Starbucks Rewards Visa Card
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Chime secured Credit Builder Visa® Credit Card
12 reviews
| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) | 15.99% - 22.99% |
| Balance Transfer APR (Variable APR) | 15.99% - 22.99% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $49 |
| Number of Reviews | 8 |
Starbucks Rewards Visa Card Review
This is a store rewards credit card issued by Chase Bank. If you're wondering whether Starbucks credit card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
- Signup bonus. Offers a signup bonus of 4500 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Starbucks Rewards Visa Card has a variable purchase APR that ranges from 15.99% up to 22.99%.
- 5% Balance transfer fee. Starbucks Rewards Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Starbucks credit card
| The Good | The Bad |
|---|---|
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Starbucks credit card FAQ
Does Starbucks credit card have a cash back or rewards program?
Starbucks credit card is a rewards card.
| Minimum rewards rate | 0.25x |
| Max rewards rate | 3x |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 4500 |
| Signup Bonus Spend Requirement | $500 |
| Signup Bonus Spend Period (months) | 3 months |
Does Starbucks credit card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 4500 points signup bonus after spending $500 that can be redeemed for travel, gifts, or other perks.Does Starbucks credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Starbucks credit card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Starbucks credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Starbucks Rewards Visa Card has a variable purchase APR that ranges from 15.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 22.99%. It also has a variable cash advance APR of 24.99% .
Does Starbucks credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Starbucks credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Starbucks credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $49 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
Does Starbucks credit card have a foreign transaction fee?
Starbucks credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Starbucks credit card?
The Starbucks credit card customer service number is (877) 242-7372.
What is the support contact email for Starbucks credit card?
The support contact email for Starbucks credit card is customerdepartament@chase.com.
What is the Starbucks credit card login page?
You can access the Starbucks credit card login page here.
How do people rate the customer service and user experience of Starbucks credit card?
Overall, Starbucks credit card is strongly recommended based on community reviews that rate customer service and user experience.
Does Starbucks Rewards Visa Card report your account activity to credit bureaus?
Yes, Starbucks Rewards Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Starbucks credit card
- Visit the Starbucks credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - (877) 242-7372
- Visit Site
- Email Support
Other Services by Chase Bank
View all credit cards offered by Chase Bank
Availability
Available in 50 states and Washington, D.C.
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $49 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
Starbucks Rewards Visa Card Community Reviews
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