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  Sonesta World Mastercard®

Sonesta World Mastercard®

in Personal Credit Cards from Bank of America

Unaffiliated

Sonesta World Mastercard®

Unaffiliated

in Personal Credit Cards from Bank of America

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Highlights
Purchase APR  (Fixed APR) 13.99% - 23.99%
Balance Transfer APR  (Fixed APR) 13.99% - 23.99%
Credit Score Range 650 - 850
Annual Fee $75

Sonesta World Mastercard® Review

This is a rewards credit card issued by Bank of America. If you're wondering whether Sonesta World Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 3 reward points per dollar spent.
  • Signup bonus. Offers a signup bonus of 60000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Sonesta World Mastercard® has a fixed purchase APR that ranges from 13.99% up to 23.99%.
  • Annual fee waived the first year. Sonesta World Mastercard® gives you the chance to have the card for a year without paying the $75 annual fee.
  • 3% Balance transfer fee. Sonesta World Mastercard® charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Sonesta World Mastercard®
The Good The Bad
  • Lower than average purchase APRs.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Sonesta World Mastercard® reports to multiple credit bureaus.
  • Charges an annual fee of $75
  • Charges a 3% balance transfer fee.
Sonesta World Mastercard® FAQ

Does Sonesta World Mastercard® have a cash back or rewards program?

Sonesta World Mastercard® is a travel rewards card.

Sonesta World Mastercard® Rewards
Minimum rewards rate 1x
Max rewards rate 3x
Annual rewards limit N/A
Signup Bonus (Points/Miles) 60000
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 3 months
Annual Loyalty Bonus (Points/Miles) 30000
Annual Loyalty Bonus Spend Requirement $7500

Does Sonesta World Mastercard® have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 60000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does Sonesta World Mastercard® offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 30000 points after spending $7500 that can be redeemed for travel, gifts, and other perks.

What are the Sonesta World Mastercard® benefits?

It provides the following benefits:

  • Free Credit Score
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Cell Phone Protection
  • Reports to major credit bureaus

What are the relevant APRs for Sonesta World Mastercard®?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a fixed purchase APR that ranges from 13.99% up to 23.99%. The card has a fixed balance transfer APR that ranges from 13.99% up to 23.99%. It also has a fixed cash advance APR that ranges from 16.99% up to 28.99%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Sonesta World Mastercard® have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Sonesta World Mastercard® have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Sonesta World Mastercard®?

The following fees apply:

Sonesta World Mastercard® Fees
Fees Amount
Annual Fee $75
Foreign Transaction Fee 0%
Returned Payment Fee up to $29
Late Payment Fee up to $40

Does Sonesta World Mastercard® have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Sonesta World Mastercard®?

The Sonesta World Mastercard® customer service number is (800) 932-2775.

What is the support contact email for Sonesta World Mastercard®?

The support contact email for Sonesta World Mastercard® is customerservicealert@bankofamerica.com.

Does Sonesta World Mastercard® report your account activity to credit bureaus?

Yes, Sonesta World Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Sonesta World Mastercard®

  • Visit the Sonesta World Mastercard® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Annual Fee First Year
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 3%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $75
Minimum Interest Charge $1.50
Returned Payment Fee Up to $29
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Cellular Telephone Protection
  • Concierge
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Purchase Protection
Annual Loyalty Bonus (points) 30,000
Annual Loyalty Bonus Spend Requirement $7,500
Rewards Categories
  • Points on Airfare
  • Points on Car Rentals
  • Points on Hotels
  • Points on Restaurants
  • Points on Every Purchase
Signup Bonus (points) 60,000
Cash Advance APR (Fixed APR) 16.99% - 28.99%
Balance Computation average daily balance (including new purchases).
Penalty APR (Fixed APR) 29.99%
Purchase APR (Fixed APR) 13.99% - 23.99%
Balance Transfer APR (Fixed APR) 13.99% - 23.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Balance Transfer
  • Travel
  • Bonus Offers
Card Network Mastercard

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