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  Sportsman's Guide Visa

Sportsman's Guide Visa

in Personal Credit Cards from Comenity

Unaffiliated

Sportsman's Guide Visa

Unaffiliated

in Personal Credit Cards from Comenity

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Highlights
Purchase APR  (Variable APR) Starting at 27.24%
Balance Transfer APR  (Variable APR) Up to 27.24%
Credit Score Range 700 - 850
Annual Fee $0

Sportsman's Guide Visa Review

This is a store rewards credit card issued by Comenity. If you're wondering whether Sportsman Guide credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of $40 if you spend $500.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 27.24%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Sportsman's Guide Visa charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Sportsman Guide credit card
The Good The Bad
  • 2.5% discount on all merchandise
  • No annual fee
  • No annual fee.
  • Free access to your credit score.
  • Cardholders can earn rewards on their purchases.
  • Sportsman's Guide Visa reports to multiple credit bureaus.
  • Must just the Sportsman's Guide Buyer's Club for $39.99 per year in order to qualify for card related discounts.
  • Higher than average purchase APRs.
  • Requires good to excellent credit.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Sportsman Guide credit card FAQ

Does Sportsman Guide credit card have a cash back or rewards program?

Sportsman Guide credit card is a rewards card.

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Sportsman Guide credit card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $40
Signup Bonus Spend Requirement $500

Does Sportsman Guide credit card have a signup bonus?

Yes, it offers card users a signup bonus worth up to $40 after spending $500.

Does Sportsman Guide credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Sportsman Guide credit card benefits?

It provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Sportsman Guide credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.

It has a variable purchase APR starting at 27.24% . The card has a variable balance transfer APR of up to 27.24%.

It also has a variable cash advance APR starting at 27.24% .

Does Sportsman Guide credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Sportsman Guide credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Sportsman Guide credit card?

The following fees apply:

Sportsman Guide credit card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee $27 - $38
Late Payment Fee $27 - $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Sportsman Guide credit card have a foreign transaction fee?

Sportsman Guide credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Sportsman Guide credit card?

The Sportsman Guide credit card customer service number is (855) 796-9632.

What is the support contact email for Sportsman Guide credit card?

The support contact email for Sportsman Guide credit card is webmaster@comenity.net.

Does Sportsman's Guide Visa report your account activity to credit bureaus?

Yes, Sportsman's Guide Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Sportsman Guide credit card

  • Visit the Sportsman Guide credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1
Returned Payment Fee $27 - $38
Late Fee Amount $27 - $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
Signup Bonus Starting at $40
Cash Advance APR (Variable APR) Starting at 27.24%
Balance Computation daily balance
Purchase APR (Variable APR) Starting at 27.24%
Balance Transfer APR (Variable APR) Up to 27.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%
Card Type
  • Balance Transfer
  • Rewards
  • Store Card
Card Network Visa

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