PenFed Platinum Rewards Visa Signature® Card
in Personal Credit Cards from PenFed Credit Union
UnaffiliatedPenFed Platinum Rewards Visa Signature® Card
in Personal Credit Cards from PenFed Credit Union
Not enough votes for recommendation
Would you recommend PenFed Platinum Rewards Visa Signature® Card to your friends?
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 11.24% - 17.99% |
| Balance Transfer APR (Variable APR) | 11.24% - 17.99% |
| Credit Score Range | 700 - 850 |
PenFed Platinum Rewards Visa Signature® Card Review
PenFed Platinum Rewards Visa Signature® Card is a rewards credit card issued by PenFed Credit Union.
This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether PenFed Platinum Rewards Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a PenFed Platinum Rewards Visa Signature® Card cash back or rewards program?
PenFed Platinum Rewards Visa Signature® Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 5% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | $100 |
| Signup Bonus Spend Requirement | $1500 |
Does PenFed Platinum Rewards Visa Signature® Card have a signup bonus?
Yes, PenFed Platinum Rewards Visa Signature® Card offers card users a signup bonus worth up to $100 after spending $1500.
Does PenFed Platinum Rewards Visa Signature® Card offer an annual loyalty bonus?
PenFed Platinum Rewards Visa Signature® Card doesn't offer a cash loyalty bonus.What are the PenFed Platinum Rewards Visa Signature® Card benefits?
PenFed Platinum Rewards Visa Signature® Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for PenFed Platinum Rewards Visa Signature® Card?
PenFed Platinum Rewards Visa Signature® Card has a variable purchase APR that ranges from 11.24% up to 17.99%. The card has a variable balance transfer APR that ranges from 11.24% up to 17.99%.
It also has a variable cash advance APR that ranges from 11.24% up to 17.99%. Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does PenFed Platinum Rewards Visa Signature® Card have an introductory APR offer?
Yes, PenFed Platinum Rewards Visa Signature® Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.
PenFed Platinum Rewards Visa Signature® Card does not offer an introductory rate on new purchases.| Purchase APR | 11.24% - 17.99% |
| Balance Transfer APR | 11.24% - 17.99% |
| Cash Advance APR | 11.24% - 17.99% |
| Penalty APR | 17.99% |
What are the PenFed Platinum Rewards Visa Signature® Card fees?
The following fees apply to PenFed Platinum Rewards Visa Signature® Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 3% |
| Returned Payment Fee | $25 |
Does PenFed Platinum Rewards Visa Signature® Card have a foreign transaction fee?
PenFed Platinum Rewards Visa Signature® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does PenFed Platinum Rewards Visa Signature® Card report your account activity to credit bureaus?
PenFed Platinum Rewards Visa Signature® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for PenFed Platinum Rewards Visa Signature® Card
- Visit the PenFed Credit Union website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2930 Eisenhower Avenue
Alexandria, VA 22314 USA - (800) 247-5626
- Visit Site
Other Services by PenFed Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $25 |
| Balance Transfer Fee % | 3% |
Be the first to rate
Would you recommend PenFed Platinum Rewards Visa Signature® Card to your friends?
Other Personal Credit Cards
PenFed Credit Union Personal Credit Cards
PenFed Promise Visa Card
Annual Fee
$0
Purchase APR
11.24% - 17.99%
Balance Transfer APR
11.24% - 17.99%
Credit Score Range
640 - 850
- American Veterans USAA Rewards™ Visa Signature® Card
- Chase Slate
- Crate & Barrel Mastercard
- Express Next Credit Card
- Fifth Third Bank Truly Simple Credit Card
- Genesis FS Card Services
- Green Dot primor® Visa® Classic Secured Credit Card
- Kiesel Guitars Credit Card
- Trek Credit Card
- Victoria's Secret Angel Credit Card
- Walmart Credit Card
- Williams Sonoma Visa Credit Card
