Starbucks Rewards Visa Card Review

Starbucks Rewards Visa Card is a store rewards credit card issued by Chase Bank. 

Good for building credit. This card is designed to help you build your credit. So you may qualify even if you have limited or poor credit. The minimum credit score to apply is 500.

If you're wondering whether Starbucks Rewards Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Starbucks Rewards Visa Card cash back or rewards program?

Starbucks Rewards Visa Card offers a rewards program to its customers.

Starbucks Rewards Visa Card Rewards

Rewards rate (all purchases)	0.25%
Max rewards rate	3%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	2500
Signup Bonus Spend Requirement	$500

What are the Starbucks Rewards Visa Card benefits?

Starbucks Rewards Visa Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Trip Cancellation Insurance
• Fraud Liability
• Price Protection
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Starbucks Rewards Visa Card?

Starbucks Rewards Visa Card has a variable purchase APR that ranges from 17.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%.

It also has a variable cash advance APR starting at 26.49% .

What are the Starbucks Rewards Visa Card fees?

$49 Annual Fee. Starbucks Rewards Visa Card charges an annual fee of $49.

3% Foreign transaction fees. Starbucks Rewards Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to Starbucks Rewards Visa Card:

Starbucks Rewards Visa Card Fees

Fees	Amount
Annual Fee	$49
Foreign Transaction Fee	3%
Balance Transfer Fee	5%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	$37
Late Payment Fee	$37

Does Starbucks Rewards Visa Card report your account activity to credit bureaus?

Starbucks Rewards Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Starbucks Rewards Visa Card

• Visit the Chase Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.