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  Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card

in Personal Credit Cards from Chase Bank

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Southwest Rapid Rewards® Priority Credit Card

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in Personal Credit Cards from Chase Bank

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Highlights
Purchase APR  (Variable APR) 17.99% - 24.99%
Balance Transfer APR  (Variable APR) 17.49% - 24.49%
Credit Score Range 700 - 850
Annual Fee $149

Southwest Rapid Rewards® Priority Credit Card Review

This is a rewards credit card issued by Chase Bank. If you're wondering whether Southwest Rapid Rewards® Priority Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 5 reward points per dollar spent.
  • Signup bonus. Offers a signup bonus of 40000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 24.99%.
  • 5% Balance transfer fee. Southwest Rapid Rewards® Priority Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Southwest Rapid Rewards® Priority Credit Card
The Good The Bad
  • 4 Upgraded Boardings per year when available.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on their purchases.
  • Southwest Rapid Rewards® Priority Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Charges an annual fee of $149
  • Charges a 5% balance transfer fee.
Southwest Rapid Rewards® Priority Credit Card FAQ

Does Southwest Rapid Rewards® Priority Credit Card have a cash back or rewards program?

Southwest Rapid Rewards® Priority Credit Card is a travel rewards card.

Southwest Rapid Rewards® Priority Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate 5x
Annual rewards limit N/A
Signup Bonus (Points/Miles) 40000
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 3 months
Annual Loyalty Bonus (Points/Miles) 7500

Does Southwest Rapid Rewards® Priority Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does Southwest Rapid Rewards® Priority Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 7500 points that can be redeemed for travel, gifts, and other perks.

What are the Southwest Rapid Rewards® Priority Credit Card benefits?

It provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Southwest Rapid Rewards® Priority Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR that ranges from 17.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%. It also has a variable cash advance APR starting at 26.99% .

Does Southwest Rapid Rewards® Priority Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Southwest Rapid Rewards® Priority Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Southwest Rapid Rewards® Priority Credit Card?

The following fees apply:

Southwest Rapid Rewards® Priority Credit Card Fees
Fees Amount
Annual Fee $149
Returned Payment Fee up to $39
Late Payment Fee up to $39

What is the customer service phone number for Southwest Rapid Rewards® Priority Credit Card?

The Southwest Rapid Rewards® Priority Credit Card customer service number is (877) 242-7372.

What is the support contact email for Southwest Rapid Rewards® Priority Credit Card?

The support contact email for Southwest Rapid Rewards® Priority Credit Card is customerdepartament@chase.com.

Does Southwest Rapid Rewards® Priority Credit Card report your account activity to credit bureaus?

Yes, Southwest Rapid Rewards® Priority Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Southwest Rapid Rewards® Priority Credit Card

  • Visit the Southwest Rapid Rewards® Priority Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1
Airfare (Points) 5
Every Purchase (Points) Earn 1 point for every $1 you spend on all other purchases.
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $149
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Annual Airline Credit $75
Annual Loyalty Bonus (points) 7,500
No Reward Expiration Period
No Blackout Dates
Rewards Categories
  • 5x Points on Airfare
  • 1x Point on Every Purchase
Signup Bonus (points) 40,000
Cash Advance APR (Variable APR) Starting at 26.99%
Balance Computation daily balance method (including new transactions)
Purchase APR (Variable APR) 17.99% - 24.99%
Balance Transfer APR (Variable APR) 17.49% - 24.49%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Travel
  • Airline
  • Bonus Offers
Card Network Visa

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