
Capital One® SavorOne® Cash Rewards Credit Card
in Personal Credit Cards from Capital One
Would you recommend Capital One® SavorOne® Cash Rewards Credit Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 15.49% - 25.49% |
Balance Transfer APR (Variable APR) | 15.49% - 25.49% |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
Capital One® SavorOne® Cash Rewards Credit Card Review
This is a cashback credit card issued by Capital One. If you're wondering whether Capital One® SavorOne® Cash Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a cashback rewards rate of up to 3%.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
- Signup bonus. Offers a signup bonus of $150 if you spend $500 within 3 months.
- Competitive APRs. Capital One® SavorOne® Cash Rewards Credit Card has a variable purchase APR that ranges from 15.49% up to 25.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Capital One® SavorOne® Cash Rewards Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
The Good | The Bad |
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Does Capital One® SavorOne® Cash Rewards Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.
What are the Capital One® SavorOne® Cash Rewards Credit Card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Capital One® SavorOne® Cash Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 15.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 25.49%. It also has a variable cash advance APR of 25.49% .
Does Capital One® SavorOne® Cash Rewards Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 15 months |
Balance Transfer APR | 15.49% - 25.49% |
Balance Transfer Fee % | 3% |
Does Capital One® SavorOne® Cash Rewards Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 15 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 15 months.
What are the fees for Capital One® SavorOne® Cash Rewards Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Late Payment Fee | up to $39 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Capital One® SavorOne® Cash Rewards Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Capital One® SavorOne® Cash Rewards Credit Card?
The Capital One® SavorOne® Cash Rewards Credit Card customer service number is (877) 383-4802.
How do people rate the customer service and user experience of Capital One® SavorOne® Cash Rewards Credit Card?
Overall, Capital One® SavorOne® Cash Rewards Credit Card is strongly recommended based on community reviews that rate customer service and user experience.
Does Capital One® SavorOne® Cash Rewards Credit Card report your account activity to credit bureaus?
Yes, Capital One® SavorOne® Cash Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Capital One® SavorOne® Cash Rewards Credit Card
- Visit the Capital One® SavorOne® Cash Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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1680 Capital One Drive
McLean, VA 22102 - (877) 383-4802
- Visit Site
Other Services by Capital One

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Every Purchase (Points) | Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. |
Capital One® SavorOne® Cash Rewards Credit Card Community Reviews
Would you recommend Capital One® SavorOne® Cash Rewards Credit Card to your friends?
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