Capital One® SavorOne® Cash Rewards Credit Card
in Personal Credit Cards from Capital One
Would you recommend Capital One® SavorOne® Cash Rewards Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 15.49% - 25.49% |
| Balance Transfer APR (Variable APR) | 15.49% - 25.49% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
Capital One® SavorOne® Cash Rewards Credit Card Review
Capital One® SavorOne® Cash Rewards Credit Card is a cashback credit card issued by Capital One. If you're wondering whether Capital One® SavorOne® Cash Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You will get a cashback rewards rate of up to 3%.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
- Signup bonus. Offers a signup bonus of $150 if you spend $500 within 3 months.
- Competitive APRs. Capital One® SavorOne® Cash Rewards Credit Card has a variable purchase APR that ranges from 15.49% up to 25.49%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Capital One® SavorOne® Cash Rewards Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
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Is there a Capital One® SavorOne® Cash Rewards Credit Card cash back or rewards program?
No, Capital One® SavorOne® Cash Rewards Credit Card does not offer a rewards program. Capital One® SavorOne® Cash Rewards Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Capital One® SavorOne® Cash Rewards Credit Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.
What are the Capital One® SavorOne® Cash Rewards Credit Card benefits?
Capital One® SavorOne® Cash Rewards Credit Card provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Capital One® SavorOne® Cash Rewards Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Capital One® SavorOne® Cash Rewards Credit Card has lower than average purchase APRs.Capital One® SavorOne® Cash Rewards Credit Card has a variable purchase APR that ranges from 15.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 25.49%. It also has a variable cash advance APR of 25.49% .
Does Capital One® SavorOne® Cash Rewards Credit Card have an introductory APR offer on balance transfers?
Yes, Capital One® SavorOne® Cash Rewards Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer APR | 15.49% - 25.49% |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period (months) | 15 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee % After Intro Period | N/A |
| Balance Transfer Fee Intro Period (days) | N/A |
| Balance Transfer Fee Minimum | N/A |
Does Capital One® SavorOne® Cash Rewards Credit Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 15 months.
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period (months) | 15 |
What are the fees for Capital One® SavorOne® Cash Rewards Credit Card?
The following fees apply to Capital One® SavorOne® Cash Rewards Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Late Payment Fee | up to $39 |
Does Capital One® SavorOne® Cash Rewards Credit Card have a foreign transaction fee?
Capital One® SavorOne® Cash Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Capital One® SavorOne® Cash Rewards Credit Card report your account activity to credit bureaus?
Capital One® SavorOne® Cash Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Capital One® SavorOne® Cash Rewards Credit Card
- Visit the Capital One® SavorOne® Cash Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 - Visit Site
Other Services by Capital One
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Every Purchase (Points) | Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. |
Capital One® SavorOne® Cash Rewards Credit Card Community Reviews
Would you recommend Capital One® SavorOne® Cash Rewards Credit Card to your friends?
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