State Farm Rewards Visa Credit Card
in Personal Credit Cards from State Farm
Would you recommend State Farm Rewards Visa Credit Card to your friends?
| Community Rating | Mostly recommended |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 14.74% - 21.74% |
| Balance Transfer APR (Variable APR) | 14.74% - 21.74% |
| Credit Score Range | 640 - 850 |
State Farm Rewards Visa Credit Card Review
State Farm Rewards Visa Credit Card is a rewards credit card issued by State Farm.
This card is designed for people with fair credit. The minimum credit score to apply is 640. State Farm is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether State Farm Rewards Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a State Farm Rewards Visa Credit Card cash back or rewards program?
State Farm Rewards Visa Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 3% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does State Farm Rewards Visa Credit Card have a signup bonus?
State Farm Rewards Visa Credit Card doesn't offer a cash signup bonus.Does State Farm Rewards Visa Credit Card offer an annual loyalty bonus?
State Farm Rewards Visa Credit Card doesn't offer a cash loyalty bonus.What are the State Farm Rewards Visa Credit Card benefits?
State Farm Rewards Visa Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for State Farm Rewards Visa Credit Card?
State Farm Rewards Visa Credit Card has a variable purchase APR that ranges from 14.74% up to 21.74%. The card has a variable balance transfer APR that ranges from 14.74% up to 21.74%.
It also has a variable cash advance APR starting at 21.74% .
Does State Farm Rewards Visa Credit Card have an introductory APR offer?
Yes, State Farm Rewards Visa Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.
| Purchase APR | 14.74% - 21.74% |
| Balance Transfer APR | 14.74% - 21.74% |
| Cash Advance APR | Starting at 21.74% |
What are the State Farm Rewards Visa Credit Card fees?
The following fees apply to State Farm Rewards Visa Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $38 |
| Late Payment Fee | $38 |
Does State Farm Rewards Visa Credit Card have a foreign transaction fee?
State Farm Rewards Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does State Farm Rewards Visa Credit Card report your account activity to credit bureaus?
State Farm Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for State Farm Rewards Visa Credit Card
- Visit the State Farm website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
One State Farm Plaza
Bloomington, IL 61701 USA - Visit Site
Other Services by State Farm
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 24 |
| Over-Limit Fee | $0 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | $38 |
| Minimum Interest Charge | $1.50 |
| Late Fee Amount | $38 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
State Farm Rewards Visa Credit Card Community Reviews
Would you recommend State Farm Rewards Visa Credit Card to your friends?
Other Personal Credit Cards
State Farm Personal Credit Cards
State Farm Good Neighbor Visa Credit Card
Annual Fee
$0
Purchase APR
12.74% - 19.74%
Balance Transfer APR
12.74% - 19.74%
Credit Score Range
700 - 850
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