Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
Starting at 27.24%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
Up to 26.99%(Verified 06/21/2024)
Credit Score Range
700 - 850
Annual Fee
$0
Sportsman's Guide Visa Review
This is a store rewards card issued by Comenity Bank. If you're wondering whether Sportsman's Guide Visa is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $40.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR starting at 27.24%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Sportsman's Guide Visa charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Sportsman Guide credit card
| The Good | The Bad |
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Sportsman Guide credit card FAQ
Does Sportsman Guide credit card have a cash back or rewards program?
Sportsman Guide credit card is a rewards card.
| Description |
Does Sportsman Guide credit card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $40 .
Does Sportsman Guide credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Sportsman Guide credit card benefits?
Sportsman's Guide Visa provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Sportsman Guide credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Sportsman's Guide Visa has a variable purchase APR starting at 27.24%. variable balance transfer APR of up to 26.99%.
Sportsman's Guide Visa does not offer balance transfers. It also has a variable cash advance APR starting at 26.49% . Does Sportsman Guide credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Sportsman's Guide Visa does not offer balance transfers.Does Sportsman Guide credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Sportsman Guide credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $27 - $38 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $27 - $38 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $38 . Does Sportsman Guide credit card have a foreign transaction fee?
Sportsman Guide credit card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Sportsman Guide credit card?
The customer service number for Sportsman Guide credit card is (185) 579-69632.
How do people rate the customer service and user experience of Sportsman Guide credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Sportsman's Guide Visa report your account activity to credit bureaus?
Yes, Sportsman's Guide Visa reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Comenity Bank perform a hard credit pull?
Yes, Sportsman Guide credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Sportsman Guide credit card
- Visit the website of Sportsman Guide credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
Sunday9:00AM - 5:00PMMonday7:00AM - 11:00PMTuesday7:00AM - 11:00PMWednesday7:00AM - 11:00PMThursday7:00AM - 11:00PMFriday7:00AM - 11:00PMSaturday9:00AM - 5:00PM
Other Services by Comenity Bank
Other Credit Cards from Comenity Bank
Rating not yet determined
Purchase APR
19.24% - 27.99%
Disclaimer popup with additional information
Balance Transfer APR
26.99%
Disclaimer popup with additional information
Credit Score Range
Up to 850
Annual Fee
$0
Rating not yet determined
Purchase APR
28.24%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
Starting at 29.24%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 840
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
Up to 29.24%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
Starting at 26.49%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
16.99% - 25.74%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 26.99%
Disclaimer popup with additional information
Credit Score Range
300 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
26.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
650 - 850
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
24.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
Starting at 29.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
Up to 26.74%
Balance Transfer APR
Starting at 27.74%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
N/A
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Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
-1000+100
No one recommends
Everyone recommends
Sportsman's Guide Visa Community Reviews
Would you recommend Sportsman's Guide Visa to your friends?
JB
Jessica B.
Jul 19, 2022
May or may not recommend
My husband was the one who used it but it really was nice using it when we made a purchase. They also have membership options and discounts on top of their card so you really feel like you're a valued customer overall. They have great and quick communication as well.
Showing 1 of 1 reviews
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