Starbucks Rewards Visa Card
in Personal Credit Cards from Chase Bank
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| Purchase APR (Variable APR) | 15.99% - 22.99% |
| Balance Transfer APR (Variable APR) | 15.99% - 22.99% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $49 |
Starbucks Rewards Visa Card Review
Starbucks Rewards Visa Card is a store rewards credit card issued by Chase Bank. If you're wondering whether Starbucks Rewards Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- Generous reward rate. You will get a a rewards rate of 3 points per dollar spent.
- Signup bonus. Offers a signup bonus of 6500 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Starbucks Rewards Visa Card has a variable purchase APR that ranges from 15.99% up to 22.99%.
- 5% Balance transfer fee. Starbucks Rewards Visa Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as price protection, purchase protection, and fraud protection.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
Starbucks Rewards Visa Card Pros & Cons
| The Good | The Bad |
|---|---|
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Starbucks Rewards Visa Card FAQ
Is there a Starbucks Rewards Visa Card cash back or rewards program?
Starbucks Rewards Visa Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 0.25% |
| Max rewards rate | 3% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 6500 |
| Signup Bonus Spend Requirement | $500 |
| Signup Bonus Spend Period (months) | 3 months |
Does Starbucks Rewards Visa Card have a signup bonus?
Starbucks Rewards Visa Card doesn't offer a cash signup bonus. However, it does include a 6500 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.Does Starbucks Rewards Visa Card offer an annual loyalty bonus?
Starbucks Rewards Visa Card doesn't offer a cash loyalty bonus.What are the Starbucks Rewards Visa Card benefits?
Starbucks Rewards Visa Card provides the following benefits:
- Price Protection
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Starbucks Rewards Visa Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Starbucks Rewards Visa Card has lower than average purchase APRs.Starbucks Rewards Visa Card has a variable purchase APR that ranges from 15.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 22.99%. It also has a variable cash advance APR of 24.99% .
Does Starbucks Rewards Visa Card have an introductory APR offer on balance transfers?
No, Starbucks Rewards Visa Card does not come with an introductory APR offer for balance transfers.Does Starbucks Rewards Visa Card have an introductory APR offer on new purchases?
Starbucks Rewards Visa Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Starbucks Rewards Visa Card?
The following fees apply to Starbucks Rewards Visa Card:
| Fees | Amount |
|---|---|
| Annual Fee | $49 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Starbucks Rewards Visa Card have a foreign transaction fee?
Starbucks Rewards Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Starbucks Rewards Visa Card report your account activity to credit bureaus?
Starbucks Rewards Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Starbucks Rewards Visa Card
- Visit the Starbucks Rewards Visa Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 - (877) 242-7372
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 21 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $49 |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
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