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  Pier 1 Rewards Credit Card

Pier 1 Rewards Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

Pier 1 Rewards Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

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Highlights
Purchase APR  (Variable APR) Up to 29.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Pier 1 Rewards Credit Card Review

Pier 1 Rewards Credit Card is a store credit card issued by Comenity. If you're wondering whether Pier 1 Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Pier 1 Rewards Credit Card Pros & Cons
The Good The Bad
  • Exclusive Members Benefits for Pearl Credit Card Members include 15% your next purchase as a welcome offer, 10% birthday bonus, reward perks, extended return time, and members-only-in-store events.
  • Exclusive Members Benefits for Cobalt Credit Card Members include 20% your next purchase as a welcome offer, 15% birthday bonus, reward perks, extended return time, and members-only-in-store events, earn 1 point for every $1 spent and receive a $10 rewards certificate for every 200 points, plus special bonus-points events.
  • Exclusive Members Benefits for Platnium Credit Card Members include 20% your next purchase as a welcome offer, 20% birthday bonus, reward perks, extended return time, and members-only-in-store events, earn 1 point for every $1 spent and receive a $10 rewards certificate for every 200 points, plus special bonus-points events. Also, Platinum Credit Card Members receive 10% off your entire purchase the first Tuesday of every month.
  • No annual fee.
  • Pier 1 Rewards Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Pier 1 Rewards Credit Card FAQ

Is there a Pier 1 Rewards Credit Card cash back or rewards program?

No, Pier 1 Rewards Credit Card does not offer a rewards program.

What are the relevant APRs for Pier 1 Rewards Credit Card?

Pier 1 Rewards Credit Card has a variable purchase APR of up to 29.24%.

Does Pier 1 Rewards Credit Card have an introductory APR offer on balance transfers?

No, Pier 1 Rewards Credit Card does not come with an introductory APR offer for balance transfers.

Does Pier 1 Rewards Credit Card have an introductory APR offer on new purchases?

Pier 1 Rewards Credit Card does not offer an introductory rate on new purchases.
Pier 1 Rewards Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Pier 1 Rewards Credit Card?

The following fees apply to Pier 1 Rewards Credit Card:

Pier 1 Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $39
Late Payment Fee up to $39

Does Pier 1 Rewards Credit Card report your account activity to credit bureaus?

Yes, Pier 1 Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Pier 1 Rewards Credit Card

  • Visit the Pier 1 Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   12921 South Vista Station Boulevard
    Salt Lake County
    Draper, UT 84020
  •   Visit Site

About Pier 1 Rewards Credit Card

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View Comenity Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
Minimum Interest Charge $2
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Bonus Rewards - 15% off with your My Pier 1 Rewards Pearl membership. - Birthday Bonus 10% off - Extended return time - Members-Only In-store events
Purchase APR (Variable APR) Up to 29.24%
Card Type Store Card
Card Network Other

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.