PlayStation Card from Capital One

PlayStation Card from Capital One Review

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This is a rewards card issued by Capital One. If you're wondering whether PlayStation Card from Capital One is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 5 reward points per dollar spent.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of up to $50.
• Competitive APRs. PlayStation Card from Capital One has a variable purchase APR that ranges from 15.49% up to 24.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 660.

Pros & Cons of PlayStation Card from Capital One

The Good

The Bad

Potentially lower than average purchase APRs. 0% APR on new purchases during the first 6 months. There is then a variable purchase APR that ranges from 15.49% up to 24.99%. No annual fee. Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Identity Theft Protection. Travel accident and travel assistance insurance. Trip cancellation insurance. Cardholders can earn rewards on purchases everywhere PlayStation Card from Capital One is accepted. PlayStation Card from Capital One reports to multiple credit bureaus.

PlayStation Card from Capital One FAQ

Does PlayStation Card from Capital One have a cash back or rewards program?

PlayStation Card from Capital One is a rewards card.

PlayStation Card from Capital One Rewards

Minimum rewards rate	1x
Max rewards rate	5x
Annual rewards limit	N/A
Signup Bonus ($)	Starting at $50

What are the PlayStation Card from Capital One benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for PlayStation Card from Capital One?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

PlayStation Card from Capital One has a variable purchase APR that ranges from 15.49% up to 24.99%. The card has a variable balance transfer APR that ranges from 15.49% up to 24.99%. It also has a variable cash advance APR starting at 24.49% .

What are the fees for PlayStation Card from Capital One?

The following fees apply:

PlayStation Card from Capital One Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	$38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does PlayStation Card from Capital One report your account activity to credit bureaus?

Yes, PlayStation Card from Capital One reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for PlayStation Card from Capital One

• Visit the PlayStation Card from Capital One website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.