Royal Caribbean® Visa Signature® Credit Card Review

Royal Caribbean® Visa Signature® Credit Card is a rewards credit card issued by Bank of America. If you're wondering whether Royal Caribbean® Visa Signature® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Signup bonus. Offers a signup bonus of 10000 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Royal Caribbean® Visa Signature® Credit Card has a variable purchase APR that ranges from 16.49% up to 24.49%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Royal Caribbean® Visa Signature® Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, purchase protection, travel assistance, and fraud protection.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 660.

Royal Caribbean® Visa Signature® Credit Card Pros and Cons:

Is there a Royal Caribbean® Visa Signature® Credit Card cash back or rewards program?

Royal Caribbean® Visa Signature® Credit Card offers a rewards program to its customers.

What are the Royal Caribbean® Visa Signature® Credit Card benefits?

Royal Caribbean® Visa Signature® Credit Card provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Zero fraud liability
• No blackout dates when redeeming miles
• Travel Assistance

What are the relevant APRs for Royal Caribbean® Visa Signature® Credit Card?

Royal Caribbean® Visa Signature® Credit Card has a variable purchase APR that ranges from 16.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 24.49%. It also has a variable cash advance APR that ranges from 19.49% up to 27.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Royal Caribbean® Visa Signature® Credit Card?

The following fees apply to Royal Caribbean® Visa Signature® Credit Card:

How to apply for Royal Caribbean® Visa Signature® Credit Card

• Visit the Royal Caribbean® Visa Signature® Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.