit Union Visa Rewards have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 2.99% |
| Balance Transfer Intro APR Period | 12 months |
Does On Tap Credit Union Visa Rewards have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 1.99% |
| Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 12 months.
What are the fees for On Tap Credit Union Visa Rewards?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
| Late Payment Fee | up to $15 |
Does On Tap Credit Union Visa Rewards have a foreign transaction fee?
On Tap Credit Union Visa Rewards charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for On Tap Credit Union Visa Rewards?
The On Tap Credit Union Visa Rewards customer service number is (303) 279-6416.
What is the support contact email for On Tap Credit Union Visa Rewards?
The support contact email for On Tap Credit Union Visa Rewards is inquire@OnTapCU.org.
What is the On Tap Credit Union Visa Rewards login page?
You can access the On Tap Credit Union Visa Rewards login page here.
How do people rate the customer service and user experience of On Tap Credit Union Visa Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does On Tap Credit Union Visa Rewards report your account activity to credit bureaus?
Yes, On Tap Credit Union Visa Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for On Tap Credit Union Visa Rewards
- Visit the On Tap Credit Union Visa Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
816 Washington Avenue
Golden, CO 80401 USA - (303) 279-6416
- Visit Site
- Email Support
About On Tap Credit Union Visa Rewards
Availability
Feature Breakdown
| Introductory Rate | 1.99% |
| Purchase Intro APR Period (Fixed APR) | 12 months |
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