Who is this credit card designed for?
PenFed Platinum Rewards Visa Signature® Card is a credit card issued by Pentagon Federal Credit Union, which is based in McLean, VA.
PenFed Platinum Rewards Visa Signature® Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.
What are the relevant APRs?
PenFed Platinum Rewards Visa Signature® Card has a variable purchase APR that ranges from 11.24% up to 17.99%.
The card has a variable balance transfer APR that ranges from 11.24% up to 17.99%.
It also has a variable cash advance APR that ranges from 11.24% up to 17.99%.
Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Is an introductory APR offer available?
Yes, PenFed Platinum Rewards Visa Signature® Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.
PenFed Platinum Rewards Visa Signature® Card does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to PenFed Platinum Rewards Visa Signature® Card:
- There is no annual fee.
- A returned payment fee of $25.
- There are no foreign transaction fees.
Is a rewards program offered?
PenFed Platinum Rewards Visa Signature® Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:
- Every Purchase
Is a signup bonus offered?
Yes, PenFed Platinum Rewards Visa Signature® Card offers card users a signup bonus worth up to $100 after spending $1500.
Is an annual loyalty bonus offered?
PenFed Platinum Rewards Visa Signature® Card doesn't offer a cash loyalty bonus.
What additional benefits are offered?
PenFed Platinum Rewards Visa Signature® Card provides the following benefits:
Does PenFed Platinum Rewards Visa Signature® Card report your account activity to credit bureaus?
PenFed Platinum Rewards Visa Signature® Card reports your account activity to the following credit reporting agencies:
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
7940 Jones Branch Drive
McLean, VA 22102 USA
- Visit Site
Other Services by Pentagon Federal Credit Union
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Grace Period for Late Payment (Days)||25|
|Foreign Currency Transaction Fee||0%|
|No Annual Fee|
|No Foreign Transaction Fee|
|Returned Payment Fee||$25|
|Balance Transfer Fee %||3%|
|Credit Score Range||
700 - 850
850 300 700
|Immigration Status Considered||
|Employment Statuses Considered||
|Supported Income Types||
|Credit Card Benefits||
|Purchase APR (Variable APR)||11.24% - 17.99%|
|Cash Advance APR (Variable APR)||11.24% - 17.99%|
|Balance Computation||average daily balance (including new purchases)|
|Balance Transfer APR (Variable APR)||11.24% - 17.99%|
|Intro APR period (months)||12|
Pentagon Federal Credit Union Personal Credit Cards
Balance Transfer APR
Credit Score Range
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