SaksFirst World Elite MasterCard®
in Personal Credit Cards from Capital One
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| Purchase APR (Variable APR) | Up to 26.24% |
| Balance Transfer APR (Variable APR) | Up to 26.24% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
SaksFirst World Elite MasterCard® Review
SaksFirst World Elite MasterCard® is a store credit card issued by Capital One. If you're wondering whether SaksFirst World Elite MasterCard® is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- Signup bonus. Offers a signup bonus of $25 if you spend $10.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. SaksFirst World Elite MasterCard® charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $15.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, price protection, purchase protection, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
SaksFirst World Elite MasterCard® Pros & Cons
| The Good | The Bad |
|---|---|
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SaksFirst World Elite MasterCard® FAQ
Is there a SaksFirst World Elite MasterCard® cash back or rewards program?
No, SaksFirst World Elite MasterCard® does not offer a rewards program. This card features rewards for purchases in the following categories:
- Hotels
What are the SaksFirst World Elite MasterCard® benefits?
SaksFirst World Elite MasterCard® provides the following benefits:
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for SaksFirst World Elite MasterCard®?
SaksFirst World Elite MasterCard® has a variable purchase APR of up to 26.24%. The card has a variable balance transfer APR of up to 26.24%. The card has a variable cash advance APR of up to 29.24%. Note that late payments are subject to an APR of 30.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does SaksFirst World Elite MasterCard® have an introductory APR offer on balance transfers?
No, SaksFirst World Elite MasterCard® does not come with an introductory APR offer for balance transfers.Does SaksFirst World Elite MasterCard® have an introductory APR offer on new purchases?
SaksFirst World Elite MasterCard® does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for SaksFirst World Elite MasterCard®?
The following fees apply to SaksFirst World Elite MasterCard®:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $38 |
Does SaksFirst World Elite MasterCard® report your account activity to credit bureaus?
SaksFirst World Elite MasterCard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for SaksFirst World Elite MasterCard®
- Visit the SaksFirst World Elite MasterCard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 - Visit Site
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 3% |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $38 |
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