SuperMoney 
  State Farm Rewards Visa Credit Card

State Farm Rewards Visa Credit Card

in Personal Credit Cards from State Farm

Unaffiliated

State Farm Rewards Visa Credit Card

Unaffiliated

in Personal Credit Cards from State Farm

Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
1 user recommends
0 users are unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend State Farm Rewards Visa Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0
Purchase APR  (Variable APR) 14.74% - 21.74%
Balance Transfer APR  (Variable APR) 14.74% - 21.74%
Credit Score Range 640 - 850

State Farm Rewards Visa Credit Card Review

State Farm Rewards Visa Credit Card is a rewards credit card issued by State Farm. 

This card is designed for people with fair credit. The minimum credit score to apply is 640. State Farm is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether State Farm Rewards Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a State Farm Rewards Visa Credit Card cash back or rewards program?

State Farm Rewards Visa Credit Card offers a rewards program to its customers.

State Farm Rewards Visa Credit Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) N/A

Does State Farm Rewards Visa Credit Card have a signup bonus?

State Farm Rewards Visa Credit Card doesn't offer a cash signup bonus.

Does State Farm Rewards Visa Credit Card offer an annual loyalty bonus?

State Farm Rewards Visa Credit Card doesn't offer a cash loyalty bonus.

What are the State Farm Rewards Visa Credit Card benefits?

State Farm Rewards Visa Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for State Farm Rewards Visa Credit Card?

State Farm Rewards Visa Credit Card has a variable purchase APR that ranges from 14.74% up to 21.74%. The card has a variable balance transfer APR that ranges from 14.74% up to 21.74%.

It also has a variable cash advance APR starting at 21.74% .

Does State Farm Rewards Visa Credit Card have an introductory APR offer?

Yes, State Farm Rewards Visa Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.

State Farm Rewards Visa Credit Card Balance Transfers
Description
Balance Transfer APR 14.74% - 21.74%
Introductory Rate 0%
Intro APR period (months) 12
State Farm Rewards Visa Credit Card Rates & Terms
Description
Balance Computation average daily balance (including new purchases)
Purchase APR 14.74% - 21.74%
Credit Limit N/A
Penalty APR N/A
Cash Advance APR Starting at 21.74%
Introductory Rate 0%
Intro APR period (months) 12

What are the State Farm Rewards Visa Credit Card fees?

The following fees apply to State Farm Rewards Visa Credit Card:

  • There is no overlimit fee
State Farm Rewards Visa Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee $38
Late Payment Fee $38

Does State Farm Rewards Visa Credit Card have a foreign transaction fee?

State Farm Rewards Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does State Farm Rewards Visa Credit Card report your account activity to credit bureaus?

State Farm Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for State Farm Rewards Visa Credit Card

  • Visit the State Farm website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
No Annual Fee  
No Interest Grace Period for Late Payment 24
Over-Limit Fee $0
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Foreign Currency Transaction Fee 3%
Late Fee Amount $38
Minimum Interest Charge $1.50
Returned Payment Fee $38
Co-signing Allowed  
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range 640 - 850
Card Network
  • Visa
Card Type
  • Balance Transfer
  • Rewards
  • Zero Percent
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
  • Travel Assistance
Emergency Support  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Bonus Rewards 3x
Every Purchase 3 points for every $1 spent
No Reward Expiration Period  
Rewards Categories
  • Every Purchase
  • Insurance
Cash Advance APR (Variable APR) Starting at 21.74%
Purchase APR (Variable APR) 14.74% - 21.74%
Balance Computation average daily balance (including new purchases)
Introductory Rate 0%
Balance Transfer APR (Variable APR) 14.74% - 21.74%
Intro APR period 12
Introductory Rate 0%

State Farm Rewards Visa Credit Card Community Reviews

 

Would you recommend State Farm Rewards Visa Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Avianca Vida Visa Card
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews

Avianca Life Miles Vuela Visa
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews

State Farm Personal Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

State Farm Good Neighbor Visa Credit Card

State Farm Good Neighbor Visa Credit Card

Rating not yet determined

3 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0 Annual Fee
Purchase APR 12.74% - 19.74%
(Variable APR)
    0% 36% Variable APR
Balance Transfer APR 12.74% - 19.74%
(Variable APR)
    8% 29% Variable APR
Credit Score Range 700 - 850     300 850