Sportsman's Guide Visa Review

Sportsman's Guide Visa is a store rewards credit card issued by Comenity. If you're wondering whether Sportsman's Guide Visa is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Signup bonus. Offers a signup bonus of $40 if you spend $500.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 27.24%
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Sportsman's Guide Visa charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

Sportsman's Guide Visa Pros and Cons:

The Good	The Bad
2.5% discount on all merchandise No annual fee No annual fee. Free access to your credit score. Cardholders can earn rewards on their purchases. Sportsman's Guide Visa reports to multiple credit bureaus. Cardholders can earn rewards on their purchases.	Must just the Sportsman's Guide Buyer's Club for $39.99 per year in order to qualify for card related discounts. Higher than average purchase APRs. Requires good to excellent credit. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase. Charges a 3% balance transfer fee. Does not include many credit card rewards.

Is there a Sportsman's Guide Visa cash back or rewards program?

Sportsman's Guide Visa offers a rewards program to its customers.

Sportsman's Guide Visa Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$40
Signup Bonus Spend Requirement	$500

What are the Sportsman's Guide Visa benefits?

Sportsman's Guide Visa provides the following benefits:

• Free Credit Score
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Sportsman's Guide Visa?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Sportsman's Guide Visa has higher than average purchase APRs.

Sportsman's Guide Visa has a variable purchase APR starting at 27.24% . The card has a variable balance transfer APR of up to 27.24%.

It also has a variable cash advance APR starting at 27.24% .

What are the Sportsman's Guide Visa fees?

The following fees apply to Sportsman's Guide Visa:

Sportsman's Guide Visa Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Returned Payment Fee	$27 - $38
Late Payment Fee	$27 - $38

Does Sportsman's Guide Visa report your account activity to credit bureaus?

Sportsman's Guide Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Sportsman's Guide Visa

• Visit the Sportsman's Guide Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.