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  Saks Fifth Avenue SaksFirst Store Card

Saks Fifth Avenue SaksFirst Store Card

in Personal Credit Cards from Capital One

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Saks Fifth Avenue SaksFirst Store Card

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in Personal Credit Cards from Capital One

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Highlights
Highlights
Purchase APR  (Variable APR) Up to 26.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Saks Fifth Avenue SaksFirst Store Card Review

Saks Fifth Avenue SaksFirst Store Card is a store credit card issued by Capital One. If you're wondering whether Saks Fifth Avenue SaksFirst Store Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Saks Fifth Avenue SaksFirst Store Card Pros & Cons
The Good The Bad
  • Membership in SaksFirst, our exclusive rewards program. Members earn SaksFirst points for purchases made inside Saks.
  • Earn a $25 gift card for every 2500 points
  • Shop exclusive previews of our collections
  • Early access to fashion events and private sales
  • No annual fee.
  • Saks Fifth Avenue SaksFirst Store Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.
Saks Fifth Avenue SaksFirst Store Card FAQ

Is there a Saks Fifth Avenue SaksFirst Store Card cash back or rewards program?

No, Saks Fifth Avenue SaksFirst Store Card does not offer a rewards program. This card features rewards for purchases in the following categories:

  • Retail

What are the relevant APRs for Saks Fifth Avenue SaksFirst Store Card?

Saks Fifth Avenue SaksFirst Store Card has a variable purchase APR of up to 26.24%. Note that late payments are subject to an APR of 29.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Saks Fifth Avenue SaksFirst Store Card have an introductory APR offer on balance transfers?

No, Saks Fifth Avenue SaksFirst Store Card does not come with an introductory APR offer for balance transfers.

Does Saks Fifth Avenue SaksFirst Store Card have an introductory APR offer on new purchases?

Saks Fifth Avenue SaksFirst Store Card does not offer an introductory rate on new purchases.
Saks Fifth Avenue SaksFirst Store Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Saks Fifth Avenue SaksFirst Store Card?

The following fees apply to Saks Fifth Avenue SaksFirst Store Card:

Saks Fifth Avenue SaksFirst Store Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $25
Late Payment Fee up to $38

Does Saks Fifth Avenue SaksFirst Store Card report your account activity to credit bureaus?

Saks Fifth Avenue SaksFirst Store Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Saks Fifth Avenue SaksFirst Store Card

  • Visit the Saks Fifth Avenue SaksFirst Store Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $1
Returned Payment Fee Up to $25
Late Fee Amount Up to $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Bonus Rewards - Membership in SaksFirst, our exclusive rewards program - Members earn SaksFirst points for purchases made inside Saks - Earn a $25 gift card for every 2500 points - Shop exclusive previews of our collections - Early access to fashion events and private sales
Rewards Categories Retail
Penalty APR (Variable APR) 29.24%
Purchase APR (Variable APR) Up to 26.24%

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