Southwest Rapid Rewards® Plus Credit Card
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| Purchase APR (Variable APR) | 17.49% - 24.49% |
| Balance Transfer APR (Variable APR) | 17.49% - 24.49% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $69 |
Southwest Rapid Rewards® Plus Credit Card Review
This is a rewards credit card issued by Chase Bank. If you're wondering whether Southwest Rapid Rewards® Plus Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- Signup bonus. Offers a signup bonus of 40000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 24.49%.
- 5% Balance transfer fee. Southwest Rapid Rewards® Plus Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Southwest Rapid Rewards® Plus Credit Card
| The Good | The Bad |
|---|---|
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Southwest Rapid Rewards® Plus Credit Card FAQ
Does Southwest Rapid Rewards® Plus Credit Card have a cash back or rewards program?
Southwest Rapid Rewards® Plus Credit Card is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 2x |
| Annual rewards limit | N/A |
| Signup Bonus (Points/Miles) | 40000 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 3 months |
| Annual Loyalty Bonus (Points/Miles) | 3000 |
Does Southwest Rapid Rewards® Plus Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Southwest Rapid Rewards® Plus Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 3000 points that can be redeemed for travel, gifts, and other perks.What are the Southwest Rapid Rewards® Plus Credit Card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Southwest Rapid Rewards® Plus Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Southwest Rapid Rewards® Plus Credit Card has a variable purchase APR that ranges from 17.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%. It also has a variable cash advance APR starting at 26.49% .
Does Southwest Rapid Rewards® Plus Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Southwest Rapid Rewards® Plus Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Southwest Rapid Rewards® Plus Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $69 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Southwest Rapid Rewards® Plus Credit Card have a foreign transaction fee?
Southwest Rapid Rewards® Plus Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Southwest Rapid Rewards® Plus Credit Card?
The support contact email for Southwest Rapid Rewards® Plus Credit Card is customerdepartament@chase.com.
How do people rate the customer service and user experience of Southwest Rapid Rewards® Plus Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Southwest Rapid Rewards® Plus Credit Card report your account activity to credit bureaus?
Yes, Southwest Rapid Rewards® Plus Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Southwest Rapid Rewards® Plus Credit Card
- Visit the Southwest Rapid Rewards® Plus Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 - Visit Site
- Email Support
Other Services by Chase Bank
View all personal credit cards offered by Chase Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 21 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $69 |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
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