SuperMoney

Starbucks Rewards Visa Card

in Personal Credit Cards

Unaffiliated Visit Site

Starbucks Rewards Visa Card

Unaffiliated

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Starbucks Rewards Visa Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

Starbucks Rewards Visa Card is a store credit card credit card issued by Chase Bank, which is based in New York, NY. 

Starbucks Rewards Visa Card is designed for people with a credit score of 500 to 850. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Starbucks Rewards Visa Card has a variable purchase APR that ranges from 17.49% up to 24.49%.

The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%.

It also has a variable cash advance APR starting at 26.49%.

Is an introductory APR offer available?

No, Starbucks Rewards Visa Card does not come with an introductory APR offer for balance transfers.

Starbucks Rewards Visa Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Starbucks Rewards Visa Card:

  • An annual fee of $49. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $37.
  • A returned payment fee of $37.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

Starbucks Rewards Visa Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Restaurants

Is a signup bonus offered?

Starbucks Rewards Visa Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

Starbucks Rewards Visa Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Starbucks Rewards Visa Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Price Protection
  • Reports to major credit bureaus

Does Starbucks Rewards Visa Card report your account activity to credit bureaus?

Starbucks Rewards Visa Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days)
21
Late Payment Penalty
$37
Returned Payment Fee
$37
Annual Fee
$49
Foreign Currency Transaction Fee
3%
Minimum Age
18
Credit Score Range
500 - 850
850 300 500
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Personal
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Purchase Protection
  • Trip Cancellation Insurance
Rewards Categories
  • Every Purchase
  • Restaurants
Signup Bonus (points)
2,500
Purchase APR
(Variable APR)
17.49% - 24.49%
0% 29%
Cash Advance APR
(Variable APR)
Starting at
26.49%
Balance Computation
daily balance method (including new transactions)
Balance Transfer APR
(Variable APR)
17.49% - 24.49%
8% 29%
Transfer Fee
5% ($5 min)
Transfer Fee %
5%
Transfer Fee Minimum
$5

Be the first to rate

Would you recommend Starbucks Rewards Visa Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Chase Bank Personal Credit Cards

Product

Reviews

Purchase APR

Balance Transfer APR

Annual Fee

Credit Score Range

Chase Freedom Unlimited

Chase Freedom Unlimited

Be the first to rate

Purchase APR
(Variable APR)
16.49% - 25.24% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
16.49% - 25.24% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
Chase Freedom

Chase Freedom

4
4
5
13 total votes
Purchase APR
(Variable APR)
16.49% - 25.24% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
16.49% - 25.24% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
Chase Slate

Chase Slate

1
2
1
4 total votes
Purchase APR
(Variable APR)
16.49% - 25.24% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
16.49% - 25.24% 8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850 300 850
United MileagePlus Explorer Card

United MileagePlus Explorer Card

Be the first to rate

Purchase APR
(Variable APR)
17.49% - 24.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.49% - 24.49% 8% 29% Variable APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850 300 850
Chase Sapphire Preferred

Chase Sapphire Preferred

2
2
1
5 total votes
Purchase APR
(Variable APR)
17.49% - 24.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.49% - 24.49% 8% 29% Variable APR
Annual Fee $95 Annual Fee
Credit Score Range 700 - 850 300 850
United MileagePlus Club Card

United MileagePlus Club Card

Be the first to rate

Purchase APR
(Variable APR)
17.49% - 24.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.49% - 24.49% 8% 29% Variable APR
Annual Fee $450 Annual Fee
Credit Score Range 680 - 850 300 850
Southwest Rapid Rewards Premier Card
Purchase APR
(Variable APR)
17.49% - 24.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.49% - 24.49% 8% 29% Variable APR
Annual Fee $99 Annual Fee
Credit Score Range 700 - 850 300 850
Chase Sapphire Reserve

Chase Sapphire Reserve

Be the first to rate

Purchase APR
(Variable APR)
17.49% - 24.49% 0% 29% Variable APR
Balance Transfer APR
(Variable APR)
17.49% - 24.49% 8% 29% Variable APR
Annual Fee $450 Annual Fee
Credit Score Range 700 - 850 300 850
View More Personal Credit Cards from Chase Bank