Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
N/A
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
N/A
Annual Fee
$399
PointCard™ Titan Review
If you're wondering whether PointCard™ Titan is the right card for you, read on.
Key Takeaways
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
Pros & Cons of PointCard Titan
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PointCard Titan FAQ
Does PointCard Titan have a cash back or rewards program?
PointCard Titan is a rewards card.
| Description |
Does PointCard Titan have a signup bonus?
This card doesn't offer a cash signup bonus.Does PointCard Titan offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the PointCard Titan benefits?
PointCard™ Titan provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for PointCard Titan?
This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.What are the fees for PointCard Titan?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $399 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $399.
Does PointCard Titan have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for PointCard Titan?
The customer service number for PointCard Titan is (650) 539-2701.
What is the support contact email for PointCard Titan?
The support contact email for PointCard Titan is hello@point.app.
What is the login page for PointCard Titan?
You can access the login page of PointCard Titan here.
How do people rate the customer service and user experience of PointCard Titan?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does PointCard™ Titan report your account activity to credit bureaus?
Yes, PointCard™ Titan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Point Up Inc perform a hard credit pull?
Yes, PointCard Titan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for PointCard Titan
- Visit the website of PointCard Titan.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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