Last Updated: 07/28/2025
SuperMoney User Recommendation Score -100
Strongly not recommended5 total votes
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Highlights
Community Rating
Strongly not recommended
Purchase APR (Variable APR)
Starting at 25.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
300 - 850
Annual Fee
$0
Number of Reviews
Sephora Credit Card Review
This is a cashback credit card issued by Comenity Bank. If you're wondering whether Sephora Credit Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR starting at 25.74%
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- $0 intro annual fee for the first year. Sephora Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Sephora Credit Card
| The Good | The Bad |
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Sephora Credit Card FAQ
Does Sephora Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
- Reports to major credit bureaus
What are the relevant APRs for Sephora Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Sephora Credit Card has a variable purchase APR starting at 25.74%. Sephora Credit Card does not offer balance transfers.
Does Sephora Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Sephora Credit Card does not offer balance transfers.Does Sephora Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Sephora Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
There is a late fee of up to $41 . What is the customer service phone number for Sephora Credit Card?
The customer service number for Sephora Credit Card is (185) 579-69632.
What is the login page for Sephora Credit Card?
You can access the login page of Sephora Credit Card here.
How do people rate the customer service and user experience of Sephora Credit Card?
Overall, Sephora Credit Card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Sephora Credit Card report your account activity to credit bureaus?
Yes, Sephora Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Comenity Bank perform a hard credit pull?
Yes, Sephora Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Sephora Credit Card
- Visit the website of Sephora Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
Headquarters
12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020
Hours of Operation
Sunday
9:00AM - 5:00PM
Monday
7:00AM - 11:00PM
Tuesday
7:00AM - 11:00PM
Wednesday
7:00AM - 11:00PM
Thursday
7:00AM - 11:00PM
Friday
7:00AM - 11:00PM
Saturday
9:00AM - 5:00PM