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  Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card

Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card

in Personal Credit Cards from Pentagon Federal Credit Union

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Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card

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in Personal Credit Cards from Pentagon Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 14.99% - 17.99%
Balance Transfer APR  (Variable APR) 17.99%
Credit Score Range 650 - 850
Annual Fee $0

Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card Review

This is a rewards credit card issued by Pentagon Federal Credit Union. If you're wondering whether Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Signup bonus. Offers a signup bonus of $100 if you spend $1500 within 3 months.
  • Competitive APRs. Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card has a variable purchase APR that ranges from 14.99% up to 17.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No annual fee.
  • Multiple credit card perks.
  • Access to a concierge.
  • Travel accident and travel assistance insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card is accepted.
  • Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card reports to multiple credit bureaus.
  • Charges a 3% balance transfer fee.
Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card FAQ

Does Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card have a cash back or rewards program?

Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card is a rewards card.

Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card Rewards
Minimum rewards rate 2x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) Up to $100
Signup Bonus Spend Requirement $1500
Signup Bonus Spend Period (months) 3 months

Does Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card have a signup bonus?

Yes, it offers card users a signup bonus worth up to $100 after spending $1500.

Does Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card benefits?

It provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 14.99% up to 17.99%. The card has a variable balance transfer APR of 17.99% . It also has a variable cash advance APR of 17.99% . Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 17.99%
Balance Transfer Fee % 3%

Does Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card?

The following fees apply:

  • There is no overlimit fee
Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee up to $25
Late Payment Fee up to $28

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card?

The Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card customer service number is (800) 247-5626.

What is the support contact email for Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card?

The support contact email for Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card is info@hq.penfed.org.

Does Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card report your account activity to credit bureaus?

Yes, Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card

  • Visit the Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:30pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 8:00am - 11:00pm

About Pentagon Federal Credit Union Power Cash Rewards Visa Signature Credit Card

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View all personal credit cards offered by Pentagon Federal Credit Union

Availability

  Available in 13 states and Washington, D.C.
  • California
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Maryland
  • North Carolina
  • Nebraska
  • New Jersey
  • New Mexico
  • New York
  • Pennsylvania
  • Texas
  • Virginia

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Minimum Interest Charge $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Paper Statement Fee $1
Late Fee Amount Up to $28
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Rewards Rates
  • Every Purchase
Signup Bonus $100
Cash Advance APR (Variable APR) 17.99%
Balance Computation average daily balance” (including new purchases).
Penalty APR (Variable APR) 17.99%
Purchase APR (Variable APR) 14.99% - 17.99%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 17.99%
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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