Partners FCU Visa Share Secured Credit Card
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| Purchase APR (Variable APR) | 13.9% |
| Balance Transfer APR (Variable APR) | 13.9% |
| Credit Score Range | 300 - 550 |
| Annual Fee | $0 |
Partners FCU Visa Share Secured Credit Card Review
This is a card issued by Partners Federal Credit Union. If you're wondering whether Partners FCU Visa Share Secured Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Partners FCU Visa Share Secured Credit Card has a variable purchase APR of 13.9%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Partners FCU Visa Share Secured Credit Card
| The Good | The Bad |
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Partners FCU Visa Share Secured Credit Card FAQ
Does Partners FCU Visa Share Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Partners FCU Visa Share Secured Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Partners FCU Visa Share Secured Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Partners FCU Visa Share Secured Credit Card has a variable purchase APR of 13.9%. The card has a variable balance transfer APR of 13.9% . It also has a variable cash advance APR of 13.9% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Partners FCU Visa Share Secured Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Partners FCU Visa Share Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Partners FCU Visa Share Secured Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | $23 |
| Late Payment Fee | $10 - $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Partners FCU Visa Share Secured Credit Card have a foreign transaction fee?
Partners FCU Visa Share Secured Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Partners FCU Visa Share Secured Credit Card?
The Partners FCU Visa Share Secured Credit Card customer service number is (800) 948-6677.
What is the support contact email for Partners FCU Visa Share Secured Credit Card?
The support contact email for Partners FCU Visa Share Secured Credit Card is pfcu.marketing@partnersfcu.org.
What is the Partners FCU Visa Share Secured Credit Card login page?
You can access the Partners FCU Visa Share Secured Credit Card login page here.
How do people rate the customer service and user experience of Partners FCU Visa Share Secured Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Partners FCU Visa Share Secured Credit Card report your account activity to credit bureaus?
Yes, Partners FCU Visa Share Secured Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Partners FCU Visa Share Secured Credit Card
- Visit the Partners FCU Visa Share Secured Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
100 North First Street Suite 400
Burbank, CA 91502 USA - (800) 948-6677
- Visit Site
- Email Support
About Partners FCU Visa Share Secured Credit Card
Availability
- California
- Florida
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | $23 |
| Late Fee Amount | $10 - $25 |
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