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  Pottery Barn Key Rewards Credit Card
Pottery Barn Key Rewards Credit Card Claimed

Pottery Barn Key Rewards Credit Card

Claimed
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

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Highlights
Community Rating

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Purchase APR  (Variable APR) 26.49% - 28.49%
(Verified 09/03/2022)
Balance Transfer APR  (Variable APR) 0% - 26.49%
(Verified 09/03/2022)
Credit Score Range 650 - 850
Annual Fee $0

Pottery Barn Key Rewards Credit Card Review

This is a store credit card issued by Capital One. If you're wondering whether Pottery Barn credit card is the right card for you, read on.

Key Takeaways

  • Earn rewards and exclusive benefits across our seven brands.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 26.49% up to 28.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Pottery Barn credit card

The Good The Bad
  • Earn 10% back in rewards. Earn $25 in rewards for every $250 you spend on the Pottery Barn Credit Card or choose 12 month special financing on purchases of $750 or more.
  • Double rewards: Pottery Barn will send invitations to Double Rewards events throughout the year. Plus, early access to private sales.
  • Shop family brands: Earn and redeem Rewards from the entire family of brands, including Pottery Barn Kids and PBteen.
  • No annual fee.
  • No annual fee.
  • Pottery Barn Key Rewards Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

Pottery Barn credit card FAQ

Does Pottery Barn credit card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Pottery Barn credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Pottery Barn Key Rewards Credit Card has a variable purchase APR that ranges from 26.49% up to 28.49%. The card has a variable balance transfer APR that ranges from 0% up to 26.49%. It also has a variable cash advance APR that ranges from 0% up to 26.49%.

Does Pottery Barn credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Pottery Barn credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Pottery Barn credit card?

The following fees apply:

Pottery Barn credit card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $0
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for Pottery Barn credit card?

The Pottery Barn credit card customer service number is (877) 383-4802.

What is the support contact email for Pottery Barn credit card?

The support contact email for Pottery Barn credit card is support@capitalone.com.

What is the Pottery Barn credit card login page?

You can access the Pottery Barn credit card login page here.

How do people rate the customer service and user experience of Pottery Barn credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Pottery Barn Key Rewards Credit Card report your account activity to credit bureaus?

Yes, Pottery Barn Key Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Pottery Barn credit card

  • Visit the Pottery Barn credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 4%
Minimum Cash Advance Fee ($) $10
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee $0
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Bonus Offer Earn rewards and exclusive benefits across our seven brands.
Cash Advance APR (Variable APR) 0% - 26.49%
APR Type Variable APR
Purchase APR (Variable APR) 26.49% - 28.49%
(Verified 09/03/2022)
Balance Transfer APR (Variable APR) 0% - 26.49%
(Verified 09/03/2022)
Card Type
  • Store Card
Card Network Other

Pottery Barn Key Rewards Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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