Purdue Federal Credit Union Visa Traditional Rewards Credit Card
in Personal Credit Cards from Purdue Federal Credit Union
UnaffiliatedPurdue Federal Credit Union Visa Traditional Rewards Credit Card
in Personal Credit Cards from Purdue Federal Credit Union
Not enough votes for recommendation
Would you recommend Purdue Federal Credit Union Visa Traditional Rewards Credit Card to your friends?
| Purchase APR (Fixed APR) | 11.5% - 17.5% |
| Balance Transfer APR (Fixed APR) | 11.5% - 17.5% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Purdue Federal Credit Union Visa Traditional Rewards Credit Card Review
This is a rewards credit card issued by Purdue Federal Credit Union. If you're wondering whether Purdue Federal Credit Union Visa Traditional Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Purdue Federal Credit Union Visa Traditional Rewards Credit Card has a fixed purchase APR that ranges from 11.5% up to 17.5%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
| The Good | The Bad |
|---|---|
|
|
Does Purdue Federal Credit Union Visa Traditional Rewards Credit Card have a cash back or rewards program?
Purdue Federal Credit Union Visa Traditional Rewards Credit Card is a rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Purdue Federal Credit Union Visa Traditional Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Purdue Federal Credit Union Visa Traditional Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Purdue Federal Credit Union Visa Traditional Rewards Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Purdue Federal Credit Union Visa Traditional Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a fixed purchase APR that ranges from 11.5% up to 17.5%. The card has a fixed balance transfer APR that ranges from 11.5% up to 17.5%. It also has a fixed cash advance APR that ranges from 11.5% up to 17.5%.
Does Purdue Federal Credit Union Visa Traditional Rewards Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 1.9% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 1.9% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 11.5% - 17.5% |
| Balance Transfer Fee Minimum | $0 |
| Balance Transfer Fee % | 0% |
Does Purdue Federal Credit Union Visa Traditional Rewards Credit Card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 1.9% |
| Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 1.9% on qualified purchases for a period of up to 12 months.
What are the fees for Purdue Federal Credit Union Visa Traditional Rewards Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Purdue Federal Credit Union Visa Traditional Rewards Credit Card have a foreign transaction fee?
Purdue Federal Credit Union Visa Traditional Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Purdue Federal Credit Union Visa Traditional Rewards Credit Card?
The Purdue Federal Credit Union Visa Traditional Rewards Credit Card customer service number is (765) 269-4538.
What is the support contact email for Purdue Federal Credit Union Visa Traditional Rewards Credit Card?
The support contact email for Purdue Federal Credit Union Visa Traditional Rewards Credit Card is mbrservice@purduefed.com.
Does Purdue Federal Credit Union Visa Traditional Rewards Credit Card report your account activity to credit bureaus?
Yes, Purdue Federal Credit Union Visa Traditional Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Purdue Federal Credit Union Visa Traditional Rewards Credit Card
- Visit the Purdue Federal Credit Union Visa Traditional Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1551 Win Hentschel Blvd
West Lafayette, IN 47906 - (765) 269-4538
- Visit Site
- Email Support
Other Services by Purdue Federal Credit Union
Availability
Feature Breakdown
| Introductory Rate | 1.9% |
| Purchase Intro APR Period (Fixed APR) | 12 months |
Be the first to rate
Would you recommend Purdue Federal Credit Union Visa Traditional Rewards Credit Card to your friends?
Other Personal Credit Cards
Purdue Federal Credit Union Personal Credit Cards
- Aberdeen Proving Ground Federal Credit Union Visa Platinum Preferred Credit Card
- American Airlines Credit Union Visa® Platinum Rewards credit card
- Christopher & Banks Credit Card
- Citizens Bank Clear Value Mastercard
- Express Credit Card
- FirstBank Puerto Rico Beyond Platinum Mastercard
- Greenstate Credit Union World Mastercard
- Jeanne D'Arc Credit Union Travel and Gift Rewards Card
- Northeast Credit Union Preferred VISA® Credit Card
- People's Bank of Commerce Platinum Preferred MasterCard
- Qualstar Credit Union Rewards Visa Credit Card
- Sallie Mae Ignite Credit Card For Students
