SuperMoney
Explore
Compare Rates

Compare All Personal Credit Cards

Filter & compare all your options in one place.

View All Personal Credit Cards
x No thanks, not right now
Advertiser Disclosure
  Pottery Barn Credit Card

Pottery Barn Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

Pottery Barn Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Pottery Barn Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
Highlights
Purchase APR  (Variable APR) Up to 29.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Pottery Barn Credit Card Review

Pottery Barn Credit Card is a store credit card issued by Comenity. If you're wondering whether Pottery Barn Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Pottery Barn Credit Card Pros & Cons
The Good The Bad
  • Earn 10% back in rewards. Earn $25 in rewards for every $250 you spend on the Pottery Barn Credit Card or choose 12 month special financing on purchases of $750 or more.
  • Double rewards: Pottery Barn will send invitations to Double Rewards events throughout the year. Plus, early access to private sales.
  • Shop family brands: Earn and redeem Rewards from the entire family of brands, including Pottery Barn Kids and PBteen.
  • No annual fee.
  • No annual fee.
  • Pottery Barn Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.
Pottery Barn Credit Card FAQ

Is there a Pottery Barn Credit Card cash back or rewards program?

No, Pottery Barn Credit Card does not offer a rewards program.

What are the relevant APRs for Pottery Barn Credit Card?

Pottery Barn Credit Card has a variable purchase APR of up to 29.24%.

Does Pottery Barn Credit Card have an introductory APR offer on balance transfers?

No, Pottery Barn Credit Card does not come with an introductory APR offer for balance transfers.

Does Pottery Barn Credit Card have an introductory APR offer on new purchases?

Pottery Barn Credit Card does not offer an introductory rate on new purchases.
Pottery Barn Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Pottery Barn Credit Card?

The following fees apply to Pottery Barn Credit Card:

Pottery Barn Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $39
Late Payment Fee up to $39

Does Pottery Barn Credit Card report your account activity to credit bureaus?

Pottery Barn Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Pottery Barn Credit Card

  • Visit the Pottery Barn Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   12921 South Vista Station Boulevard
    Salt Lake County
    Draper, UT 84020
  •   Visit Site

About Pottery Barn Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Comenity
View Comenity Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $2
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Bonus Rewards - Earn 10% back in Rewards - You'll receive a $25 Reward Certificate for every $250 you spend or choose 12 months special financing - Exclusive events and offers - Double reward opportunities offered throughout the year - Earn and redeem rewards at Pottery Barn, Pottery Barn Kids, or PBteen - Manage your account online
Purchase APR (Variable APR) Up to 29.24%

Be the first to rate

 

Would you recommend Pottery Barn Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Personal Credit Cards

Deserve Edu Mastercard for Students
Strongly recommended

5 Reviews

ABOC Platinum Rewards Credit Card
Strongly recommended

10 Reviews

First Progress Platinum Select Mastercard® Secured Credit Card
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

3 Reviews

View All

Comenity Personal Credit Cards

Loading...
Browse Personal Credit Cards
SuperMoney
Goals
Expert Guides
Partner with us
SuperMoney
Goals
Expert Guides
Partner with us
Go to homepage

Copyright 2020 SuperMoney, LLC. All rights reserved.

NMLS Consumer Access ID #1520999

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.