Starbucks Rewards Visa Card Review

Starbucks Rewards Visa Card is a store rewards credit card issued by Chase Bank. If you're wondering whether Starbucks Rewards Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Generous reward rate. You will get a a rewards rate of up to 3x.
• Signup bonus. Offers a signup bonus of 6500 points after spending $500 that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 24.99%.
• 5% Balance transfer fee. Starbucks Rewards Visa Card charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, purchase protection, travel assistance, trip cancellation insurance, and fraud protection.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.

Is there a Starbucks Rewards Visa Card cash back or rewards program?

Starbucks Rewards Visa Card offers a rewards program to its customers.

What are the Starbucks Rewards Visa Card benefits?

Starbucks Rewards Visa Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Price Protection
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Starbucks Rewards Visa Card?

Starbucks Rewards Visa Card has a variable purchase APR that ranges from 17.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 17.99% up to 24.99%. It also has a variable cash advance APR starting at 26.99% .

What are the Starbucks Rewards Visa Card fees?

The following fees apply to Starbucks Rewards Visa Card:

Does Starbucks Rewards Visa Card report your account activity to credit bureaus?

Starbucks Rewards Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Starbucks Rewards Visa Card

• Visit the Starbucks Rewards Visa Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.