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  Regions Explore Visa Credit Card
Regions Explore Visa Credit Card Unaffiliated

Regions Explore Visa Credit Card

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Highlights
Purchase APR  (Variable APR) 23.24%
Balance Transfer APR  (Variable APR) 23.24%
Credit Score Range 300 - 850
Annual Fee $29

Regions Explore Visa Credit Card Review

This is a secured credit card rewards credit card issued by Regions Bank. If you're wondering whether Regions Explore Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 23.24%
  • 4% Balance transfer fee. Regions Explore Visa Credit Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel assistance, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Regions Explore Visa Credit Card
The Good The Bad
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Travel assistance insurance
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Higher than average purchase APRs.
  • Charges an annual fee of $29
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Charges a 4% balance transfer fee.
Regions Explore Visa Credit Card FAQ

Does Regions Explore Visa Credit Card have a cash back or rewards program?

Regions Explore Visa Credit Card is a rewards card.

Regions Explore Visa Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Regions Explore Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Regions Explore Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Regions Explore Visa Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Assistance

What are the relevant APRs for Regions Explore Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Regions Explore Visa Credit Card has a variable purchase APR of 23.24%. The card has a variable balance transfer APR of 23.24% . It also has a variable cash advance APR of 25.24% .

Does Regions Explore Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Regions Explore Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Regions Explore Visa Credit Card?

The following fees apply:

Regions Explore Visa Credit Card Fees
Fees Amount
Annual Fee $29
Initial Program Fee $250
Foreign Transaction Fee 0%
Late Payment Fee $39

Does Regions Explore Visa Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Regions Explore Visa Credit Card?

The Regions Explore Visa Credit Card customer service number is (800) 734-4667.

What is the support contact email for Regions Explore Visa Credit Card?

The support contact email for Regions Explore Visa Credit Card is askRegions@regions.com.

What is the Regions Explore Visa Credit Card login page?

You can access the Regions Explore Visa Credit Card login page here.

How do people rate the customer service and user experience of Regions Explore Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for Regions Explore Visa Credit Card

  • Visit the Regions Explore Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 28 states and Washington, D.C.
  • Alabama
  • Arkansas
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Iowa
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • North Carolina
  • North Dakota
  • Nebraska
  • Ohio
  • Oklahoma
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Virginia
  • Wisconsin
  • West Virginia

Feature Breakdown

Initial Program Fee $250
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 4%
Minimum Cash Advance Fee ($) $10
Annual Fee $29
Minimum Interest Charge $1.50
Late Fee Amount $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 850
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Assistance
Cash Advance APR (Variable APR) 25.24%
Purchase APR (Variable APR) 23.24%
Balance Transfer APR (Variable APR) 23.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 4%
Card Type
  • Rewards
  • Secured
  • Bad Credit
Card Network Visa

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