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Target RedCard™
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| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) |
25.15% (Verified 09/07/2022) |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 640 - 750 |
| Annual Fee | $0 |
| Number of Reviews | 20 |
Target RedCard™ Review
This is a store cashback card issued by TD Bank. If you're wondering whether Target red card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a maximum cashback rewards rate of up to 5x.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.15%
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Fair or better credit required. You will have good approval odds if your credit score is above 640.
Pros & Cons of Target red card
| The Good | The Bad |
|---|---|
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Target red card FAQ
Does Target red card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Target red card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Target red card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Target RedCard™ has a variable purchase APR of 25.15%.
Does Target red card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Target red card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Target red card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | up to $30 |
| Late Payment Fee | up to $41 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Target red card?
The Target red card customer service number is (833) 259-5980.
What is the support contact email for Target red card?
The support contact email for Target red card is customer.service@td.com.
What is the Target red card login page?
You can access the Target red card login page here.
How do people rate the customer service and user experience of Target red card?
Overall, Target red card is strongly recommended based on community reviews that rate customer service and user experience.
Does Target RedCard™ report your account activity to credit bureaus?
Yes, Target RedCard™ reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Target red card
- Visit the Target red card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Target red card
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Contact
- Headquarters
-
2035 Limestone Road
Wilmington, DE 19808 USA - (833) 259-5980
- Visit Site
- Email Support
Other Services by TD Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
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- Delaware
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- Hawaii
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- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
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- Texas
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- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $1 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $30 |
| Late Fee Amount | Up to $41 |
Target RedCard™ Community Reviews
Would you recommend Target RedCard™ to your friends?
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