Orbitz Rewards® Visa® Review

Orbitz Rewards® Visa® is a store rewards credit card issued by Comenity. If you're wondering whether Orbitz Rewards® Visa® is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.24% up to 27.24%.
• 3% Balance transfer fee. Orbitz Rewards® Visa® charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.

Orbitz Rewards® Visa® Pros and Cons:

The Good

The Bad

Get free room upgrades at Visa Signature luxury hotels, and exclusive discounts at top retailers. Enjoy exclusive access to sports tickets, Sonoma wine tastings and more. Get free Visa Signature Concierge service 24 hours a day. Earn up to 10% back with the Orbitz Rewards® Visa® Earn an extra 5% extra in Orbucks on Orbitz bookings – that's up to 10% total. Earn 2% back in Orbucks on all other purchases. Also, you may be eligible to receive $100 statement credit. Offers auto rental collision damage waiver. Travel accident insurance. Cardholders can earn rewards on their purchases. Orbitz Rewards® Visa® reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.

High cash advance APR Higher than average purchase APRs. Does not offer a signup bonus. You don't earn rewards on every purchase. Charges a 3% balance transfer fee.

Is there a Orbitz Rewards® Visa® cash back or rewards program?

Orbitz Rewards® Visa® offers a rewards program to its customers.

Orbitz Rewards® Visa® Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Orbitz Rewards® Visa® benefits?

Orbitz Rewards® Visa® provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Reports to major credit bureaus

What are the relevant APRs for Orbitz Rewards® Visa®?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Orbitz Rewards® Visa® has higher than average purchase APRs.

Orbitz Rewards® Visa® has a variable purchase APR that ranges from 18.24% up to 27.24%. The card has a variable balance transfer APR of up to 29.24%.

The card has a variable cash advance APR of up to 29.24%.

What are the Orbitz Rewards® Visa® fees?

The following fees apply to Orbitz Rewards® Visa®:

Orbitz Rewards® Visa® Fees

Fees	Amount
Annual Fee
Returned Payment Fee	up to $38
Late Payment Fee	up to $38

Does Orbitz Rewards® Visa® report your account activity to credit bureaus?

Orbitz Rewards® Visa® reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Orbitz Rewards® Visa®

• Visit the Orbitz Rewards® Visa® website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.