Teamster Privilege Cash Rewards Credit Card

Teamster Privilege Cash Rewards Credit Card Review

This is a cashback card issued by Capital One. If you're wondering whether Teamster Privilege Cash Rewards Credit Card is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Competitive APRs. Teamster Privilege Cash Rewards Credit Card has a variable purchase APR that ranges from 15.9% up to 25.74%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Teamster Privilege Cash Rewards Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Teamster Privilege Cash Rewards Credit Card

The Good	The Bad
Potentially lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 12 months. 0% APR on new purchases during the first 12 months. There is then a variable purchase APR that ranges from 15.9% up to 25.74%. No annual fee. Identity Theft Protection. Teamster Privilege Cash Rewards Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a 3% balance transfer fee

Teamster Privilege Cash Rewards Credit Card FAQ

Does Teamster Privilege Cash Rewards Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Teamster Privilege Cash Rewards Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Teamster Privilege Cash Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Teamster Privilege Cash Rewards Credit Card has a variable purchase APR that ranges from 15.9% up to 25.74%. The card has a variable balance transfer APR that ranges from 15.9% up to 25.74%. It also has a variable cash advance APR of 26.99% .

What are the fees for Teamster Privilege Cash Rewards Credit Card?

The following fees apply:

Teamster Privilege Cash Rewards Credit Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	%
Returned Payment Fee	$
Late Payment Fee	Starting at up to $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Teamster Privilege Cash Rewards Credit Card report your account activity to credit bureaus?

Yes, Teamster Privilege Cash Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Teamster Privilege Cash Rewards Credit Card

• Visit the Teamster Privilege Cash Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.