
Royal Caribbean® Visa Signature® Credit Card
in Personal Credit Cards from Bank of America
UnaffiliatedRoyal Caribbean® Visa Signature® Credit Card
in Personal Credit Cards from Bank of America
Would you recommend Royal Caribbean® Visa Signature® Credit Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 16.49% - 24.49% |
Balance Transfer APR (Variable APR) | 16.49% - 24.49% |
Credit Score Range | 660 - 850 |
Annual Fee | $0 |
Royal Caribbean® Visa Signature® Credit Card Review
Royal Caribbean® Visa Signature® Credit Card is a rewards credit card issued by Bank of America. If you're wondering whether Royal Caribbean® Visa Signature® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Signup bonus. Offers a signup bonus of 10000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Royal Caribbean® Visa Signature® Credit Card has a variable purchase APR that ranges from 16.49% up to 24.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Royal Caribbean® Visa Signature® Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as purchase protection, and fraud protection.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 660.
The Good | The Bad |
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Is there a Royal Caribbean® Visa Signature® Credit Card cash back or rewards program?
Royal Caribbean® Visa Signature® Credit Card offers a rewards program to its customers.
Minimum rewards rate | 1x |
Max rewards rate | 2x |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 10000 |
Signup Bonus Spend Period (months) | 3 months |
Does Royal Caribbean® Visa Signature® Credit Card have a signup bonus?
Royal Caribbean® Visa Signature® Credit Card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Royal Caribbean® Visa Signature® Credit Card offer an annual loyalty bonus?
Royal Caribbean® Visa Signature® Credit Card doesn't offer a cash loyalty bonus.What are the Royal Caribbean® Visa Signature® Credit Card benefits?
Royal Caribbean® Visa Signature® Credit Card provides the following benefits:
- No blackout dates when redeeming miles
What are the relevant APRs for Royal Caribbean® Visa Signature® Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.Royal Caribbean® Visa Signature® Credit Card has a variable purchase APR that ranges from 16.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 24.49%. It also has a variable cash advance APR that ranges from 19.49% up to 27.49%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Royal Caribbean® Visa Signature® Credit Card have an introductory APR offer on balance transfers?
No, Royal Caribbean® Visa Signature® Credit Card does not come with an introductory APR offer for balance transfers.Does Royal Caribbean® Visa Signature® Credit Card have an introductory APR offer on new purchases?
Royal Caribbean® Visa Signature® Credit Card does not offer an introductory rate on new purchases.Description | |
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Introductory Rate | N/A |
Purchase Intro APR Period (months) | N/A |
What are the fees for Royal Caribbean® Visa Signature® Credit Card?
The following fees apply to Royal Caribbean® Visa Signature® Credit Card:
Fees | Amount |
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Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $29 |
Late Payment Fee | up to $40 |
Does Royal Caribbean® Visa Signature® Credit Card have a foreign transaction fee?
Royal Caribbean® Visa Signature® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.How to apply for Royal Caribbean® Visa Signature® Credit Card
- Visit the Royal Caribbean® Visa Signature® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
100 North Tryon Street
#170
Charlotte, NC 28255 - (800) 432-1000
- Visit Site
Other Services by Bank of America

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Every Purchase (Points) | 2 MyCruise points for every $1 spent on qualifying purchases with Royal Caribbean® and our sister brands, Celebrity Cruises® and Azamara®. 1 MyCruise point per $1 on all other purchases. |
Royal Caribbean® Visa Signature® Credit Card Community Reviews
Would you recommend Royal Caribbean® Visa Signature® Credit Card to your friends?
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