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  State Farm Rewards Visa Credit Card

State Farm Rewards Visa Credit Card

in Personal Credit Cards from State Farm

Unaffiliated

State Farm Rewards Visa Credit Card

Unaffiliated

in Personal Credit Cards from State Farm

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Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $0
Purchase APR (Variable APR) 14.74% - 21.74%
Balance Transfer APR (Variable APR) 14.74% - 21.74%
Credit Score Range 640 - 850

Overview

Who is State Farm Rewards Visa Credit Card designed for?

State Farm Rewards Visa Credit Card is a credit card issued by State Farm, which is based in Bloomington, IL. 

State Farm Rewards Visa Credit Card is designed for people with a credit score of 640 to 850.

This card does not charge an annual fee, which makes it ideal for those looking to minimize costs. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

State Farm is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs for State Farm Rewards Visa Credit Card?

State Farm Rewards Visa Credit Card has a variable purchase APR that ranges from 14.74% up to 21.74%. The card has a variable balance transfer APR that ranges from 14.74% up to 21.74%.

It also has a variable cash advance APR starting at 21.74%.

Does State Farm Rewards Visa Credit Card have an introductory APR offer?

Yes, State Farm Rewards Visa Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

State Farm Rewards Visa Credit Card Rates & Terms
Purchase APR 14.74% - 21.74%
Balance Transfer APR 14.74% - 21.74%
Cash Advance APR Starting at 21.74%

What are the State Farm Rewards Visa Credit Card fees?

The following fees apply to State Farm Rewards Visa Credit Card:

  • There is no annual fee.
  • A late payment penalty of up to $38.
  • State Farm Rewards Visa Credit Card does not charge a returned payment fee.
  • There is no overlimit fee

Does State Farm Rewards Visa Credit Card have a foreign transaction fee?

State Farm Rewards Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
State Farm Rewards Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee $38
Late Payment Fee $38

Is there a State Farm Rewards Visa Credit Card cash back or rewards program?

State Farm Rewards Visa Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase
  • Insurance

Does State Farm Rewards Visa Credit Card have a signup bonus?

State Farm Rewards Visa Credit Card doesn't offer a cash signup bonus.

Does State Farm Rewards Visa Credit Card offer an annual loyalty bonus?

State Farm Rewards Visa Credit Card doesn't offer a cash loyalty bonus.

What are the State Farm Rewards Visa Credit Card benefits?

State Farm Rewards Visa Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus
  • Does State Farm Rewards Visa Credit Card report your account activity to credit bureaus?

    State Farm Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    How to apply for State Farm Rewards Visa Credit Card

  • Click here to go to the State Farm application form.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application was rejected and what you can do about it.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 24
    Over-Limit Fee $0
    Annual Fee $0
    No Annual Fee  
    Returned Payment Fee $38
    Minimum Interest Charge $1.50
    Late Fee Amount $38
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $10
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Co-signing Allowed  
    Credit Score Range 640 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Travel Accident Insurance
    • Travel Assistance
    Bonus Rewards 3x
    All Other Purchases 1 point for every $1
    Every Purchase 3 points for every $1 spent
    No Reward Expiration Period  
    Rewards Categories
    • Every Purchase
    • Insurance
    Purchase APR (Variable APR) 14.74% - 21.74%
    Cash Advance APR (Variable APR) Starting at 21.74%
    Balance Computation average daily balance (including new purchases)
    Introductory Rate 0%
    Balance Transfer APR (Variable APR) 14.74% - 21.74%
    Introductory Rate 0%
    Intro APR period (months) 12

    Reviews

     
     

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    Annual Fee $0 Annual Fee
    Purchase APR 12.74% - 19.74%
    (Variable APR)
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    Balance Transfer APR 12.74% - 19.74%
    (Variable APR)
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    Credit Score Range 700 - 850     300 850