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PenFed Platinum Rewards Visa Signature® Card

in Personal Credit Cards

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PenFed Platinum Rewards Visa Signature® Card

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in Personal Credit Cards

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Overview

Who is this credit card designed for?

PenFed Platinum Rewards Visa Signature® Card is a credit card issued by Pentagon Federal Credit Union, which is based in McLean, VA. 

PenFed Platinum Rewards Visa Signature® Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

PenFed Platinum Rewards Visa Signature® Card has a variable purchase APR that ranges from 11.24% up to 17.99%.

The card has a variable balance transfer APR that ranges from 11.24% up to 17.99%.

It also has a variable cash advance APR that ranges from 11.24% up to 17.99%.

Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

Yes, PenFed Platinum Rewards Visa Signature® Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.

PenFed Platinum Rewards Visa Signature® Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to PenFed Platinum Rewards Visa Signature® Card:

  • There is no annual fee.
  • A returned payment fee of $25.
  • There are no foreign transaction fees.

Is a rewards program offered?

PenFed Platinum Rewards Visa Signature® Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Gas
  • Groceries

Is a signup bonus offered?

Yes, PenFed Platinum Rewards Visa Signature® Card offers card users a signup bonus worth up to $100 after spending $1500.

Is an annual loyalty bonus offered?

PenFed Platinum Rewards Visa Signature® Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 PenFed Platinum Rewards Visa Signature® Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus
  • Does PenFed Platinum Rewards Visa Signature® Card report your account activity to credit bureaus?

    PenFed Platinum Rewards Visa Signature® Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

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    Contact

    • Headquarters
    •   7940 Jones Branch Drive
      McLean, VA 22102 USA
    •   Visit Site

    Other Services by Pentagon Federal Credit Union

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Fees
    Grace Period for Late Payment (Days)
    25
    Annual Fee
    $0
    Foreign Currency Transaction Fee
    0%
    No Annual Fee
     
    No Foreign Transaction Fee
     
    List of Fees
    Returned Payment Fee
    $25
    Balance Transfer Fee %
    3%
    Minimum Age
    18
    Credit Score Range
    700 - 850
    850 300 700
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type
    Personal
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    Bonus Rewards
    5x
    Every Purchase
    1x
    Rewards Categories
    • Every Purchase
    • Gas
    • Groceries
    Signup Bonus
    $100
    Percentage
    Purchase APR
    (Variable APR)
    11.24% - 17.99%
        0% 29%
    Percentage
    Cash Advance APR
    (Variable APR)
    11.24% - 17.99%
        8% 28%
    Balance Computation
    average daily balance (including new purchases)
    Penalty APR
    17.99%
    Percentage
    Balance Transfer APR
    (Variable APR)
    11.24% - 17.99%
        8% 29%
    Introductory Rate
    0%
    Intro APR period (months)
    12

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    Purchase APR 11.24% - 17.99%
    (Variable APR)
        0% 29% Variable APR
    Balance Transfer APR 11.24% - 17.99%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $0 Annual Fee
    Credit Score Range 640 - 850     300 850