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Southwest Rapid Rewards® Premier Credit Card
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Would you recommend Southwest Rapid Rewards® Premier Credit Card to your friends?
| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) |
20.24% - 27.24% (Verified 01/19/2023)
|
| Balance Transfer APR (Variable APR) |
20.24% - 27.24% (Verified 01/19/2023)
|
| Credit Score Range | 700 - 850 |
| Annual Fee | $99 |
| Number of Reviews | 11 |
Southwest Rapid Rewards® Premier Credit Card Review
This is a rewards card issued by Chase Bank. If you're wondering whether Southwest Rapid Rewards® Premier Credit Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 50000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.24% up to 27.24%.
- 5% Balance transfer fee. Southwest Rapid Rewards® Premier Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Southwest Rapid Rewards® Premier Credit Card
| The Good | The Bad |
|---|---|
|
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Southwest Rapid Rewards® Premier Credit Card FAQ
Does Southwest Rapid Rewards® Premier Credit Card have a cash back or rewards program?
Southwest Rapid Rewards® Premier Credit Card is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 2x |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 50000 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 3 months |
| Annual Loyalty Bonus (Points/Miles) | 6000 |
Does Southwest Rapid Rewards® Premier Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Southwest Rapid Rewards® Premier Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 6000 points that can be redeemed for travel, gifts, and other perks.What are the Southwest Rapid Rewards® Premier Credit Card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Southwest Rapid Rewards® Premier Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Southwest Rapid Rewards® Premier Credit Card has a variable purchase APR that ranges from 20.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 20.24% up to 27.24%. It also has a variable cash advance APR of 29.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Southwest Rapid Rewards® Premier Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Southwest Rapid Rewards® Premier Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Southwest Rapid Rewards® Premier Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $99 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
Does Southwest Rapid Rewards® Premier Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Southwest Rapid Rewards® Premier Credit Card?
The Southwest Rapid Rewards® Premier Credit Card customer service number is (800) 432-3117.
What is the support contact email for Southwest Rapid Rewards® Premier Credit Card?
The support contact email for Southwest Rapid Rewards® Premier Credit Card is customerdepartament@chase.com.
What is the Southwest Rapid Rewards® Premier Credit Card login page?
You can access the Southwest Rapid Rewards® Premier Credit Card login page here.
How do people rate the customer service and user experience of Southwest Rapid Rewards® Premier Credit Card?
Overall, Southwest Rapid Rewards® Premier Credit Card is strongly recommended based on community reviews that rate customer service and user experience.
Does Southwest Rapid Rewards® Premier Credit Card report your account activity to credit bureaus?
Yes, Southwest Rapid Rewards® Premier Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Southwest Rapid Rewards® Premier Credit Card
- Visit the Southwest Rapid Rewards® Premier Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Southwest Rapid Rewards® Premier Credit Card Disclosure:
50,000 Bonus Points After You Spend $1,000 On Purchases In The First 3 Months From Account Opening: The product is not available to either (i) current Cardmembers of any Southwest Rapid Rewards® Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products. To qualify for your bonus points, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. Please allow up to 8 weeks for bonus points to post to your Rapid Rewards® account. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - (800) 432-3117
- Visit Site
- Email Support
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Annual Fee | $99 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
Southwest Rapid Rewards® Premier Credit Card Community Reviews
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