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  Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card

in Personal Credit Cards from Chase Bank

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Southwest Rapid Rewards® Priority Credit Card

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in Personal Credit Cards from Chase Bank

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Highlights
Highlights
Purchase APR  (Variable APR) 17.99% - 24.99%
Balance Transfer APR  (Variable APR) 17.49% - 24.49%
Credit Score Range 700 - 850
Annual Fee $149

Southwest Rapid Rewards® Priority Credit Card Review

Southwest Rapid Rewards® Priority Credit Card is a rewards credit card issued by Chase Bank. If you're wondering whether Southwest Rapid Rewards® Priority Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Signup bonus. Offers a signup bonus of 40000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 24.99%.
  • 5% Balance transfer fee. Southwest Rapid Rewards® Priority Credit Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.

Southwest Rapid Rewards® Priority Credit Card Pros and Cons:

The Good The Bad
  • 4 Upgraded Boardings per year when available.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • Southwest Rapid Rewards® Priority Credit Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Charges an annual fee of $149
  • Charges a 5% balance transfer fee.

Is there a Southwest Rapid Rewards® Priority Credit Card cash back or rewards program?

Southwest Rapid Rewards® Priority Credit Card offers a rewards program to its customers.

Southwest Rapid Rewards® Priority Credit Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 40000
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 3 months
Annual Loyalty Bonus (Points/Miles) 7500

Does Southwest Rapid Rewards® Priority Credit Card have a signup bonus?

Southwest Rapid Rewards® Priority Credit Card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does Southwest Rapid Rewards® Priority Credit Card offer an annual loyalty bonus?

Southwest Rapid Rewards® Priority Credit Card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 7500 points that can be redeemed for travel, gifts, and other perks.

What are the Southwest Rapid Rewards® Priority Credit Card benefits?

Southwest Rapid Rewards® Priority Credit Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Southwest Rapid Rewards® Priority Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Southwest Rapid Rewards® Priority Credit Card has higher than average purchase APRs.

Southwest Rapid Rewards® Priority Credit Card has a variable purchase APR that ranges from 17.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%. It also has a variable cash advance APR starting at 26.99% .

Does Southwest Rapid Rewards® Priority Credit Card have an introductory APR offer on balance transfers?

No, Southwest Rapid Rewards® Priority Credit Card does not come with an introductory APR offer for balance transfers.

Does Southwest Rapid Rewards® Priority Credit Card have an introductory APR offer on new purchases?

Southwest Rapid Rewards® Priority Credit Card does not offer an introductory rate on new purchases.
Southwest Rapid Rewards® Priority Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Southwest Rapid Rewards® Priority Credit Card?

The following fees apply to Southwest Rapid Rewards® Priority Credit Card:

Southwest Rapid Rewards® Priority Credit Card Fees
Fees Amount
Annual Fee $149
Returned Payment Fee up to $39
Late Payment Fee up to $39

Does Southwest Rapid Rewards® Priority Credit Card report your account activity to credit bureaus?

Southwest Rapid Rewards® Priority Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Southwest Rapid Rewards® Priority Credit Card

  • Visit the Southwest Rapid Rewards® Priority Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Airfare (Points) 2
Every Purchase (Points) Earn 1 point for every $1 you spend on all other purchases.
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $149
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Card Type
  • Airline
  • Bonus Offers
  • Rewards
  • Travel
Card Network Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Lost Luggage Insurance  
Emergency Support  
Travel Insurance  
Fraud Liability  
Extended Warranty  
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Bonus Rewards Earn up to 75,000 bonus points. Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open.*Same page link to Offer Details Plus, earn an additional 35,000 bonus points after you spend $5,000 on purchases in the first 6 months your account is open.
Annual Airline Credit $75
Annual Loyalty Bonus (points) 7,500
No Reward Expiration Period  
No Blackout Dates  
Rewards Categories
  • Airfare
  • Car Rentals
  • Every Purchase
  • Hotels
Signup Bonus (points) 40,000
Rewards Type Points
Cash Advance APR (Variable APR) Starting at 26.99%
Balance Computation daily balance method (including new transactions)
Purchase APR (Variable APR) 17.99% - 24.99%
Balance Transfer APR (Variable APR) 17.49% - 24.49%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%

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