Overview

Who is State Farm Rewards Visa Credit Card designed for?

State Farm Rewards Visa Credit Card is a credit card issued by State Farm, which is based in Bloomington, IL. 

State Farm Rewards Visa Credit Card is designed for people with a credit score of 640 to 850.

This card does not charge an annual fee, which makes it ideal for those looking to minimize costs. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

State Farm is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs for State Farm Rewards Visa Credit Card?

State Farm Rewards Visa Credit Card has a variable purchase APR that ranges from 14.74% up to 21.74%. The card has a variable balance transfer APR that ranges from 14.74% up to 21.74%.

It also has a variable cash advance APR starting at 21.74%.

Does State Farm Rewards Visa Credit Card have an introductory APR offer?

Yes, State Farm Rewards Visa Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

State Farm Rewards Visa Credit Card Rates & Terms

Purchase APR	14.74% - 21.74%
Balance Transfer APR	14.74% - 21.74%
Cash Advance APR	Starting at 21.74%

What are the State Farm Rewards Visa Credit Card fees?

The following fees apply to State Farm Rewards Visa Credit Card:

• There is no annual fee.
• A late payment penalty of up to $38.
• State Farm Rewards Visa Credit Card does not charge a returned payment fee.
• There is no overlimit fee

Does State Farm Rewards Visa Credit Card have a foreign transaction fee?

State Farm Rewards Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

State Farm Rewards Visa Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$10
Returned Payment Fee	$38
Late Payment Fee	$38

Is there a State Farm Rewards Visa Credit Card cash back or rewards program?

State Farm Rewards Visa Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Every Purchase
• Insurance

Does State Farm Rewards Visa Credit Card have a signup bonus?

State Farm Rewards Visa Credit Card doesn't offer a cash signup bonus.

Does State Farm Rewards Visa Credit Card offer an annual loyalty bonus?

State Farm Rewards Visa Credit Card doesn't offer a cash loyalty bonus.

What are the State Farm Rewards Visa Credit Card benefits?

State Farm Rewards Visa Credit Card provides the following benefits:

Auto Rental Collision Damage Waiver

Emergency Support

Extended Warranty Protection

Fraud Liability

Travel Accident Insurance

Travel Assistance

ID Theft Protection

Reports to major credit bureaus

Does State Farm Rewards Visa Credit Card report your account activity to credit bureaus?

State Farm Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for State Farm Rewards Visa Credit Card

Click here to go to the State Farm application form.

Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.

Check the information is accurate and submit your application.

If you're denied click here to find out why your application was rejected and what you can do about it.