Last Updated: 07/28/2025
SuperMoney User Recommendation Score -73
Strongly not recommended11 total votes
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Highlights
Community Rating
Strongly not recommended
Purchase APR (Variable APR)
Up to 29.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Number of Reviews
Synchrony Car Care™ Credit Card Review
This is a store card issued by Synchrony Bank. If you're wondering whether Synchrony Car Care™ Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Car Care credit card
| The Good | The Bad |
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Car Care credit card FAQ
Does Car Care credit card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Car Care credit card?
It has a variable purchase APR of up to 29.99%. Synchrony Car Care™ Credit Card does not offer balance transfers.Does Car Care credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Synchrony Car Care™ Credit Card does not offer balance transfers.Does Car Care credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Car Care credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $28 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Car Care credit card?
The customer service number for Car Care credit card is (866) 226-5638.
What is the support contact email for Car Care credit card?
The support contact email for Car Care credit card is customer.service@mail.synchronybank.com.
What is the login page for Car Care credit card?
You can access the login page of Car Care credit card here.
How do people rate the customer service and user experience of Car Care credit card?
Overall, Car Care credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Synchrony Car Care™ Credit Card report your account activity to credit bureaus?
Yes, Synchrony Car Care™ Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Synchrony Bank perform a hard credit pull?
Yes, Car Care credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Car Care credit card
- Visit the website of Car Care credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
8:00AM - 12:00AM
Monday
8:00AM - 12:00AM
Tuesday
8:00AM - 12:00AM
Wednesday
8:00AM - 12:00AM
Thursday
8:00AM - 12:00AM
Friday
8:00AM - 12:00AM
Saturday
8:00AM - 12:00AM