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  Sonesta World Mastercard®

Sonesta World Mastercard®

in Personal Credit Cards from Bank of America

Unaffiliated

Sonesta World Mastercard®

Unaffiliated

in Personal Credit Cards from Bank of America

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Highlights
Highlights
Balance Transfer APR  (Fixed APR) 16.99% - 24.99%
Credit Score Range 700 - 850
Annual Fee $75
Purchase APR  (Fixed APR) 16.99% - 24.99%

Sonesta World Mastercard® Review

Sonesta World Mastercard® is a rewards credit card issued by Bank of America. If you're wondering whether Sonesta World Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

  • Generous reward rate. You will get a a rewards rate of up to 3x.
  • Signup bonus. Offers a signup bonus of 60000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Sonesta World Mastercard® has a fixed purchase APR of up to 24.99%.
  • Annual fee waived the first year. Sonesta World Mastercard® gives you the chance to have the card for a year without paying the $75 annual fee.
  • 3% Balance transfer fee. Sonesta World Mastercard® charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, extended warranty protection on purchases, purchase protection, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good The Bad
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • Sonesta World Mastercard® reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Requires good to excellent credit.
  • Charges an annual fee of up to $75.
  • Charges a 3% balance transfer fee

Is there a Sonesta World Mastercard® cash back or rewards program?

Sonesta World Mastercard® offers a rewards program to its customers.

Sonesta World Mastercard® Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 60000
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 3 months
Annual Loyalty Bonus (Points/Miles) 30000
Annual Loyalty Bonus Spend Requirement $7500

Does Sonesta World Mastercard® have a signup bonus?

Sonesta World Mastercard® doesn't offer a cash signup bonus. However, it does include a 60000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does Sonesta World Mastercard® offer an annual loyalty bonus?

Sonesta World Mastercard® doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 30000 points after spending $7500 that can be redeemed for travel, gifts, and other perks.

What are the Sonesta World Mastercard® benefits?

Sonesta World Mastercard® provides the following benefits:

  • Free Credit Score
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Cellular Telephone Protection
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Sonesta World Mastercard®?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.

Sonesta World Mastercard® has a fixed purchase APR that ranges from 16.99% up to 24.99%. The card has a fixed balance transfer APR that ranges from 16.99% up to 24.99%. It also has a fixed cash advance APR that ranges from 19.99% up to 26.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Sonesta World Mastercard® have an introductory APR offer on balance transfers??

No, Sonesta World Mastercard® does not come with an introductory APR offer for balance transfers.

Does Sonesta World Mastercard® have an introductory APR offer on new purchases??

Sonesta World Mastercard® does not offer an introductory rate on new purchases.

What are the Sonesta World Mastercard® fees?

The following fees apply to Sonesta World Mastercard®:

Sonesta World Mastercard® Fees
Fees Amount
Annual Fee up to $75
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee $28
Late Payment Fee $39

Does Sonesta World Mastercard® have a foreign transaction fee?

Sonesta World Mastercard® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Sonesta World Mastercard® report your account activity to credit bureaus?

Sonesta World Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Sonesta World Mastercard®

  • Visit the Sonesta World Mastercard® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 3x points on eligible Sonesta purchases. 2x points on eligible airfare, car rental and dining purchases. 1 point for every $1 spent on all other purchases
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Annual Fee First Year  
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3%
Annual Fee $75
Minimum Interest Charge $1.50
Returned Payment Fee $28
Late Fee Amount $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Card Type
  • Bonus Offers
  • Rewards
  • Travel
Card Network Mastercard
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Emergency Support  
Fraud Liability  
Extended Warranty  
Credit Card Benefits
  • Cellular Telephone Protection
  • Concierge
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Purchase Protection
Free FICO Score  
Bonus Rewards 60,000 bonus points after spending at least $1,000 in purchases within the first 90 days of account opening. 5,000 additional points after adding an authorized user within the first 90 days of account opening. 30,000 bonus points at your Account Anniversary if you spend at least $7,500 on purchases every year
Annual Loyalty Bonus (points) 30,000
Annual Loyalty Bonus Spend Requirement $7,500
Rewards Categories
  • Airfare
  • Car Rentals
  • Every Purchase
  • Hotels
  • Restaurants
Signup Bonus (points) 60,000
Cash Advance APR (Fixed APR) 19.99% - 26.99%
Balance Computation average daily balance (including new purchases)
Penalty APR (Fixed APR) 29.99%
Purchase APR (Fixed APR) 16.99% - 24.99%
Balance Transfer APR (Fixed APR) 16.99% - 24.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%

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