Southwest Rapid Rewards® Plus Credit Card
in Personal Credit Cards from Chase Bank
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| Purchase APR (Variable APR) | 17.49% - 24.49% |
| Balance Transfer APR (Variable APR) | 17.49% - 24.49% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $69 |
Southwest Rapid Rewards® Plus Credit Card Review
Southwest Rapid Rewards® Plus Credit Card is a rewards credit card issued by Chase Bank. If you're wondering whether Southwest Rapid Rewards® Plus Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- Signup bonus. Offers a signup bonus of 40000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 24.49%.
- 5% Balance transfer fee. Southwest Rapid Rewards® Plus Credit Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as purchase protection, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
Southwest Rapid Rewards® Plus Credit Card Pros & Cons
| The Good | The Bad |
|---|---|
|
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Southwest Rapid Rewards® Plus Credit Card FAQ
Is there a Southwest Rapid Rewards® Plus Credit Card cash back or rewards program?
Southwest Rapid Rewards® Plus Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 2% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 40000 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 3 months |
| Annual Loyalty Bonus (Points/Miles) | 3000 |
Does Southwest Rapid Rewards® Plus Credit Card have a signup bonus?
Southwest Rapid Rewards® Plus Credit Card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Southwest Rapid Rewards® Plus Credit Card offer an annual loyalty bonus?
Southwest Rapid Rewards® Plus Credit Card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 3000 points that can be redeemed for travel, gifts, and other perks.What are the Southwest Rapid Rewards® Plus Credit Card benefits?
Southwest Rapid Rewards® Plus Credit Card provides the following benefits:
- No blackout dates when redeeming miles
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Southwest Rapid Rewards® Plus Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Southwest Rapid Rewards® Plus Credit Card has higher than average purchase APRs.Southwest Rapid Rewards® Plus Credit Card has a variable purchase APR that ranges from 17.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%. It also has a variable cash advance APR starting at 26.49% .
Does Southwest Rapid Rewards® Plus Credit Card have an introductory APR offer on balance transfers?
No, Southwest Rapid Rewards® Plus Credit Card does not come with an introductory APR offer for balance transfers.Does Southwest Rapid Rewards® Plus Credit Card have an introductory APR offer on new purchases?
Southwest Rapid Rewards® Plus Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Southwest Rapid Rewards® Plus Credit Card?
The following fees apply to Southwest Rapid Rewards® Plus Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $69 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Southwest Rapid Rewards® Plus Credit Card have a foreign transaction fee?
Southwest Rapid Rewards® Plus Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Southwest Rapid Rewards® Plus Credit Card report your account activity to credit bureaus?
Southwest Rapid Rewards® Plus Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Southwest Rapid Rewards® Plus Credit Card
- Visit the Southwest Rapid Rewards® Plus Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 - (877) 242-7372
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Airfare (Points) | 2 |
| Every Purchase (Points) | Earn 1 point for every $1 you spend on all other purchases. |
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