Target REDcard

in Personal Credit Cards from TD Bank

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Target REDcard


in Personal Credit Cards from TD Bank

SuperMoney Net Recommendation Score +33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

2 users recommend
0 users are unsure
1 user doesn't recommend
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Community Rating Mostly recommended
Annual Fee $0
Purchase APR  (Variable APR) 22.9%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 640 - 750

Target REDcard Review

Target REDcard is a store rewards credit card issued by TD Bank. 

Fair credit. This card is designed for people with fair credit. Applicants who are approved for this card typically have a credit score above 640.

If you're wondering whether Target REDcard is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Target REDcard cash back or rewards program?

Target REDcard offers a rewards program to cardholders.

It features bonus reward rates in the following category:

Target REDcard Reward Rates
Airfare N/A
Every Purchase N/A
Gas N/A
Hotels N/A
Travel N/A
Advertising Services N/A
Amazon Purchases N/A
Car Rentals N/A
Drug Store Purchases N/A
eBay Purchases N/A
Education N/A
Entertainment N/A
Groceries N/A
Internet N/A
Office Supplies N/A
Retail N/A
Shipping N/A
Utilities N/A
Warehouse Clubs Purchases N/A
PayPal Purchases N/A
Furniture N/A
Gym Memberships N/A
Home Improvement Purchases N/A
Insurance N/A
Restaurants N/A
Target Purchases 5%

Does Target REDcard have a signup bonus?

Target REDcard doesn't offer a cash signup bonus.

Does Target REDcard offer an annual airline credit?

Does Target REDcard include access to concierge services?

No, this card does not include concierge services.

Does Target REDcard offer an annual loyalty bonus?

Target REDcard doesn't offer a cash loyalty bonus.

What are the relevant APRs for Target REDcard?

Target REDcard has a variable purchase APR of 22.9%.

Does Target REDcard have an introductory APR offer?

Target REDcard does not offer an introductory rate on new purchases.

Target REDcard Rates & Terms
Purchase APR 22.9%

What are the Target REDcard fees?

No Annual Fee. Target REDcard does not charge an annual fee.

The following fees apply to Target REDcard:

Target REDcard Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $25
Late Payment Fee $35

How to apply for Target REDcard

  • Visit the TD Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Target Purchases 5%
No Interest Grace Period for Late Payment 25
Annual Fee $0
No Annual Fee  
Returned Payment Fee $25
Minimum Interest Charge $1
Late Fee Amount $35
Minimum Age 18
Credit Score Range 640 - 750
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Rewards Categories
  • Target Purchases
Every Purchase 5% off target purchases
Purchase APR (Variable APR) 22.9%
Balance Computation daily balance

Target REDcard Community Reviews


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