State Farm Rewards Visa Credit Card
in Personal Credit Cards from State Farm
Would you recommend State Farm Rewards Visa Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Balance Transfer APR (Variable APR) | 14.74% - 21.74% |
| Credit Score Range | 640 - 850 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 14.74% - 21.74% |
State Farm Rewards Visa Credit Card Review
State Farm Rewards Visa Credit Card is a rewards credit card issued by State Farm. If you're wondering whether State Farm Rewards Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Generous reward rate. You can get a rewards rate of up to 3%.
- 0% balance transfer intro rate. Offers an introductory APR rate on balance transfers of 0% for up to 12 months, which is the average period for 0% APR balance transfer cards.
- Competitive APRs. State Farm Rewards Visa Credit Card has a variable purchase APR of up to 21.74%.
- No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives rewards on your purchases but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. State Farm is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
| The Good | The Bad |
|---|---|
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Is there a State Farm Rewards Visa Credit Card cash back or rewards program?
State Farm Rewards Visa Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | 3% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does State Farm Rewards Visa Credit Card have a signup bonus?
State Farm Rewards Visa Credit Card doesn't offer a cash signup bonus.Does State Farm Rewards Visa Credit Card offer an annual loyalty bonus?
State Farm Rewards Visa Credit Card doesn't offer a cash loyalty bonus.What are the State Farm Rewards Visa Credit Card benefits?
State Farm Rewards Visa Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for State Farm Rewards Visa Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. State Farm Rewards Visa Credit Card has lower than average purchase APRs.State Farm Rewards Visa Credit Card has a variable purchase APR that ranges from 14.74% up to 21.74%. The card has a variable balance transfer APR that ranges from 14.74% up to 21.74%. It also has a variable cash advance APR starting at 21.74% .
Does State Farm Rewards Visa Credit Card have an introductory APR offer on balance transfers??
Yes, State Farm Rewards Visa Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer APR | 14.74% - 21.74% |
| Introductory Rate | 0% |
| Intro APR period (months) | 12 |
Does State Farm Rewards Visa Credit Card have an introductory APR offer on new purchases??
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the State Farm Rewards Visa Credit Card fees?
The following fees apply to State Farm Rewards Visa Credit Card:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $38 |
| Late Payment Fee | $38 |
Does State Farm Rewards Visa Credit Card have a foreign transaction fee?
State Farm Rewards Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does State Farm Rewards Visa Credit Card report your account activity to credit bureaus?
State Farm Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for State Farm Rewards Visa Credit Card
- Visit the State Farm Rewards Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
One State Farm Plaza
Bloomington, IL 61701 USA - Visit Site
Other Services by State Farm
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 24 |
| Foreign Currency Transaction Fee | 3% |
| Minimum Interest Charge | $1.50 |
| Returned Payment Fee | $38 |
| Balance Transfer Fee Minimum | $10 |
| Balance Transfer Fee % | 3% |
| Late Fee Amount | $38 |
State Farm Rewards Visa Credit Card Community Reviews
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