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  Sephora Visa Credit Card
Sephora Visa Credit Card Unaffiliated

Sephora Visa Credit Card

Unaffiliated
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

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Highlights
Community Rating

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Purchase APR  (Variable APR) 16.99% - 25.74%
Balance Transfer APR  (Variable APR) Starting at 26.99%
Credit Score Range 300 - 850
Annual Fee $0

Sephora Visa Credit Card Review

This is a cashback credit card issued by Comenity Bank. If you're wondering whether Sephora Visa Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Sephora Visa Credit Card has a variable purchase APR that ranges from 16.99% up to 25.74%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Annual fee waived the first year. Sephora Visa Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.
  • 5% Balance transfer fee. Sephora Visa Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Sephora Visa Credit Card

The Good The Bad
  • No annual fee.
  • Annual fee waived during the first year.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • Sephora Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a 5% balance transfer fee.
  • Does not include many credit card benefits.

Sephora Visa Credit Card FAQ

Does Sephora Visa Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Sephora Visa Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($)

Does Sephora Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Sephora Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Sephora Visa Credit Card benefits?

It provides the following benefits:

  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Sephora Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.

Sephora Visa Credit Card has a variable purchase APR that ranges from 16.99% up to 25.74%. The card has a variable balance transfer APR starting at 26.99% . It also has a variable cash advance APR starting at 26.74% .

Does Sephora Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Sephora Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Sephora Visa Credit Card?

The following fees apply:

Sephora Visa Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $41
Late Payment Fee $41

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

What is the customer service phone number for Sephora Visa Credit Card?

The Sephora Visa Credit Card customer service number is (877) 737-4672.

What is the support contact email for Sephora Visa Credit Card?

The support contact email for Sephora Visa Credit Card is webmaster@comenity.net.

What is the Sephora Visa Credit Card login page?

You can access the Sephora Visa Credit Card login page here.

How do people rate the customer service and user experience of Sephora Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Sephora Visa Credit Card report your account activity to credit bureaus?

Yes, Sephora Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Sephora Visa Credit Card

  • Visit the Sephora Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity Bank

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View all credit cards offered by Comenity Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3%
Minimum Cash Advance Fee ($) $10
No Annual Fee
No Annual Fee First Year
Annual Fee $0
Minimum Interest Charge $2
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee $41
Late Fee Amount $41
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
Rewards Categories
  • 1% Cash Back on Every Purchase up to $1 monthly
  • 4% Cash Back on In-Store Eligible Purchases up to $1 monthly
Cash Advance APR (Variable APR) Starting at 26.74%
APR Type Variable APR
Credit Limit Starting at $500
Purchase APR (Variable APR) 16.99% - 25.74%
Balance Transfer APR (Variable APR) Starting at 26.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Cashback
Card Network Visa

Sephora Visa Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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