
SavorOne Rewards from Capital One
Explore a similar product
Try this top product in Credit Cards.
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) |
16.49% - 26.49% (Verified 08/11/2022) |
Balance Transfer APR (Variable APR) |
16.49% - 26.49% (Verified 08/11/2022) |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
SavorOne Rewards from Capital One Review
This is a cashback credit card issued by Capital One. If you're wondering whether SavorOne Rewards from Capital One is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a maximum cashback rewards rate of up to 3x.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
- Signup bonus. Offers a signup bonus of up to $150 if you spend $500 within 3 months.
- Competitive APRs. SavorOne Rewards from Capital One has a variable purchase APR that ranges from 16.49% up to 26.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. SavorOne Rewards from Capital One charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of SavorOne Rewards from Capital One
The Good | The Bad |
---|---|
|
|
SavorOne Rewards from Capital One FAQ
Does SavorOne Rewards from Capital One have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.
What are the SavorOne Rewards from Capital One benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for SavorOne Rewards from Capital One?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.SavorOne Rewards from Capital One has a variable purchase APR that ranges from 16.49% up to 26.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 26.49%. It also has a variable cash advance APR of 26.49% .
Does SavorOne Rewards from Capital One have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 15 months |
Balance Transfer APR | 16.49% - 26.49% |
Balance Transfer Fee % | 3% |
Does SavorOne Rewards from Capital One have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 15 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 15 months.
What are the fees for SavorOne Rewards from Capital One?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does SavorOne Rewards from Capital One have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for SavorOne Rewards from Capital One?
The SavorOne Rewards from Capital One customer service number is (877) 383-4802.
What is the support contact email for SavorOne Rewards from Capital One?
The support contact email for SavorOne Rewards from Capital One is support@capitalone.com.
What is the SavorOne Rewards from Capital One login page?
You can access the SavorOne Rewards from Capital One login page here.
How do people rate the customer service and user experience of SavorOne Rewards from Capital One?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does SavorOne Rewards from Capital One report your account activity to credit bureaus?
Yes, SavorOne Rewards from Capital One reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for SavorOne Rewards from Capital One
- Visit the SavorOne Rewards from Capital One website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 USA - (877) 383-4802
- Visit Site
- Email Support
Other Services by Capital One
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 15 months |
SavorOne Rewards from Capital One Community Reviews
Would you recommend SavorOne Rewards from Capital One to your friends?
Capital One Credit Cards
- BrightStar Credit Union Visa Platinum Credit Card
- Brylane Home Credit Card
- Citadel Credit Union World Mastercard®
- Collins Community Credit Union Secured Visa Credit Card
- Educational Systems Federal Credit Union Gold Visa
- Fowler State Bank Visa Credit Card
- Hancock Whitney Preferred Visa® Platinum Credit Card
- Marriott Bonvoy Boundless™ credit card
- Member One FCU Member Visa Credit Card
- Northwest Community CU Illinois Visa Credit Card
- US Bank AeroMexico Visa Signature®
- myWalgreens Mastercard