Explore a similar product
Try this top product in Personal Credit Cards.
| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) | 22.9% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 640 - 750 |
| Annual Fee | $0 |
| Number of Reviews | 19 |
Target REDcard Review
This is a store cashback credit card issued by TD Bank. If you're wondering whether Target red card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a maximum cashback rewards rate of up to 5%.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 22.9%
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if your credit score is above 640.
| The Good | The Bad |
|---|---|
|
|
Does Target red card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Target red card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Target red card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Target REDcard has a variable purchase APR of 22.9%.
Does Target red card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Target red card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Target red card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $29 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the support contact email for Target red card?
The support contact email for Target red card is customer.service@td.com.
How do people rate the customer service and user experience of Target red card?
Overall, Target red card is strongly recommended based on community reviews that rate customer service and user experience.
Does Target REDcard report your account activity to credit bureaus?
Yes, Target REDcard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Target red card
- Visit the Target red card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Target REDcard
Message From Our Editor
Contact
- Headquarters
-
2035 Limestone Road
Wilmington, DE 19808 - Visit Site
- Email Support
Other Services by TD Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Minimum Interest Charge | $1 |
| Returned Payment Fee | Up to $29 |
| Late Fee Amount | Up to $40 |
Target REDcard Community Reviews
Would you recommend Target REDcard to your friends?
Other Personal Credit Cards
TD Bank Personal Credit Cards
- American Heritage FCU Secured MasterCard®
- Arizona Central Credit Union Visa® Secured Credit Card
- Bank of the West Cash Back World MasterCard
- Citi Secured Mastercard
- First National Bank Visa® Credit Card
- FirstLight Federal CU Visa Credit Card
- Fortiva Credit Card
- Harvesters Federal Credit Union VISA Gold Credit Card
- Interra Credit Union Platinum Elite Credit Card
- On Tap Credit Union Visa Rewards
- People's United Bank Mastercard® Max Cash Preferred Card
- Regions Explore Visa Credit Card
