Princess Cruises Rewards Visa Card Review

Princess Cruises Rewards Visa Card is a rewards credit card issued by Barclays. 

This card is designed for people with good credit. The minimum credit score to apply is 680. If you're wondering whether Princess Cruises Rewards Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Princess Cruises Rewards Visa Card

The Good

The Bad

Lower than average purchase APRs. No annual fee. Has an introductory APR rate on balance transfers of 0%. Multiple credit card perks. Cardholders can earn rewards on their purchases. Offers auto rental collision damage waiver. Includes emergency support. Extended warranty protection on purchases. Free access to your credit score. Travel Assistance. No foreign transaction fee. Earn rewards on every purchase. Princess Cruises Rewards Visa Card reports to multiple credit bureaus.

Is there a Princess Cruises Rewards Visa Card cash back or rewards program?

Princess Cruises Rewards Visa Card offers a rewards program to its customers.

Princess Cruises Rewards Visa Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	2%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	10000

What are the Princess Cruises Rewards Visa Card benefits?

Princess Cruises Rewards Visa Card provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Princess Cruises Rewards Visa Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Princess Cruises Rewards Visa Card has lower than average purchase APRs.

Princess Cruises Rewards Visa Card has a variable purchase APR that ranges from 15.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 25.49%. It also has a variable cash advance APR starting at 26.74% .

Princess Cruises Rewards Visa Card Balance Transfers

Description
Balance Transfer APR	15.49% - 25.49%
Introductory Rate	0%
Intro APR period (months)	15

Princess Cruises Rewards Visa Card Rates & Terms

Description
Balance Computation	daily balance (including new purchases)
Purchase APR	15.49% - 25.49%
Credit Limit	N/A
Penalty APR	N/A
Cash Advance APR	Starting at 26.74%
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the Princess Cruises Rewards Visa Card fees?

The following fees apply to Princess Cruises Rewards Visa Card:

Princess Cruises Rewards Visa Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	$37
Late Payment Fee	$37

Does Princess Cruises Rewards Visa Card report your account activity to credit bureaus?

Princess Cruises Rewards Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion
• Innovis

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Princess Cruises Rewards Visa Card

• Visit the Princess Cruises Rewards Visa Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.