Sportsman's Guide Visa

Sportsman's Guide Visa Review

This is a store rewards card issued by Comenity Bank. If you're wondering whether Sportsman Guide credit card is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of up to $40 if you spend $500.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 27.24%
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Sportsman's Guide Visa charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of Sportsman Guide credit card

The Good	The Bad
2.5% discount on all merchandise No annual fee No annual fee. Free access to your credit score. Cardholders can earn rewards on their purchases. Sportsman's Guide Visa reports to multiple credit bureaus.	Must just the Sportsman's Guide Buyer's Club for $39.99 per year in order to qualify for card related discounts. Higher than average purchase APRs. You need good credit to qualify. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase. Charges a 3% balance transfer fee. Does not include many credit card benefits.

Sportsman Guide credit card FAQ

Does Sportsman Guide credit card have a cash back or rewards program?

Sportsman Guide credit card is a rewards card.

Sportsman Guide credit card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	Starting at $40
Signup Bonus Spend Requirement	$500

What are the Sportsman Guide credit card benefits?

It provides the following benefits:

• Free Credit Score
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Sportsman Guide credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Sportsman's Guide Visa has a variable purchase APR starting at 27.24% . The card has a variable balance transfer APR of up to 26.99%.

It also has a variable cash advance APR starting at 26.49% .

What are the fees for Sportsman Guide credit card?

The following fees apply:

Sportsman Guide credit card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	$27 - $38
Late Payment Fee	$27 - $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Sportsman's Guide Visa report your account activity to credit bureaus?

Yes, Sportsman's Guide Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Sportsman Guide credit card

• Visit the Sportsman Guide credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.