PointCard™ Titan

PointCard™ Titan Review

If you're wondering whether PointCard Titan is the right card for you, read on.

Key Takeaways

• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.

Pros & Cons of PointCard Titan

The Good

The Bad

Multiply the points where you spend the most. Pick two options from 5x and two from 3x, and switch whenever you want. Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Global Entry/TSA Pre✓®. Travel accident and travel assistance insurance. Trip cancellation insurance. No foreign transaction fee. Cardholders can earn rewards on their purchases. PointCard™ Titan reports to multiple credit bureaus.

Charges an annual fee of $399 Does not offer a signup bonus. You don't earn rewards on every purchase.

PointCard Titan FAQ

Does PointCard Titan have a cash back or rewards program?

PointCard Titan is a rewards card.

PointCard Titan Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)

What are the PointCard Titan benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• Cell Phone Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for PointCard Titan?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for PointCard Titan?

The following fees apply:

PointCard Titan Fees

Fees	Amount
Annual Fee	$399
Foreign Transaction Fee	0%

Does PointCard™ Titan report your account activity to credit bureaus?

Yes, PointCard™ Titan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for PointCard Titan

• Visit the PointCard Titan website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.