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Last Updated: 07/28/2025

Sephora Visa Credit Card

from Comenity Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Sephora Visa Credit Card logo
Rating not yet determined1 total votes
1 users recommend

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Highlights

Purchase APR (Variable APR)

16.99% - 25.74%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

Starting at 26.99%(Verified 06/21/2024)

Credit Score Range

300 - 850

Annual Fee

$0

Speech bubbles icon

Sephora Visa Credit Card Review

This is a cashback credit card issued by Comenity Bank. If you're wondering whether Sephora Visa Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: Sephora Visa Credit Card has a variable regular purchase APR that ranges from 16.99% up to 25.74%.
  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • $0 intro annual fee for the first year. Sephora Visa Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.
  • A 5% balance transfer fee. Sephora Visa Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Sephora Visa Credit Card

Sephora Visa Credit Card FAQ

Does Sephora Visa Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Does Sephora Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Sephora Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Sephora Visa Credit Card benefits?

Sephora Visa Credit Card provides the following benefits:
  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Sephora Visa Credit Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
Sephora Visa Credit Card has a variable purchase APR that ranges from 16.99% up to 25.74%. The card has a variable balance transfer APR starting at 26.99% . It also has a variable cash advance APR starting at 26.74% .

Does Sephora Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Sephora Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Sephora Visa Credit Card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
There is a late fee of up to $41 .

What is the customer service phone number for Sephora Visa Credit Card?

The customer service number for Sephora Visa Credit Card is (185) 579-69632.

How do people rate the customer service and user experience of Sephora Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Sephora Visa Credit Card report your account activity to credit bureaus?

Yes, Sephora Visa Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Comenity Bank perform a hard credit pull?

Yes, Sephora Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Sephora Visa Credit Card

  • Visit the website of Sephora Visa Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

12921 South Vista Station Boulevard
Salt Lake County
Draper, UT 84020
(877) 737-4672
Visit Site

Hours of Operation

Sunday
9:00AM - 5:00PM
Monday
7:00AM - 11:00PM
Tuesday
7:00AM - 11:00PM
Wednesday
7:00AM - 11:00PM
Thursday
7:00AM - 11:00PM
Friday
7:00AM - 11:00PM
Saturday
9:00AM - 5:00PM

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Sephora Visa Credit Card Community Reviews

Would you recommend Sephora Visa Credit Card to your friends?

U

Anonymous

May 28, 2022

May or may not recommend

They accep people who have terrible credit card my mom she was accepted she had bad credit score

Showing 1 of 1 reviews

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