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  Synovus Rewards Visa® Credit Card
Synovus Rewards Visa® Credit Card
in Credit Cards from Synovus Bank
Claimed

Synovus Rewards Visa® Credit Card

Claimed
in Credit Cards from Synovus Bank
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Chime secured Credit Builder Visa® Credit Card
Chime secured Credit Builder Visa® Credit Card

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22 reviews
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Highlights
Purchase APR  (Variable APR) 16.49% - 27.49%
(Verified 01/30/2023)
Balance Transfer APR  (Variable APR) 16.49% - 27.49%
(Verified 01/30/2023)
Credit Score Range Starting at 601
Annual Fee $0

Synovus Rewards Visa® Credit Card Review

This is a rewards card issued by Synovus Bank. If you're wondering whether synovus rewards visa is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Synovus Rewards Visa® Credit Card has a variable purchase APR that ranges from 16.49% up to 27.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 601.

Pros & Cons of synovus rewards visa

The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 6 months. There is then a variable purchase APR that ranges from 16.49% up to 27.49%.
  • No annual fee.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.

synovus rewards visa FAQ

Does synovus rewards visa have a cash back or rewards program?

synovus rewards visa is a rewards card.

synovus rewards visa Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($)

Does synovus rewards visa have a signup bonus?

This card doesn't offer a cash signup bonus.

Does synovus rewards visa offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for synovus rewards visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.

Synovus Rewards Visa® Credit Card has a variable purchase APR that ranges from 16.49% up to 27.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 27.49%. It also has a variable cash advance APR of 29.49% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does synovus rewards visa have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.

Synovus Rewards Visa® Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 16.49% - 27.49%

Does synovus rewards visa have an intro APR offer on new purchases?

Synovus Rewards Visa® Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for synovus rewards visa?

The following fees apply:

synovus rewards visa Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $39
Late Payment Fee up to $39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does synovus rewards visa have a foreign transaction fee?

synovus rewards visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for synovus rewards visa?

The synovus rewards visa customer service number is (888) 796-6887.

What is the support contact email for synovus rewards visa?

The support contact email for synovus rewards visa is info@synovus.com.

What is the synovus rewards visa login page?

You can access the synovus rewards visa login page here.

How do people rate the customer service and user experience of synovus rewards visa?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for synovus rewards visa

  • Visit the synovus rewards visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday All Day
  • Monday All Day
  • Tuesday All Day
  • Wednesday All Day
  • Thursday All Day
  • Friday All Day
  • Saturday All Day

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 21
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 601 -
Rewards Categories
  • Up to 3x Points on Gas up to $3000 quarterly
  • 1x Point on Every Purchase
Cash Advance APR (Variable APR) 29.49%
APR Type Variable APR
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 16.49% - 27.49%
(Verified 01/30/2023)
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 16.49% - 27.49%
(Verified 01/30/2023)
Card Type
  • Rewards
Card Network Visa

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