Sonesta World Mastercard®
in Personal Credit Cards from Bank of America
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| Purchase APR (Fixed APR) | 13.99% - 23.99% |
| Balance Transfer APR (Fixed APR) | 13.99% - 23.99% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $75 |
Sonesta World Mastercard® Review
This is a rewards credit card issued by Bank of America. If you're wondering whether Sonesta World Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 3 reward points per dollar spent.
- Signup bonus. Offers a signup bonus of 60000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Sonesta World Mastercard® has a fixed purchase APR that ranges from 13.99% up to 23.99%.
- Annual fee waived the first year. Sonesta World Mastercard® gives you the chance to have the card for a year without paying the $75 annual fee.
- 3% Balance transfer fee. Sonesta World Mastercard® charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
| The Good | The Bad |
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Does Sonesta World Mastercard® have a cash back or rewards program?
Sonesta World Mastercard® is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 3x |
| Annual rewards limit | N/A |
| Signup Bonus (Points/Miles) | 60000 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 3 months |
| Annual Loyalty Bonus (Points/Miles) | 30000 |
| Annual Loyalty Bonus Spend Requirement | $7500 |
Does Sonesta World Mastercard® have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 60000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Sonesta World Mastercard® offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 30000 points after spending $7500 that can be redeemed for travel, gifts, and other perks.What are the Sonesta World Mastercard® benefits?
It provides the following benefits:
- Free Credit Score
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Sonesta World Mastercard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a fixed purchase APR that ranges from 13.99% up to 23.99%. The card has a fixed balance transfer APR that ranges from 13.99% up to 23.99%. It also has a fixed cash advance APR that ranges from 16.99% up to 28.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Sonesta World Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Sonesta World Mastercard® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Sonesta World Mastercard®?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $75 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $29 |
| Late Payment Fee | up to $40 |
Does Sonesta World Mastercard® have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Sonesta World Mastercard®?
The Sonesta World Mastercard® customer service number is (800) 932-2775.
What is the support contact email for Sonesta World Mastercard®?
The support contact email for Sonesta World Mastercard® is customerservicealert@bankofamerica.com.
Does Sonesta World Mastercard® report your account activity to credit bureaus?
Yes, Sonesta World Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Sonesta World Mastercard®
- Visit the Sonesta World Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
100 North Tryon Street
Charlotte, NC 28255 - (800) 932-2775
- Visit Site
- Email Support
Other Services by Bank of America
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| No Annual Fee First Year | |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Annual Fee | $75 |
| Minimum Interest Charge | $1.50 |
| Returned Payment Fee | Up to $29 |
| Late Fee Amount | Up to $40 |
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