SuperMoney
  Parkside Credit Union Rewards Visa Credit Card

Parkside Credit Union Rewards Visa Credit Card

in Personal Credit Cards from Parkside Credit Union

Unaffiliated

Parkside Credit Union Rewards Visa Credit Card

Unaffiliated

in Personal Credit Cards from Parkside Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Parkside Credit Union Rewards Visa Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 9.99% - 18.99%
Balance Transfer APR  (Variable APR) 9.99% - 18.99%
Credit Score Range 650 - 850
Annual Fee $0

Parkside Credit Union Rewards Visa Credit Card Review

This is a rewards credit card issued by Parkside Credit Union. If you're wondering whether Parkside Credit Union Rewards Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Parkside Credit Union Rewards Visa Credit Card has a variable purchase APR that ranges from 9.99% up to 18.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Parkside Credit Union Rewards Visa Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Parkside Credit Union Rewards Visa Credit Card is accepted.
  • Parkside Credit Union Rewards Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.
Parkside Credit Union Rewards Visa Credit Card FAQ

Does Parkside Credit Union Rewards Visa Credit Card have a cash back or rewards program?

Parkside Credit Union Rewards Visa Credit Card is a rewards card.

Parkside Credit Union Rewards Visa Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A

Does Parkside Credit Union Rewards Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Parkside Credit Union Rewards Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Parkside Credit Union Rewards Visa Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Parkside Credit Union Rewards Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 9.99% up to 18.99%. The card has a variable balance transfer APR that ranges from 9.99% up to 18.99%. It also has a variable cash advance APR that ranges from 9.99% up to 18.99%.

Does Parkside Credit Union Rewards Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Parkside Credit Union Rewards Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Parkside Credit Union Rewards Visa Credit Card?

The following fees apply:

Parkside Credit Union Rewards Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $35
Late Payment Fee up to $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Parkside Credit Union Rewards Visa Credit Card have a foreign transaction fee?

Parkside Credit Union Rewards Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Parkside Credit Union Rewards Visa Credit Card?

The Parkside Credit Union Rewards Visa Credit Card customer service number is (734) 525-0700.

Does Parkside Credit Union Rewards Visa Credit Card report your account activity to credit bureaus?

Yes, Parkside Credit Union Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Parkside Credit Union Rewards Visa Credit Card

  • Visit the Parkside Credit Union Rewards Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 10:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

About Parkside Credit Union Rewards Visa Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Parkside Credit Union

Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Every Purchase (Points) 1
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 28 days
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $35
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 9.99% - 18.99%
Balance Computation "average daily balance (including new purchases)
Purchase APR (Variable APR) 9.99% - 18.99%
Balance Transfer APR (Variable APR) 9.99% - 18.99%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

Be the first to rate

 

Would you recommend Parkside Credit Union Rewards Visa Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Parkside Credit Union Personal Credit Cards

Loading...