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  Synchrony Car Care™ Credit Card

Synchrony Car Care™ Credit Card

in Personal Credit Cards from Synchrony Bank

Claimed

Synchrony Car Care™ Credit Card

Claimed

in Personal Credit Cards from Synchrony Bank

SuperMoney Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
5 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Purchase APR  (Variable APR) Up to 29.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0
Number of Reviews 5

Synchrony Car Care™ Credit Card Review

Synchrony Car Care™ Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Synchrony Car Care™ Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Gas rewards.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Synchrony Car Care™ Credit Card Pros & Cons
The Good The Bad
  • Special financing options available.
  • Fuel up whenever you need it with acceptance at over 200,000 gas stations nationwide across all major gas brands.
  • No annual fee.
  • Synchrony Car Care™ Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Synchrony Car Care™ Credit Card FAQ

Is there a Synchrony Car Care™ Credit Card cash back or rewards program?

No, Synchrony Car Care™ Credit Card does not offer a rewards program.

What are the Synchrony Car Care™ Credit Card benefits?

Synchrony Car Care™ Credit Card provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Synchrony Car Care™ Credit Card?

Synchrony Car Care™ Credit Card has a variable purchase APR of up to 29.99%.

Does Synchrony Car Care™ Credit Card have an introductory APR offer on balance transfers?

No, Synchrony Car Care™ Credit Card does not come with an introductory APR offer for balance transfers.

Does Synchrony Car Care™ Credit Card have an introductory APR offer on new purchases?

Synchrony Car Care™ Credit Card does not offer an introductory rate on new purchases.
Synchrony Car Care™ Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Synchrony Car Care™ Credit Card?

The following fees apply to Synchrony Car Care™ Credit Card:

Synchrony Car Care™ Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $28
Late Payment Fee up to $39

Does Synchrony Car Care™ Credit Card report your account activity to credit bureaus?

Synchrony Car Care™ Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Synchrony Car Care™ Credit Card

  • Visit the Synchrony Car Care™ Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
Minimum Interest Charge $2
Returned Payment Fee Up to $28
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits Fraud Liability
Bonus Rewards - 6 months promotional financing at parts and services locations on purchases of $199 or more. Valid everywhere Synchrony Car Care is accepted in the United States. - Fuel up whenever you need it with acceptance at over 200,000 gas stations nationwide across all major gas brands.
Purchase APR (Variable APR) Up to 29.99%
Card Type
  • Store Card
  • Gas
Card Network Other

Synchrony Car Care™ Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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