SuperMoney 
  SaksFirst World Elite MasterCard®

SaksFirst World Elite MasterCard®

in Personal Credit Cards from Capital One

Claimed

SaksFirst World Elite MasterCard®

Claimed

in Personal Credit Cards from Capital One

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) Up to 26.24%
Balance Transfer APR  (Variable APR) Up to 26.24%
Credit Score Range 700 - 850

SaksFirst World Elite MasterCard® Review

SaksFirst World Elite MasterCard® is a store credit card issued by Capital One. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether SaksFirst World Elite MasterCard® is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of SaksFirst World Elite MasterCard®
Pros Cons
  • Price protection and extended warranty on your purchases with Saks Fifth Avenue
  • Accepted at 25 million locations worldwide
  • No foreign transaction fees
  • 24-hour personal concierge service available
  • High penalty fee
  • Is there a SaksFirst World Elite MasterCard® cash back or rewards program?

    No, SaksFirst World Elite MasterCard® does not offer a rewards program. This card features rewards for purchases in the following categories:

    • Hotels
    SaksFirst World Elite MasterCard® Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) $25
    Signup Bonus Spend Requirement $10

    What are the SaksFirst World Elite MasterCard® benefits?

    SaksFirst World Elite MasterCard® provides the following benefits:

    • Emergency Support
    • Trip Cancellation Insurance
    • Fraud Liability
    • Price Protection
    • Reports to major credit bureaus

    What are the relevant APRs for SaksFirst World Elite MasterCard®?

    SaksFirst World Elite MasterCard® has a variable purchase APR of up to 26.24%.

    The card has a variable balance transfer APR of up to 26.24%.

    The card has a variable cash advance APR of up to 29.24%.

    Note that late payments are subject to an APR of 30.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

    Does SaksFirst World Elite MasterCard® have an introductory APR offer?

    SaksFirst World Elite MasterCard® does not offer an introductory rate on new purchases.
    SaksFirst World Elite MasterCard® Rates & Terms
    Penalty APR 30.24%

    What are the SaksFirst World Elite MasterCard® fees?

    The following fees apply to SaksFirst World Elite MasterCard®:

    SaksFirst World Elite MasterCard® Fees
    Fees Amount
    Annual Fee $0
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $15
    Returned Payment Fee up to $25
    Late Payment Fee up to $38

    Does SaksFirst World Elite MasterCard® report your account activity to credit bureaus?

    SaksFirst World Elite MasterCard® reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for SaksFirst World Elite MasterCard®

    • Visit the Capital One website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 25
    Annual Fee $0
    No Annual Fee  
    No Foreign Transaction Fee  
    Returned Payment Fee Up to $25
    Minimum Interest Charge $1
    Late Fee Amount Up to $38
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $15
    Cash Advance Fee (%) Up to 3%
    Cash Advance Fee Minimum $10
    Minimum Age 18
    Credit Score Range 700 - 850
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Extended Warranty  
    Fraud Liability  
    Credit Card Benefits
    • Concierge
    • Emergency Support
    • Fraud Liability
    • Price Protection
    • Purchase Protection
    • Trip Cancellation Insurance
    Rewards Categories
    • Hotels
    Bonus Rewards - Price Protection - Extended warranty - $0 liability on unauthorized purchases - Emergency replacement of lost or stolen cards - Purchase Assurance Coverage - Acceptance at 25 million locations worldwide - No foreign transaction fees - Global concierge service - Access to luxury hotels and resorts - Exclusive travel promotions - Trip Cancellation Insurance - Free shipping for purchases made at Saks, saks.com, Saks Fifth Avenue OFF 5th stores and saksoff5th.com - $25 Saks Welcome gift card when you make your first purchase outside Saks - Advance notice of sales - Invitations to exclusive events - 24-hour personal concierge service - Personal fashion consultant upon request - Online account access - Exclusive customer assistance phone number at 800-871-7257
    Signup Bonus $25
    Purchase APR (Variable APR) Up to 26.24%
    Cash Advance APR (Variable APR) Up to 29.24%
    Penalty APR 30.24%
    Balance Transfer APR (Variable APR) Up to 26.24%

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