
SaksFirst World Elite MasterCard®
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Purchase APR (Variable APR) |
25.49% (Verified 09/03/2022) |
Balance Transfer APR (Variable APR) |
Up to 25.49% (Verified 09/03/2022) |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
SaksFirst World Elite MasterCard® Review
This is a store rewards card issued by Capital One. If you're wondering whether SaksFirst World Elite MasterCard® is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 6x.
- You’ll earn 2 Points per $1 spent outside of Saks everywhere Mastercard is accepted.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.49%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. SaksFirst World Elite MasterCard® charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $15.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, extended warranty protection on purchases, price protection, purchase protection, trip cancellation insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of SaksFirst World Elite MasterCard®
The Good | The Bad |
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SaksFirst World Elite MasterCard® FAQ
Does SaksFirst World Elite MasterCard® have a cash back or rewards program?
SaksFirst World Elite MasterCard® is a travel rewards card.
Minimum rewards rate | 2x |
Max rewards rate | 6x |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does SaksFirst World Elite MasterCard® have a signup bonus?
This card doesn't offer a cash signup bonus.Does SaksFirst World Elite MasterCard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the SaksFirst World Elite MasterCard® benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for SaksFirst World Elite MasterCard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.SaksFirst World Elite MasterCard® has a variable purchase APR of 25.49%. The card has a variable balance transfer APR of up to 25.49%.
It also has a variable cash advance APR of 28.49% .The good news is this card does not charge a penalty APR if you are late on a payment.
Does SaksFirst World Elite MasterCard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does SaksFirst World Elite MasterCard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for SaksFirst World Elite MasterCard®?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | $0 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does SaksFirst World Elite MasterCard® have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for SaksFirst World Elite MasterCard®?
The SaksFirst World Elite MasterCard® customer service number is (877) 383-4802.
What is the support contact email for SaksFirst World Elite MasterCard®?
The support contact email for SaksFirst World Elite MasterCard® is support@capitalone.com.
What is the SaksFirst World Elite MasterCard® login page?
You can access the SaksFirst World Elite MasterCard® login page here.
How do people rate the customer service and user experience of SaksFirst World Elite MasterCard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does SaksFirst World Elite MasterCard® report your account activity to credit bureaus?
Yes, SaksFirst World Elite MasterCard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for SaksFirst World Elite MasterCard®
- Visit the SaksFirst World Elite MasterCard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 USA - (877) 383-4802
- Visit Site
- Email Support
Other Services by Capital One
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 3% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | $0 |
Late Fee Amount | Up to $40 |
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