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  Green Dot primor® Mastercard® Classic Secured Credit Card

Green Dot primor® Mastercard® Classic Secured Credit Card

in Personal Credit Cards from Green Dot Bank

Unaffiliated

Green Dot primor® Mastercard® Classic Secured Credit Card

Unaffiliated

in Personal Credit Cards from Green Dot Bank

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Highlights
Purchase APR  (Fixed APR) 13.99%
Balance Transfer APR  (Fixed APR) N/A
Credit Score Range 300 - 800
Annual Fee $39

Green Dot primor® Mastercard® Classic Secured Credit Card Review

Green Dot primor® Mastercard® Classic Secured Credit Card is a secured credit card credit card issued by Green Dot Bank. If you're wondering whether Green Dot primor® Mastercard® Classic Secured Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Green Dot primor® Mastercard® Classic Secured Credit Card has a fixed purchase APR of 13.99%
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
Green Dot primor® Mastercard® Classic Secured Credit Card Pros & Cons
The Good The Bad
  • No processing or application fees.
  • No minimum credit score requirements.
  • Competitive fixed interest rates with no penalty rate.
  • Reports to all three nationwide credit bureaus.
  • Lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • Green Dot primor® Mastercard® Classic Secured Credit Card reports to multiple credit bureaus.
  • Has an annual fee.
  • No rewards program.
  • Charges an annual fee of $39
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Green Dot primor® Mastercard® Classic Secured Credit Card FAQ

Is there a Green Dot primor® Mastercard® Classic Secured Credit Card cash back or rewards program?

No, Green Dot primor® Mastercard® Classic Secured Credit Card does not offer a rewards program.

What are the relevant APRs for Green Dot primor® Mastercard® Classic Secured Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Green Dot primor® Mastercard® Classic Secured Credit Card has lower than average purchase APRs.

Green Dot primor® Mastercard® Classic Secured Credit Card has a fixed purchase APR of 13.99%. It also has a fixed cash advance APR of 18.99% .

Does Green Dot primor® Mastercard® Classic Secured Credit Card have an introductory APR offer on balance transfers?

No, Green Dot primor® Mastercard® Classic Secured Credit Card does not come with an introductory APR offer for balance transfers.

Does Green Dot primor® Mastercard® Classic Secured Credit Card have an introductory APR offer on new purchases?

Green Dot primor® Mastercard® Classic Secured Credit Card does not offer an introductory rate on new purchases.
Green Dot primor® Mastercard® Classic Secured Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Green Dot primor® Mastercard® Classic Secured Credit Card?

The following fees apply to Green Dot primor® Mastercard® Classic Secured Credit Card:

Green Dot primor® Mastercard® Classic Secured Credit Card Fees
Fees Amount
Annual Fee $39
Foreign Transaction Fee 3%
Returned Payment Fee up to $29
Late Payment Fee up to $29

Does Green Dot primor® Mastercard® Classic Secured Credit Card have a foreign transaction fee?

Green Dot primor® Mastercard® Classic Secured Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Green Dot primor® Mastercard® Classic Secured Credit Card report your account activity to credit bureaus?

Yes, Green Dot primor® Mastercard® Classic Secured Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Green Dot primor® Mastercard® Classic Secured Credit Card

  • Visit the Green Dot primor® Mastercard® Classic Secured Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   3465 E Foothill Blvd
    Pasadena, CA 91107
  •   Visit Site

Other Services by Green Dot Bank

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Message From Green Dot Bank

We have credit lines available from $200 to $5,000! Super Low interest rates - with no penalty rate! There are no minimum credit score requirements! We invite all credit types to apply! No processing or application fees! Helps strengthen your credit with responsible card use. Reports to three national bureaus Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 3%
Annual Fee $39
Minimum Interest Charge $1
Returned Payment Fee Up to $29
Additional Card Fee Amount $29
Late Fee Amount Up to $29
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 800
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Type No Rewards
Security Deposit $200 - $5,000
Cash Advance APR (Fixed APR) 18.99%
Balance Computation average daily balance (including new purchases).
Credit Limit Up to $5,000
Purchase APR (Fixed APR) 13.99%
Card Type
  • Secured
  • Bad Credit
Card Network Visa

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