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  Purdue FCU Visa Rewards Credit Card
Purdue FCU Visa Rewards Credit Card
in Credit Cards from Purdue Federal Credit Union
Unaffiliated

Purdue FCU Visa Rewards Credit Card

Unaffiliated
in Credit Cards from Purdue Federal Credit Union
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Highlights
Purchase APR  (Fixed APR) 11.5% - 17.5%
Balance Transfer APR  (Fixed APR) 11.5% - 17.5%
Credit Score Range 650 - 850
Annual Fee $0

Purdue FCU Visa Rewards Credit Card Review

This is a rewards credit card issued by Purdue Federal Credit Union. If you're wondering whether Purdue FCU Visa Rewards Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Purdue FCU Visa Rewards Credit Card has a fixed purchase APR that ranges from 11.5% up to 17.5%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Purdue FCU Visa Rewards Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 1.9%.
  • No balance transfer fee.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel assistance insurance
  • Cardholders can earn rewards on purchases everywhere Purdue FCU Visa Rewards Credit Card is accepted.
  • Purdue FCU Visa Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.

Purdue FCU Visa Rewards Credit Card FAQ

Does Purdue FCU Visa Rewards Credit Card have a cash back or rewards program?

Purdue FCU Visa Rewards Credit Card is a rewards card.

Purdue FCU Visa Rewards Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Purdue FCU Visa Rewards Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Purdue FCU Visa Rewards Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Purdue FCU Visa Rewards Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Cell Phone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Purdue FCU Visa Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Purdue FCU Visa Rewards Credit Card has a fixed purchase APR that ranges from 11.5% up to 17.5%. The card has a fixed balance transfer APR that ranges from 11.5% up to 17.5%. It also has a fixed cash advance APR that ranges from 11.5% up to 17.5%.

Does Purdue FCU Visa Rewards Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 1.9% for a period of up to 12 months.

Purdue FCU Visa Rewards Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 1.9%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 11.5% - 17.5%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does Purdue FCU Visa Rewards Credit Card have an intro APR offer on new purchases?

Purdue FCU Visa Rewards Credit Card Purchase Intro Offer
Description
Introductory Rate 1.9%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 1.9% on qualified purchases for a period of up to 12 months.

What are the fees for Purdue FCU Visa Rewards Credit Card?

The following fees apply:

Purdue FCU Visa Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Purdue FCU Visa Rewards Credit Card have a foreign transaction fee?

Purdue FCU Visa Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Purdue FCU Visa Rewards Credit Card?

The Purdue FCU Visa Rewards Credit Card customer service number is (765) 269-4538.

What is the support contact email for Purdue FCU Visa Rewards Credit Card?

The support contact email for Purdue FCU Visa Rewards Credit Card is mbrservice@purduefed.com.

What is the Purdue FCU Visa Rewards Credit Card login page?

You can access the Purdue FCU Visa Rewards Credit Card login page here.

How do people rate the customer service and user experience of Purdue FCU Visa Rewards Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Purdue FCU Visa Rewards Credit Card report your account activity to credit bureaus?

Yes, Purdue FCU Visa Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Purdue FCU Visa Rewards Credit Card

  • Visit the Purdue FCU Visa Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:30pm
  • Tuesday 9:00am - 5:30pm
  • Wednesday 9:00am - 5:30pm
  • Thursday 9:00am - 5:30pm
  • Friday 9:00am - 5:30pm
  • Saturday 9:00am - 12:00pm

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Availability

  Available in 1 state
Indiana
Availabile in all of Indiana

Feature Breakdown

Introductory Rate 1.9%
Purchase Intro APR Period (Fixed APR) 12 months
Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Cellular Telephone Protection
  • Travel Assistance
Rewards Categories
  • Every Purchase
Cash Advance APR (Fixed APR) 11.5% - 17.5%
APR Type Fixed APR
Balance Computation average daily balance (including new purchases).
Credit Limit Starting at $1,000
Purchase APR (Fixed APR) 11.5% - 17.5%
Balance Transfer Introductory APR (Fixed APR) 1.9%
Balance Transfer Intro APR Period (Fixed APR) 12 months
Balance Transfer APR (Fixed APR) 11.5% - 17.5%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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